UCB Banks vs BOS Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UCB Banks
Manage your banking needs securely and conveniently with this free mobile app. Access your accounts 24/7 to check balances, transfer funds, deposit checks, and monitor your credit score. It offers a quick and easy way to handle your finances on the go.
- Check account balances
- Review transaction history
- Transfer funds
- Make loan payments
- Deposit checks
- Monitor credit score
- Pay and receive bills
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Free Mobile Banking App for United Community Bank (UCB), Marine Bank & Trust (MBT), Brown County State Bank (BCSB), Farmers State Bank of Camp Point (FSBCP), United Commonwealth Bank (UCWB), Liberty Bank and Mercantile Bank. This app provides you with a quick, easy, and secure way to manage your banking needs anytime, anywhere. With 24/7 access to your accounts, you can: • Check account balances • Review transaction history • Transfer funds between accounts • Make loan payments • Deposit checks • Create and manage alerts • Monitor your credit score • Pay and receive bills • Access statements & tax documents If you are not currently enrolled as a UCB, MBT, BCSB, FSBCP, UCWB, Liberty Bank or Mercantile Bank online banking customer and wish to sign up, please visit UCBbank.com/mobile. Mobile data transmissions are sent and received using state-of-the-art encryption methods to prevent unauthorized access to your accounts. We’ll never transmit your account number or store private data on your phone. UCB is committed to protecting your privacy. View our privacy policy at ucbbank.com/privacy. Learn more about online and mobile security at ucbbank.com/alerts. For additional information, contact us at 855-822-5880. United Community Bank. Member FDIC and an Equal Housing Lender.
BOS Mobile Banking
Securely manage your bank account on the go. Check balances, view transactions, transfer funds, and pay bills directly from your mobile device using your existing online banking credentials.
- Check account balances
- View recent transactions
- Transfer money between accounts
- Pay bills
- Secure mobile banking
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With BOS Mobile Banking you can securely manage your bank account anytime, anywhere from your mobile device. Simply use your current BOS online banking login information to start mobile banking today. Features: •Check your account balances •View recent transactions •Transfer money between accounts •Pay bills BOS Mobile Banking is free to download and use. Must be a registered BOS online banking customer to use this app. Not currently an online banking customer? Register at www.bankwithbos.com. Questions? Contact us at 1-877-698-3278 or ebanking@bankwithbos.com.
Screenshots
Verdict
The clearest difference is ads: BOS Mobile Banking at none against UCB Banks's shown. UCB Banks's advantage is review sentiment (55% vs 46%) and ratings volume (9.8K vs 2.3K). On price, rating, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for UCB Banks against 4.8 for BOS Mobile Banking. Both are backed by a comparable volume of ratings — 9.8K and 2.3K respectively. Written reviews are what separate them: 55% of UCB Banks's written reviews are positive against 46% of BOS Mobile Banking's.
UCB Banks ships an update every 3 months, BOS Mobile Banking every 4 months. Both last shipped on October 29, 2026.
| Parameter | UCB Banks | BOS Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (9.8K ratings) — better | 4.8 (2.3K ratings) |
| Positive reviews | 55.4% of reviews — better | 46.3% of reviews |
| Number of ratings | 9.8K — better | 2.3K |
| Update frequency | Every 3 months — better | Every 4 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 117 MB | 118 MB |
| Age rating | 4+ | 4+ |
| Developer | United Community Bancorp, Inc. | Bank of Springfield |
Customer experience
UCB Banks
BOS Mobile Banking
User reviews
UCB Banks
From 9.8K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Convenient mobile banking
- 💳 Helpful with managing accounts
- 🔒 Secure app
- 💡 Great new features
Room to improve
- 🐛 Frequent crashes and glitches
- ⚠️ Unreliable login and access
- 🔍 Limited functionality compared to website
- 🕰️ Slow performance and loading times
- 🔒 Frustrating security measures
BOS Mobile Banking
From 2.3K App Store ratingsWhat we love
- 👍 User-friendly
- 🚀 Smooth and reliable
- 💡 Convenient and easy to use
- 👍 Great for less tech-savvy users
- 🚀 Efficient internal transfer feature
Room to improve
- 🐛 Frequent login issues
- 🐛 Unreliable app performance
- 🐛 Bugs and glitches after updates
- 🔒 Security concerns with account access
- 🔧 Inconvenient UI changes
Bugs and requests
UCB Banks
Reported bugs
5 issues- Login issues and account lockouts
- App crashes on startup
- Alerts and notifications not working
- Inconsistent performance across devices
- Trouble accessing accounts and features
Requested features
5 requests- Add ability to add notes/descriptions to transfers
- Improve mobile check deposit functionality
- Integrate with more money transfer services
- Provide option to enlarge font size
- Restore ability to view check images
BOS Mobile Banking
Reported bugs
4 issues- App crashes and freezes frequently
- Face/fingerprint ID recognition not working
- Inability to access account after updates
- Compatibility issues with older devices
Requested features
4 requests- Bring back old, more user-friendly UI
- Add option to disable mandatory updates
- Improve deposit and payment functionalities
- Provide better visibility into overdraft accounts
In-app purchases
UCB Banks
No in-app purchases
BOS Mobile Banking
No in-app purchases
Questions
Is UCB Banks free?
Is BOS Mobile Banking free?
Which has better reviews, UCB Banks or BOS Mobile Banking?
Do UCB Banks or BOS Mobile Banking have ads?
Which is updated more often, UCB Banks or BOS Mobile Banking?
Other comparisons
