Comparison

Belfius Mobile vs Raiffeisen Payconiq

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Belfius Mobile

Manage your banking, insurance, and investments from your mobile device. This secure app allows you to make payments, track finances, invest in the stock market, and manage insurance policies with ease. Get support through the app or schedule appointments.

Highlights
  • Account balance and history
  • Stock market investing
  • Insurance policy management
  • Claim submission and tracking
  • Personalized financial overview
  • Digital assistant support
Features
Read full description

Belfius Mobile Discover Belfius Mobile, your bank that is always within reach, accompanying you everywhere. Simple, fast and secure, Belfius Mobile is designed to offer you a unique banking experience. Make your transfers and payments, manage your finances, insurance, investments and current loans with ease. Manage it all in the blink of an eye Check your account balances and history and find a payment. Personalise your overview with the accounts and widgets that interest you, such as your investments or your Re=Bel portfolio. Invest in the stock market with Re=Bel With Re=Bel, our integrated investment platform, you can get started in the stock market with complete autonomy. Invest in funds, shares and trackers connected with the societal themes that matter to you, at attractive prices. Manage your investments wherever and whenever you want. Your insurance at your fingertips To make your life easier, you can take out insurance for your car, home or pet with Belfius Mobile. You can also make a claim and follow it up. All in just a few clicks. Always there for you Need help? We're here for you! Easily make an appointment at a branch or for a video call. Have a question? Contact us by phone or ask our digital assistant. Using Belfius Mobile for the first time? We'll guide you! Register your device with your bank card and card reader. Then log in using your PIN code, digital fingerprint or facial recognition. Not a Belfius customer yet? Become one straight away via the app. Security and innovation at the heart of Belfius Mobile Belfius Mobile is extremely secure. No personal information is saved on your device. To take advantage of the latest features and security standards, make sure you always use the latest version of the app. Address of the head office: Belfius Bank SA Place Charles Rogier 11 - 1210 Brussels

About

Raiffeisen Payconiq

Send money internationally to contacts or any mobile number in Luxembourg, Belgium, and the Netherlands. Pay bills, shops, restaurants, and online by scanning QR codes. Payments are debited from your chosen Raiffeisen current account.

Highlights
  • International money transfers
  • Payment requests to contacts
  • QR code bill payments
  • In-store and online QR payments
  • Debit from Raiffeisen current account
Features
Read full description

With the Raiffeisen Payconiq application, make international payments in Luxembourg, Belgium and the Netherlands. You can send money and make payment requests to your contacts or to any mobile phone number. You can also pay your bills, pay in shops, restaurants and online by scanning QR codes. Your payments are then debited to the Raiffeisen current account of your choice. To use the application, all you need is a Raiffeisen current account and the LuxTrust product that you usually use to connect to your R-Net online bank. Then follow the instructions in the Raiffeisen Payconiq application, it's quick and easy!

Screenshots

Belfius Mobile4 screens
Raiffeisen Payconiq2 screens

Verdict

The call

The clearest difference is review sentiment: Belfius Mobile at 78% against Raiffeisen Payconiq's 0%. Belfius Mobile also leads on update cadence (every 6 weeks vs every 5 months). Raiffeisen Payconiq's advantage is iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Belfius Mobile ships an update every 6 weeks, Raiffeisen Payconiq every 5 months. The most recent releases landed on September 23, 2026 and June 1, 2026 respectively.

Scorecard3 real differences · 7 level
Belfius Mobile versus Raiffeisen Payconiq: the parameters behind the verdict, then further details
ParameterBelfius MobileRaiffeisen Payconiq
PriceFreeFree
Rating4.7 (1.5K ratings) — better
Positive reviews78.0% of reviews — better0.0% of reviews
Number of ratings1.5K — better
Update frequencyEvery 6 weeks — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS16.013.0 — better
Further details — not scored
Size150 MB43 MB
Age rating4+4+
DeveloperBelfius BankBanque Raiffeisen s.c.

Customer experience

Belfius Mobile

All ratings1,484 ratings
Positive93.9%
Neutral2.3%
Negative3.8%
Written reviews50 reviews
Positive78.0%
Neutral6.0%
Negative16.0%

Raiffeisen Payconiq

Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Belfius Mobile

Reported bugs

3 issues
  • Frequent app crashes
  • Card reader issues
  • Login and transaction problems

Requested features

4 requests
  • Add English language support
  • Implement Apple Pay integration
  • Improve mobile app performance
  • Enhance customer support channels

Raiffeisen Payconiq

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Belfius Mobile

No in-app purchases

None

Raiffeisen Payconiq

No in-app purchases

Questions

Is Belfius Mobile free?
Belfius Mobile is free to download, with no in-app purchases.
Is Raiffeisen Payconiq free?
Raiffeisen Payconiq is free to download, with no in-app purchases.
Do Belfius Mobile or Raiffeisen Payconiq have ads?
Neither Belfius Mobile nor Raiffeisen Payconiq shows ads.
Which is updated more often, Belfius Mobile or Raiffeisen Payconiq?
Belfius Mobile ships an update every 6 weeks, and Raiffeisen Payconiq every 5 months. Most recently, Belfius Mobile was updated on September 23, 2026 and Raiffeisen Payconiq on June 1, 2026.

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