Comparison

Bluebird App vs True Link Financial

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bluebird App

Manage your finances on the go with a flexible and convenient financial account. Add cash fee-free, get paid early, and make purchases or withdraw cash without monthly fees. Securely control your money with 24/7 customer service.

Highlights
  • Fee-free account management
  • Early direct deposit
  • Mobile check deposit
  • Fee-free ATM withdrawals
  • Online and in-store purchases
  • Send money to other users
Read full description

WHAT IS BLUEBIRD? Bluebird is a financial account that offers you the flexibility and convenience to take control of your money. With no monthly fees and many other fee-free features, Bluebird helps make the day-to-day necessities easier to take care of so you can spend your time doing the things that matter most. Visit us at Bluebird.com for more information. HOW THE BLUEBIRD APP WORKS • Easily manage your Bluebird Account on the go, wherever you are! • Log in to easily access your Available Balance and view the details of all your active and completed transactions MONEY IN • Add cash fee free at Family Dollar¹ • Get your pay up to 2 days faster with free early direct deposit² • Easily add money from checks using your mobile device³ MONEY OUT • Use your Bluebird card to make purchases online or in-store • Withdraw cash for free at over 37,000 MoneyPass ATMs nationwide⁴ • Send money to other Bluebird accountholders A BRAND YOU CAN TRUST • Our security features bring the reliability you need and the value you deserve • We work hard to keep your information and money safe and secure • Our 24/7 Customer Service representatives are there for you, day or night ¹You can add cash at other locations for up to $3.95. As of July 1, 2023, cash reloads at Walmart will no longer be fee free and will incur a fee of $3.74 per transaction. See bluebird.com/faqs for more details. ²Faster access compared to standard payday electronic deposit and subject to your employer submitting paycheck information to the bank before payday. Your employer may not submit paycheck information early. ³The Mobile Check Capture by Ingo Money service is provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. All checks are subject to approval for funding in Ingo Money’s sole discretion. Approval usually takes 3 to 5 minutes but can take up to one hour. Fees apply for approved Money in Minutes transactions funded to your Account. See bluebird.com/fees for details. Additional terms and conditions and limits are associated with your use of the Mobile Check Capture by Ingo Money service through the Bluebird Mobile app. See bluebird.com/legal for details. Data rates may apply. Note: As of 2/13/2022, Mobile Check Capture is not available for use in the state of New York. ⁴Transactions at non-Money Pass® ATMs have a $2.50 fee. ATM operator fees may also apply. See bluebird.com/atm for details.

About

True Link Financial

This app provides a secure way for families and professionals to manage finances for others. It allows for sending money, controlling spending, tracking purchases, and receiving real-time alerts. Cardholders can check balances and view transactions, while administrators can load funds, set spending limits, and block specific purchases.

Highlights
  • Send money
  • Prevent specific spending
  • Track purchases
  • Real-time alerts
  • Load funds
  • Block/allow transactions
  • Manage spending settings
Features
Read full description

True Link and the True Link Visa® Prepaid Card help more than 150,000 families and professionals safeguard spending and support the financial independence of the people in their care. The True Link Visa Card can be used to send money, help prevent certain spending, track purchases, get real-time alerts, and much more. Independence for Cardholders ∙ Check your balance anywhere, at anytime ∙ Sign in easily with the last four digits of your True Link Visa card ∙ See transactions and upcoming transfers ∙ See your spending settings Tools for Card Administrators ∙ Load funds onto Visa cards from connected bank accounts ∙ Set up and edit one-time transfers ∙ Block or allow transactions, including access to cash ∙ Have visibility into when a purchase is blocked or spending limits are reached ∙ Manage spending settings Download the True Link Mobile App as a cardholder or card administrator to help make your life a little simpler. True Link Financial, Inc. is a financial technology company and not a bank. The True Link Visa Prepaid Card is issued by Sunrise Banks N.A., St. Paul, MN 55103, Member FDIC, pursuant to a license from Visa U.S.A. Inc. This card can be used anywhere Visa debit cards are accepted.

Screenshots

Bluebird App4 screens
True Link Financial4 screens

Verdict

The call

The clearest difference is monetization model: True Link Financial at free against Bluebird App's free with in-app purchases. Bluebird App's advantage is ratings volume (22K vs 738) and review sentiment (67% vs 51%). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Bluebird App against 4.7 for True Link Financial. That said, the two scores are not equally well evidenced: Bluebird App has 22K ratings behind it against 738, so its average is the more settled of the two. Written reviews are what separate them: 67% of Bluebird App's written reviews are positive against 51% of True Link Financial's.

UpkeepUpdate frequency

Bluebird App ships an update monthly, True Link Financial fortnightly. Both last shipped on October 27, 2026.

Scorecard3 real differences · 7 level
Bluebird App versus True Link Financial: the parameters behind the verdict, then further details
ParameterBluebird AppTrue Link Financial
PriceFreeFree
Rating4.7 (22K ratings)4.7 (738 ratings) — better
Positive reviews66.9% of reviews — better51.3% of reviews
Number of ratings22K — better738
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size39 MB45 MB
Age rating4+4+
DeveloperHI Technology CorpTrue Link Financial, Inc.

Customer experience

Bluebird App

All ratings22,449 ratings
Positive91.9%
Neutral2.5%
Negative5.6%
Written reviews172 reviews
Positive66.9%
Neutral4.7%
Negative28.5%

True Link Financial

All ratings657 ratings
Positive93.2%
Neutral1.8%
Negative5.0%
Written reviews39 reviews
Positive51.3%
Neutral7.7%
Negative41.0%

Bugs and requests

Bluebird App

Reported bugs

4 issues
  • Login and password reset issues
  • Inability to add funds or complete transactions
  • Disappearing transactions and account balances
  • Compatibility problems with older devices

Requested features

5 requests
  • Restore ability to transfer between sub-accounts
  • Bring back quick balance view
  • Add chip card support
  • Improve mobile app functionality
  • Streamline website navigation

True Link Financial

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Bluebird App

No in-app purchases

None

True Link Financial

No in-app purchases

Questions

Is Bluebird App free?
Bluebird App is free to download, with no in-app purchases.
Is True Link Financial free?
True Link Financial is free to download, with no in-app purchases.
Which has better reviews, Bluebird App or True Link Financial?
True Link Financial is rated higher. Bluebird App averages 4.7 out of 5 from 22K ratings, while True Link Financial averages 4.7 from 738 ratings.
Do Bluebird App or True Link Financial have ads?
Neither Bluebird App nor True Link Financial shows ads.
Which is updated more often, Bluebird App or True Link Financial?
Bluebird App ships an update monthly, and True Link Financial fortnightly. Most recently, Bluebird App was updated on October 27, 2026 and True Link Financial on October 27, 2026.

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