Comparison

EECU vs Worthium

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EECU

Manage your finances on the go with this secure mobile banking app. Check balances, transfer funds, pay bills, and deposit checks quickly and easily from your device.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds between accounts
  • Make bill payments
  • Deposit checks
  • Find ATM and branch locations
Features
Read full description

Educational Employees Credit Union (EECU) – California The EECU mobile app allows you to access your money – anywhere, anytime. It’s fast, free and secure! With EECU mobile banking you can: •Check your balances •View transaction history •View check images •Transfer funds •Make bill payments •View and activate your cash back offers •Deposit checks •Manage Purchase Rewards •Find EECU locations and CO-OP ATMs. Login to this app using your existing Online Access User ID and Password. If you do not have EECU Online Access, apply today at myEECU.org. To learn how we protect your privacy, please visit https://www.myeecu.org/privacy

About

Worthium

A private, offline net worth tracker that allows you to manually input assets and liabilities. Gain clarity on your financial standing without sharing your data or dealing with ads and subscriptions.

Highlights
  • 100% Offline tracking
  • Private by design, data stays on device
  • No account or bank connections required
  • Ad-free and no in-app purchases
  • Manual asset and liability entry
  • View net worth and historical trends
Features
Read full description

Why No Bank Connections? Worthium is built around a simple idea: your financial life should not require handing over access to your financial accounts. Bank-connected finance apps can be useful, but they often come with tradeoffs. Accounts disconnect. Logins expire. Passwords change. Institutions fail to sync correctly. You end up reconnecting accounts, approving access again, fixing missing data, or wondering whether your numbers are even accurate. Worthium avoids that entire mess. No bank linking. No account syncing. No reconnecting institutions. No remembering extra passwords. No wondering who has access to your financial data. Instead, Worthium gives you a clean, manual way to track your net worth with intention. There is also something more meaningful about entering your own progress. When your savings grow, your debt goes down, your investments increase, or your home equity rises, you get to record that moment yourself. You are not just watching numbers auto-sync in the background. You are actively tracking the wealth you are building. Worthium is for people who want privacy, clarity, and control. Not every transaction. Not every coffee. Not every bank login. Just the bigger picture: what you own, what you owe, and how your net worth is changing over time.

Screenshots

EECU4 screens
Worthium4 screens

Verdict

The call

EECU and Worthium both sit at 4.8 stars, but that hides the real split: 100% of Worthium's written reviews are positive against 65% of EECU's. Worthium also leads on update cadence (every 2 days vs every 3 months) and iOS requirement (15.1 vs 17.0). EECU's advantage is in-app purchases (none vs 1) and ratings volume (39K vs 3). On price, rating, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Worthium sells 1 in-app purchase, starting at $6.99 per year. EECU asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Worthium holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: EECU has 39K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 65% of EECU's written reviews are positive against 100% of Worthium's.

UpkeepUpdate frequency

EECU ships an update every 3 months, Worthium every 2 days. The most recent releases landed on November 12, 2026 and October 31, 2026 respectively.

Scorecard6 real differences · 4 level
EECU versus Worthium: the parameters behind the verdict, then further details
ParameterEECUWorthium
PriceFreeFree
Rating4.8 (39K ratings)5.0 (3 ratings) — better
Positive reviews65.0% of reviews100.0% of reviews — better
Number of ratings39K — better3
Update frequencyEvery 3 monthsEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterPaid
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.1 — better
Further details — not scored
Size113 MB54 MB
Age rating4+12+
DeveloperEducational Employees Credit UnionERIC ADLER

Customer experience

EECU

All ratings38,862 ratings
Positive96.2%
Neutral1.6%
Negative2.2%
Written reviews220 reviews
Positive65.0%
Neutral3.2%
Negative31.8%

Worthium

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

EECU

Reported bugs

2 issues
  • Infinite loading or account information not displaying
  • Inconsistent mobile deposit recognition

Requested features

3 requests
  • Easier inter-bank account transfers
  • Savings account management within the app
  • More detailed transaction history and budgeting tools

Worthium

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

EECU

No in-app purchases

1 purchases

Worthium

Subscriptions1
  • Worthium Pro$6.991 Year

Questions

Is EECU free?
EECU is free to download, with no in-app purchases.
Is Worthium free?
Worthium is free to download, with in-app purchases available.
Which has better reviews, EECU or Worthium?
Worthium is rated higher. EECU averages 4.8 out of 5 from 39K ratings, while Worthium averages 5.0 from 3 ratings.
Do EECU or Worthium have ads?
Neither EECU nor Worthium shows ads.
Which is updated more often, EECU or Worthium?
EECU ships an update every 3 months, and Worthium every 2 days. Most recently, EECU was updated on November 12, 2026 and Worthium on October 31, 2026.

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