Belfius Mobile vs Raiffeisen Payconiq
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Belfius Mobile
Manage your banking, insurance, and investments from your mobile device. This secure app allows you to make payments, track finances, invest in the stock market, and manage insurance policies with ease. Get support through the app or schedule appointments.
- Account balance and history
- Stock market investing
- Insurance policy management
- Claim submission and tracking
- Personalized financial overview
- Digital assistant support
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Belfius Mobile Discover Belfius Mobile, your bank that is always within reach, accompanying you everywhere. Simple, fast and secure, Belfius Mobile is designed to offer you a unique banking experience. Make your transfers and payments, manage your finances, insurance, investments and current loans with ease. Manage it all in the blink of an eye Check your account balances and history and find a payment. Personalise your overview with the accounts and widgets that interest you, such as your investments or your Re=Bel portfolio. Invest in the stock market with Re=Bel With Re=Bel, our integrated investment platform, you can get started in the stock market with complete autonomy. Invest in funds, shares and trackers connected with the societal themes that matter to you, at attractive prices. Manage your investments wherever and whenever you want. Your insurance at your fingertips To make your life easier, you can take out insurance for your car, home or pet with Belfius Mobile. You can also make a claim and follow it up. All in just a few clicks. Always there for you Need help? We're here for you! Easily make an appointment at a branch or for a video call. Have a question? Contact us by phone or ask our digital assistant. Using Belfius Mobile for the first time? We'll guide you! Register your device with your bank card and card reader. Then log in using your PIN code, digital fingerprint or facial recognition. Not a Belfius customer yet? Become one straight away via the app. Security and innovation at the heart of Belfius Mobile Belfius Mobile is extremely secure. No personal information is saved on your device. To take advantage of the latest features and security standards, make sure you always use the latest version of the app. Address of the head office:Belfius Bank SAPlace Charles Rogier 11 - 1210 Brussels
Raiffeisen Payconiq
Send money internationally to contacts or any mobile number in Luxembourg, Belgium, and the Netherlands. Pay bills, shops, restaurants, and online by scanning QR codes. Payments are debited from your chosen Raiffeisen current account.
- International money transfers
- Payment requests to contacts
- QR code bill payments
- In-store and online QR payments
- Debit from Raiffeisen current account
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With the Raiffeisen Payconiq application, make international payments in Luxembourg, Belgium and the Netherlands. You can send money and make payment requests to your contacts or to any mobile phone number. You can also pay your bills, pay in shops, restaurants and online by scanning QR codes. Your payments are then debited to the Raiffeisen current account of your choice. To use the application, all you need is a Raiffeisen current account and the LuxTrust product that you usually use to connect to your R-Net online bank. Then follow the instructions in the Raiffeisen Payconiq application, it's quick and easy!
Screenshots
Verdict
The clearest difference is review sentiment: Belfius Mobile at 78% against Raiffeisen Payconiq's 0%. Belfius Mobile also leads on update cadence (every 6 weeks vs every 5 months). Raiffeisen Payconiq's advantage is iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Belfius Mobile ships an update every 6 weeks, Raiffeisen Payconiq every 5 months. The most recent releases landed on September 23, 2026 and June 1, 2026 respectively.
| Parameter | Belfius Mobile | Raiffeisen Payconiq |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (1.5K ratings) — better | — |
| Positive reviews | 78.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 1.5K — better | — |
| Update frequency | Every 6 weeks — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPod |
| Requires iOS | 16.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 150 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | Belfius Bank | Banque Raiffeisen s.c. |
Customer experience
Belfius Mobile
Raiffeisen Payconiq
Bugs and requests
Belfius Mobile
Reported bugs
3 issues- Frequent app crashes
- Card reader issues
- Login and transaction problems
Requested features
4 requests- Add English language support
- Implement Apple Pay integration
- Improve mobile app performance
- Enhance customer support channels
Raiffeisen Payconiq
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Belfius Mobile
No in-app purchases
Raiffeisen Payconiq
No in-app purchases
Questions
Is Belfius Mobile free?
Is Raiffeisen Payconiq free?
Do Belfius Mobile or Raiffeisen Payconiq have ads?
Which is updated more often, Belfius Mobile or Raiffeisen Payconiq?
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