Comparison

Paganza vs Itaú UY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

Paganza

Free

💰 Finance

★ 4.054 ratingsView app →

Itaú UY

Free

💰 Finance

★ 4.8929 ratingsView app →

About

Paganza

Send money to contacts, pay recurring bills, and make faster payments at merchants using your phone. Manage all your finances from one place, with options to link bank accounts or use a digital prepaid wallet.

Highlights

Send money to contacts
Pay recurring bills
Mobile payments at merchants
Manage over 1,000 services
Bill reminders
Link bank accounts
Digital prepaid wallet

Features

Read full description

Pagá cualquier tipo de factura con cualquier medio de pago. Todo desde la misma app y con la mejor experiencia. **La mejor experiencia para pagar tus facturas** Abonar tus cuentas nunca fue tan simple. Te ofrecemos la experiencia más rápida, intuitiva y segura del mercado para pagar cualquier tipo de factura. Olvidate de las demoras y resolvé todo directamente desde tu celular en cuestión de segundos. **Pagá y gestioná todas tus facturas** Con Paganza pagás todas tus facturas desde un único lugar. Más de 1.000 servicios habilitados: servicios públicos, cuotas de préstamos, tarjetas de crédito, colegios, gastos comunes, seguros. ¡Todo! **Con el sistema de recordatorios te olvidás de las multas y recargos.** Paganza busca tus facturas automáticamente y te avisa para que no te quede ningún pago pendiente. **Usá el medio de pago que quieras** Paganza permite vincular diferentes medios de pago, para que puedas utilizar el que prefieras en cada pago.

About

Itaú UY

Manage your bank accounts, credit cards, and payments conveniently from your mobile device. Access transaction history, make transfers, pay bills, and manage your cards. Find ATMs, branches, and exclusive benefits.

Highlights

Account balance and transaction history
Transfers between accounts and local banks
Credit card management and online payments
Bill payments
ATM and branch locator
Virtual assistant

Features

Read full description

Con la App de Itaú podés realizar desde tu celular las siguientes operaciones: Cuentas - Consulta de saldos - Histórico de movimientos - Transferencias entre cuentas Itaú y bancos locales - Generar comprobante de transferencias realizadas - Guardar cuentas favoritas para realizar transferencias - Consulta de cheques depositados a confirmar - Solicitud de chequeras - Depósito de cheques Itaú - Compartir número de cuenta Tarjetas de crédito - Consulta de saldo - Consulta de límite disponible - Consulta de movimientos - Consulta del estado de cuenta - Pago en línea - Aviso por viaje - Aumento transitorio de límite - Bloqueo de tarjetas Pagos - Pago de servicios - Itaú pagocuentas Volar - Consulta de saldo de millas - Canjes QR - Acceso al catálogo completo Otros servicios - Localización de cajeros automáticos y sucursales - Información de beneficios y localización de comercios - Teléfonos e información en caso de emergencias - Asistente virtual - Generación y recupero de contraseña - Solicitar tu primera cuenta - Solicitar tu primera tarjeta

Screenshots

Paganza4 screens

Itaú UY4 screens

Verdict

The call

The clearest difference is rating: Itaú UY at 4.8 against Paganza's 4.0. Itaú UY also leads on monetization model (free vs free with in-app purchases) and ratings volume (929 vs 54). Paganza's advantage is review sentiment (82% vs 51%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Itaú UY holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: Itaú UY has 929 ratings behind it against 54, so its average is the more settled of the two. Written reviews complicate that: 82% of Paganza's written reviews are positive against 51% of Itaú UY's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Paganza ships an update every 5 weeks, Itaú UY every 3 weeks. The most recent releases landed on October 20, 2026 and October 23, 2026 respectively.

Scorecard4 real differences · 6 level

Paganza versus Itaú UY: the parameters behind the verdict, then further details
Parameter	Paganza	Itaú UY
Price	Free	Free
Rating	4.0 (54 ratings)	4.8 (929 ratings) — better
Positive reviews	82.2% of reviews — better	51.0% of reviews
Number of ratings	54	929 — better
Update frequency	Every 5 weeks	Every 3 weeks — better
Ads	No	No
In-app purchases	No	No
Monetization	Free with in-app purchases	Free — better
Devices	iPhone, iPad, iPod — better	iPhone, iPod
Requires iOS	15.0	15.0
Further details — not scored
Size	33 MB	135 MB
Age rating	4+	4+
Developer	Paganza	Banco Itaú Uruguay S.A.

Customer experience

Paganza

All ratings54 ratings

Positive70.4%

Neutral9.3%

Negative20.4%

Written reviews73 reviews

Positive82.2%

Neutral5.5%

Negative12.3%

Itaú UY

All ratings927 ratings

Positive96.8%

Neutral1.4%

Negative1.8%

Written reviews49 reviews

Positive51.0%

Neutral14.3%

Negative34.7%

User reviews

Paganza

From 54 App Store ratings

What we love

👍 Easy to use
⏱️ Saves time
💡 Innovative for Uruguay
✅ Reliable
💰 Convenient for payments

Room to improve

🐌 Slow performance
🐛 App instability
⚠️ Frequent bugs
📱 Incompatible with older iOS
😩 Confusing interface

Itaú UY

From 929 App Store ratings

What we love

🚀 Fast and efficient
👍 User-friendly experience
🔒 Secure banking
💯 Excellent overall

Room to improve

🐛 Crashes and bugs
⏱️ Slow loading times
🔍 Confusing UI elements

Bugs and requests

Paganza

Reported bugs

10 issues

App does not update
App is unstable and crashes repeatedly
Interface has many bugs
App is very slow
App makes the phone overheat

Show 5 more

Deposit not confirmed
Error when trying to pay
Double payments occur
Cannot verify phone number
Server connection errors

Requested features

4 requests

Immediate payment processing
Support for all banks
iPad app for expense visualization
Touch ID integration

Itaú UY

Reported bugs

3 issues

Login screen issues
Compatibility problems with newer devices
Unexpected app closures

Requested features

3 requests

Face ID/Touch ID support
Customizable transaction history view
Ability to save frequent transfer details

In-app purchases

None

Paganza

No in-app purchases

None

Itaú UY

No in-app purchases

Questions

Is Paganza free?

Paganza is free to download, with no in-app purchases.

Is Itaú UY free?

Itaú UY is free to download, with no in-app purchases.

Which has better reviews, Paganza or Itaú UY?

Itaú UY is rated higher. Paganza averages 4.0 out of 5 from 54 ratings, while Itaú UY averages 4.8 from 929 ratings.

Do Paganza or Itaú UY have ads?

Neither Paganza nor Itaú UY shows ads.

Which is updated more often, Paganza or Itaú UY?

Paganza ships an update every 5 weeks, and Itaú UY every 3 weeks. Most recently, Paganza was updated on October 20, 2026 and Itaú UY on October 23, 2026.