Centra Mobile vs NWSB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Centra Mobile
Manage your finances on the go with this banking app. Deposit checks, send money, pay bills, and track your spending and budget. You can also manage your debit cards and set up account alerts.
- Deposit checks remotely
- Send money with Zelle®
- Manage debit cards
- Pay bills and set up recurring payments
- Track spending and balances
- Create budgets and track income
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Banking digitally at Centra means you can transfer money, pay bills, send money to friends, and monitor your account activity from anywhere, anytime. Features: DEPOSIT CHECKS Save yourself a trip by quickly snapping photos of your check to deposit into your account. SEND MONEY IN THE MOMENT WITH ZELLE® Send money to friends, family, and others you know and trust. MANAGE YOUR CARDS Protect your money by defining when, where, and how your Centra debit cards are used. PAY BILLS Use Bill Pay to pay bills quickly or create convenient recurring payments. TRACK YOUR SPENDING Stay on top of your transactions and balances by creating customized account alerts. MAKE A BUDGET Meet your savings goals by easily tracking expenses and income. Federally Insured by NCUA.
NWSB
Manage your bank accounts, view balances, and search transactions. Transfer funds, pay bills, and deposit checks remotely using your device's camera. Securely log in with fingerprint or facial recognition.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills and view payment history
- Deposit checks with device camera
- Secure login with Touch ID/Face ID
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Available features include: Accounts: •Check your latest account balance and search recent transactions by date, amount, or check number. Transfers: •Easily transfer cash between your accounts. Bill Pay: •Make payments and view recent and scheduled payments. Deposits: •Submit check deposits using your device’s camera. Touch ID/Face ID: •Touch ID/Face ID allows you to use a secure and more efficient sign-on experience using your fingerprint or facial recognition.
Screenshots
Verdict
The clearest difference is review sentiment: Centra Mobile at 81% against NWSB's 50%. Centra Mobile also leads on rating (4.9 vs 4.4) and ratings volume (11K vs 16). NWSB's advantage is monetization model (ad-supported vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Centra Mobile holds the better App Store score, 4.9 against 4.4. That said, the two scores are not equally well evidenced: Centra Mobile has 11K ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 81% of Centra Mobile's written reviews are positive against 50% of NWSB's.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 25, 2026 and June 4, 2026 respectively.
| Parameter | Centra Mobile | NWSB |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (11K ratings) — better | 4.4 (16 ratings) |
| Positive reviews | 80.7% of reviews — better | 50.0% of reviews |
| Number of ratings | 11K — better | 16 |
| Update frequency | Every 2 months | Every 2 months |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 — better | 15.5 |
| Further details — not scored | ||
| Size | 118 MB | 191 MB |
| Age rating | 4+ | 4+ |
| Developer | Centra Credit Union | The New Washington State Bank |
Customer experience
Centra Mobile
NWSB
Bugs and requests
Centra Mobile
Reported bugs
3 issues- Login issues after app update
- Landscape mode and printing not working
- Frequent disconnections of external accounts
Requested features
4 requests- Ability to pay extra on loan principal
- Improved Zelle integration
- More customization options
- Expanded account linking capabilities
NWSB
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Centra Mobile
No in-app purchases
NWSB
No in-app purchases
Questions
Is Centra Mobile free?
Is NWSB free?
Which has better reviews, Centra Mobile or NWSB?
Do Centra Mobile or NWSB have ads?
Which is updated more often, Centra Mobile or NWSB?
Other comparisons
