First Merchants Mobile App vs NWSB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
First Merchants Mobile App
Manage your finances conveniently from your mobile device. Check balances, transfer funds, pay bills, deposit checks, and send money to others. Locate nearby branches and ATMs easily.
- Check account balances and transactions
- Transfer money between accounts
- Pay bills and view history
- Deposit checks remotely
- Send and receive person-to-person payments
- Find nearby branches and ATMs
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Start banking wherever you are with the First Merchants Mobile App! First Merchants Mobile App allows you to check balances, make transfers, pay bills, deposit checks, make person-to-person payments, and find locations where you can speak to our welcoming and attentive bankers. Available features include: Accounts - Check your latest account balances and search recent transactions by date, amount, or check number. Transfers - Easily transfer money between your accounts. Bill Pay - Pay bills and review bill payment history from your device. Check Deposit - Deposit checks while on the go. Person-to-Person Payments - Send money immediately to another person. - Claim money received while on the go. Locations - Find nearby branches and ATMs while using the mobile device’s built-in GPS or search by ZIP code or address.
NWSB
Manage your bank accounts, view balances, and search transactions. Transfer funds, pay bills, and deposit checks remotely using your device's camera. Securely log in with fingerprint or facial recognition.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills and view payment history
- Deposit checks with device camera
- Secure login with Touch ID/Face ID
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Available features include: Accounts: •Check your latest account balance and search recent transactions by date, amount, or check number. Transfers: •Easily transfer cash between your accounts. Bill Pay: •Make payments and view recent and scheduled payments. Deposits: •Submit check deposits using your device’s camera. Touch ID/Face ID: •Touch ID/Face ID allows you to use a secure and more efficient sign-on experience using your fingerprint or facial recognition.
Screenshots
Verdict
The clearest difference is review sentiment: First Merchants Mobile App at 79% against NWSB's 50%. First Merchants Mobile App also leads on ratings volume (28K vs 16) and rating (4.8 vs 4.4). NWSB's advantage is update cadence (every 2 months vs every 5 months). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
First Merchants Mobile App holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: First Merchants Mobile App has 28K ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 79% of First Merchants Mobile App's written reviews are positive against 50% of NWSB's.
First Merchants Mobile App ships an update every 5 months, NWSB every 2 months. The most recent releases landed on September 28, 2026 and June 4, 2026 respectively.
| Parameter | First Merchants Mobile App | NWSB |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (28K ratings) — better | 4.4 (16 ratings) |
| Positive reviews | 79.1% of reviews — better | 50.0% of reviews |
| Number of ratings | 28K — better | 16 |
| Update frequency | Every 5 months | Every 2 months — better |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPod |
| Requires iOS | 16.0 | 15.5 — better |
| Further details — not scored | ||
| Size | 57 MB | 191 MB |
| Age rating | 4+ | 4+ |
| Developer | First Merchants Corporation | The New Washington State Bank |
Customer experience
First Merchants Mobile App
NWSB
Bugs and requests
First Merchants Mobile App
Reported bugs
5 issues- Inconsistent Face ID/Touch ID support
- Repeated requests for login credentials
- Inability to view all linked accounts
- Delayed transaction posting and balance updates
- Glitches when depositing larger checks
Requested features
5 requests- Add running balance display in transactions
- Improve bill pay functionality and visibility
- Enable transfers between all account types
- Provide more customization options in the app
- Integrate account notifications and alerts
NWSB
Not enough reviews yet to summarise bugs or requests.
In-app purchases
First Merchants Mobile App
No in-app purchases
NWSB
No in-app purchases
Questions
Is First Merchants Mobile App free?
Is NWSB free?
Which has better reviews, First Merchants Mobile App or NWSB?
Do First Merchants Mobile App or NWSB have ads?
Which is updated more often, First Merchants Mobile App or NWSB?
Other comparisons
