LAPFCU Mobile Banking vs CHP Overtime
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LAPFCU Mobile Banking
Manage your finances on the go with this mobile banking app. Access account details, transfer funds, deposit checks, and pay bills securely from anywhere. Includes budgeting tools and ATM locators.
- Check account balances and transactions
- Transfer funds and pay bills
- Mobile check deposits
- View loan and credit offers
- Locate ATMs and Shared Branches
- Manage credit and debit cards
- Budgeting and credit management tools
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LAPFCU Mobile - Take Us With You! With Los Angeles Police Federal Credit Union's FREE mobile banking application, safe, secure banking services are available anytime, anywhere. • Check account balances, view transactions, and access account history and statements • Pay bills online, transfer funds, Zelle®, and mobile check deposits • View and accept pre-approved loan and credit offers • Locate fee-free ATMs or Shared Branch credit unions in your area • Easily manage your credit and debit cards • Easy-to-use free budgeting and credit management tools
CHP Overtime
Track your overtime pay and compensatory time off in real-time. Import pay stubs to calculate exact earnings, and allocate future pay towards bills and savings goals. All your financial data stays private and offline on your device.
- Real-time earnings tracker
- Live Activities & Dynamic Island integration
- Pay stub import and analysis
- Bill and savings goal allocation
- Compensatory Time Off (CTO) tracking
- Pay period calendar
- Private and offline data storage
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Know exactly what your overtime is worth, before the check arrives. Overtime Tracker turns every extra hour into a clear picture of your earnings. Start the timer when you begin OT, and watch your net pay climb in real time — right on your Lock Screen and Dynamic Island. No more guessing what that extra shift was worth. REAL-TIME EARNINGS TRACKER Built around a simple start/stop timer that calculates your net and gross pay down to the second. Your personalized rate is calculated from your actual pay stub, so the numbers you see are the numbers you take home. LIVE ACTIVITIES & DYNAMIC ISLAND See your earnings update live on your Lock Screen and Dynamic Island while you work. No need to open the app — your overtime pay is always visible at a glance. PAY STUB IMPORT Scan or photograph your pay stub and the app extracts your gross pay, net pay, and hours automatically. Works with Cal Employee Connect and other pay stub formats. Your exact net and gross hourly rates are calculated for you — including your effective tax rate. BILLS & GOALS Assign your overtime earnings before they arrive. Add bills like rent or a car payment, and savings goals like a vacation or new purchase. The app funds bills first in your priority order, then allocates the rest toward goals. Drag to reorder priorities anytime. Unfulfilled bills and goals automatically roll over to the next pay period — only the remaining balance carries forward, since the funded portion is assumed paid from that check. CTO TRACKING Track Compensatory Time Off alongside cash overtime. Log CTO hours, set a target balance, and watch your time bank grow across pay periods. Choose between Cash or CTO every time you start a session. PAY PERIOD CALENDAR Sessions are automatically organized into pay periods. See days remaining in the current period, your next pay date, total hours, and a full breakdown of earnings — all in one place. GUIDED SETUP A friendly onboarding walks you through importing your pay stub, setting your CTO balance, and creating your first bills and goals. You'll be fully set up in under two minutes. ALL YOUR STATS View all-time totals for net earnings, gross earnings, total OT hours, and CTO hours accumulated. Track your progress period by period or across your entire history. PRIVATE & OFFLINE All data stays on your device. No accounts, no servers, no tracking. Your pay information never leaves your phone.
Screenshots
Verdict
The clearest difference is price: LAPFCU Mobile Banking at Free against CHP Overtime's $2.99. LAPFCU Mobile Banking also leads on ratings volume (5.4K vs 1) and device support (3 vs 1). CHP Overtime's advantage is rating (5.0 vs 4.7) and chart position (#101 vs unranked). On ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
LAPFCU Mobile Banking is free to download; CHP Overtime costs $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.
CHP Overtime holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: LAPFCU Mobile Banking has 5.4K ratings behind it against 1, so its average is the more settled of the two.
LAPFCU Mobile Banking ships an update every 4 months, CHP Overtime every 2 months. The most recent releases landed on October 29, 2026 and October 28, 2026 respectively.
| Parameter | LAPFCU Mobile Banking | CHP Overtime |
|---|---|---|
| Price | Free — better | $2.99 |
| Rating | 4.7 (5.4K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 61.8% of reviews | — |
| Number of ratings | 5.4K — better | 1 |
| Update frequency | Every 4 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases — better | Paid |
| Best chart rank | — | #101 — better |
| Devices | iPhone, iPad, Apple Watch — better | iPhone |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 87 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Los Angeles Police FCU | Paper AI |
Bugs and requests
LAPFCU Mobile Banking
Reported bugs
5 issues- Mobile deposit camera not working
- Frequent app crashes
- Inability to transfer money between accounts
- Delayed transaction notifications
- Duplicated payments
Requested features
5 requests- Ability to see credit card transactions and details
- Improved bill pay functionality
- More intuitive navigation
- Ability to label scheduled transfers
- Better integration with credit card accounts
CHP Overtime
Not enough reviews yet to summarise bugs or requests.
In-app purchases
LAPFCU Mobile Banking
No in-app purchases
CHP Overtime
No in-app purchases
Questions
Is LAPFCU Mobile Banking free?
Is CHP Overtime free?
Which has better reviews, LAPFCU Mobile Banking or CHP Overtime?
Do LAPFCU Mobile Banking or CHP Overtime have ads?
Which is updated more often, LAPFCU Mobile Banking or CHP Overtime?
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