EECU vs Worthium
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EECU
Manage your finances on the go with this secure mobile banking app. Check balances, transfer funds, pay bills, and deposit checks quickly and easily from your device.
- Check account balances
- View transaction history
- Transfer funds between accounts
- Make bill payments
- Deposit checks
- Find ATM and branch locations
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Educational Employees Credit Union (EECU) – California The EECU mobile app allows you to access your money – anywhere, anytime. It’s fast, free and secure! With EECU mobile banking you can: •Check your balances •View transaction history •View check images •Transfer funds •Make bill payments •View and activate your cash back offers •Deposit checks •Manage Purchase Rewards •Find EECU locations and CO-OP ATMs. Login to this app using your existing Online Access User ID and Password. If you do not have EECU Online Access, apply today at myEECU.org. To learn how we protect your privacy, please visit https://www.myeecu.org/privacy
Worthium
A private, offline net worth tracker that allows you to manually input assets and liabilities. Gain clarity on your financial standing without sharing your data or dealing with ads and subscriptions.
- 100% Offline tracking
- Private by design, data stays on device
- No account or bank connections required
- Ad-free and no in-app purchases
- Manual asset and liability entry
- View net worth and historical trends
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Why No Bank Connections? Worthium is built around a simple idea: your financial life should not require handing over access to your financial accounts. Bank-connected finance apps can be useful, but they often come with tradeoffs. Accounts disconnect. Logins expire. Passwords change. Institutions fail to sync correctly. You end up reconnecting accounts, approving access again, fixing missing data, or wondering whether your numbers are even accurate. Worthium avoids that entire mess. No bank linking. No account syncing. No reconnecting institutions. No remembering extra passwords. No wondering who has access to your financial data. Instead, Worthium gives you a clean, manual way to track your net worth with intention. There is also something more meaningful about entering your own progress. When your savings grow, your debt goes down, your investments increase, or your home equity rises, you get to record that moment yourself. You are not just watching numbers auto-sync in the background. You are actively tracking the wealth you are building. Worthium is for people who want privacy, clarity, and control. Not every transaction. Not every coffee. Not every bank login. Just the bigger picture: what you own, what you owe, and how your net worth is changing over time.
Screenshots
Verdict
EECU and Worthium both sit at 4.8 stars, but that hides the real split: 100% of Worthium's written reviews are positive against 65% of EECU's. Worthium also leads on update cadence (every 2 days vs every 3 months) and iOS requirement (15.1 vs 17.0). EECU's advantage is in-app purchases (none vs 1) and ratings volume (39K vs 3). On price, rating, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Worthium sells 1 in-app purchase, starting at $6.99 per year. EECU asks for nothing beyond the download.
Worthium holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: EECU has 39K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 65% of EECU's written reviews are positive against 100% of Worthium's.
EECU ships an update every 3 months, Worthium every 2 days. The most recent releases landed on November 12, 2026 and October 31, 2026 respectively.
| Parameter | EECU | Worthium |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (39K ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 65.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 39K — better | 3 |
| Update frequency | Every 3 months | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Paid |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 113 MB | 54 MB |
| Age rating | 4+ | 12+ |
| Developer | Educational Employees Credit Union | ERIC ADLER |
Customer experience
EECU
Worthium
Bugs and requests
EECU
Reported bugs
2 issues- Infinite loading or account information not displaying
- Inconsistent mobile deposit recognition
Requested features
3 requests- Easier inter-bank account transfers
- Savings account management within the app
- More detailed transaction history and budgeting tools
Worthium
Not enough reviews yet to summarise bugs or requests.
In-app purchases
EECU
No in-app purchases
Worthium
- Worthium Pro$6.991 Year









