Comparison

BOS Mobile Banking vs FSBTCO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BOS Mobile Banking

Securely manage your bank account on the go. Check balances, view transactions, transfer funds, and pay bills directly from your mobile device using your existing online banking credentials.

Highlights
  • Check account balances
  • View recent transactions
  • Transfer money between accounts
  • Pay bills
  • Secure mobile banking
Features
Read full description

With BOS Mobile Banking you can securely manage your bank account anytime, anywhere from your mobile device. Simply use your current BOS online banking login information to start mobile banking today. Features: •Check your account balances •View recent transactions •Transfer money between accounts •Pay bills BOS Mobile Banking is free to download and use. Must be a registered BOS online banking customer to use this app. Not currently an online banking customer? Register at www.bankwithbos.com. Questions? Contact us at 1-877-698-3278 or ebanking@bankwithbos.com.

About

FSBTCO

Manage your finances on the go with mobile banking. Check account balances, review recent transactions, transfer funds between accounts, and pay bills securely. Supports fingerprint and facial recognition for quick sign-in.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Make bill payments
  • Secure sign-on with Touch ID/Face ID
Features
Read full description

Start banking wherever you are with The Farmers State Bank and Trust Company Mobile Banking app. Available to all The Farmers State Bank and Trust Company online banking customers. Available features include: Accounts: •Check your latest account balance and search recent transactions by date, amount, or check number. Transfers: •Easily transfer cash between your accounts. Bill Pay: •Make payments and view recent and scheduled payments. Touch ID/Face ID: •Touch ID/Face ID allows you to use a secure and more efficient sign-on experience using your fingerprint or facial recognition.

Screenshots

BOS Mobile Banking2 screens
FSBTCO4 screens

Verdict

The call

The clearest difference is rating: BOS Mobile Banking at 4.8 against FSBTCO's 4.0. BOS Mobile Banking also leads on ratings volume (2.2K vs 2). FSBTCO's advantage is monetization model (free vs free with in-app purchases) and review sentiment (67% vs 48%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BOS Mobile Banking holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: BOS Mobile Banking has 2.2K ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 48% of BOS Mobile Banking's written reviews are positive against 67% of FSBTCO's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on September 26, 2026 and June 1, 2026 respectively.

Scorecard4 real differences · 6 level
BOS Mobile Banking versus FSBTCO: the parameters behind the verdict, then further details
ParameterBOS Mobile BankingFSBTCO
PriceFreeFree
Rating4.8 (2.2K ratings) — better4.0 (2 ratings)
Positive reviews47.5% of reviews66.7% of reviews — better
Number of ratings2.2K — better2
Update frequencyEvery 4 monthsEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.014.1 — better
Further details — not scored
Size118 MB154 MB
Age rating4+4+
DeveloperBank of SpringfieldThe Farmers State Bank and Trust Company

Customer experience

BOS Mobile Banking

All ratings2,231 ratings
Positive95.7%
Neutral1.5%
Negative2.9%
Written reviews40 reviews
Positive47.5%
Neutral15.0%
Negative37.5%

FSBTCO

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Bugs and requests

BOS Mobile Banking

Reported bugs

4 issues
  • App crashes and freezes frequently
  • Face/fingerprint ID recognition not working
  • Inability to access account after updates
  • Compatibility issues with older devices

Requested features

4 requests
  • Bring back old, more user-friendly UI
  • Add option to disable mandatory updates
  • Improve deposit and payment functionalities
  • Provide better visibility into overdraft accounts

FSBTCO

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BOS Mobile Banking

No in-app purchases

None

FSBTCO

No in-app purchases

Questions

Is BOS Mobile Banking free?
BOS Mobile Banking is free to download, with no in-app purchases.
Is FSBTCO free?
FSBTCO is free to download, with no in-app purchases.
Which has better reviews, BOS Mobile Banking or FSBTCO?
BOS Mobile Banking is rated higher. BOS Mobile Banking averages 4.8 out of 5 from 2.2K ratings, while FSBTCO averages 4.0 from 2 ratings.
Do BOS Mobile Banking or FSBTCO have ads?
Neither BOS Mobile Banking nor FSBTCO shows ads.
Which is updated more often, BOS Mobile Banking or FSBTCO?
BOS Mobile Banking ships an update every 4 months, and FSBTCO every 4 months. Most recently, BOS Mobile Banking was updated on September 26, 2026 and FSBTCO on June 1, 2026.

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