BOS Mobile Banking vs ISPFCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BOS Mobile Banking
Securely manage your bank account on the go. Check balances, view transactions, transfer funds, and pay bills directly from your mobile device using your existing online banking credentials.
- Check account balances
- View recent transactions
- Transfer money between accounts
- Pay bills
- Secure mobile banking
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With BOS Mobile Banking you can securely manage your bank account anytime, anywhere from your mobile device. Simply use your current BOS online banking login information to start mobile banking today. Features: •Check your account balances •View recent transactions •Transfer money between accounts •Pay bills BOS Mobile Banking is free to download and use. Must be a registered BOS online banking customer to use this app. Not currently an online banking customer? Register at www.bankwithbos.com. Questions? Contact us at 1-877-698-3278 or ebanking@bankwithbos.com.
ISPFCU
Easily manage your accounts, view balances, and review transactions. Deposit checks, transfer funds, and ensure your financial information is protected with secure login and two-factor authentication.
- View account balances
- Review transaction history
- Deposit checks
- Transfer money between accounts
- Secure login
- Two-factor authentication
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Manage your ISPFCU accounts on your mobile device using the ISPFCU Mobile Banking App. Whether you need to view account balances and transaction history, deposit a check, or transfer money between accounts, you can do it all with the ISPFCU Mobile Banking App! ISPFCU is committed to ensuring the safety of our member information. ISPFCU protects your financial information from unauthorized users by using a secure login process with user name and password and two-factor authentication to verify your identity. In addition, your complete account numbers are not transmitted over the ISPFCU Mobile Banking App. Federally Insured by NCUA
Screenshots
Verdict
The clearest difference is monetization model: ISPFCU at free against BOS Mobile Banking's free with in-app purchases. ISPFCU also leads on iOS requirement (12.1 vs 15.0). BOS Mobile Banking's advantage is ratings volume (2.2K vs 182). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for BOS Mobile Banking against 4.9 for ISPFCU. That said, the two scores are not equally well evidenced: BOS Mobile Banking has 2.2K ratings behind it against 182, so its average is the more settled of the two.
BOS Mobile Banking ships an update every 4 months, ISPFCU every 2 months. The most recent releases landed on October 17, 2026 and October 16, 2026 respectively.
| Parameter | BOS Mobile Banking | ISPFCU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (2.2K ratings) | 4.9 (182 ratings) — better |
| Positive reviews | 46.3% of reviews | — |
| Number of ratings | 2.2K — better | 182 |
| Update frequency | Every 4 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 12.1 — better |
| Further details — not scored | ||
| Size | 118 MB | 77 MB |
| Age rating | 4+ | 4+ |
| Developer | Bank of Springfield | Illinois State Police Federal Credit Union |
Customer experience
BOS Mobile Banking
ISPFCU
Bugs and requests
BOS Mobile Banking
Reported bugs
4 issues- App crashes and freezes frequently
- Face/fingerprint ID recognition not working
- Inability to access account after updates
- Compatibility issues with older devices
Requested features
4 requests- Bring back old, more user-friendly UI
- Add option to disable mandatory updates
- Improve deposit and payment functionalities
- Provide better visibility into overdraft accounts
ISPFCU
Not enough reviews yet to summarise bugs or requests.
In-app purchases
BOS Mobile Banking
No in-app purchases
ISPFCU
No in-app purchases
Questions
Is BOS Mobile Banking free?
Is ISPFCU free?
Which has better reviews, BOS Mobile Banking or ISPFCU?
Do BOS Mobile Banking or ISPFCU have ads?
Which is updated more often, BOS Mobile Banking or ISPFCU?
Other comparisons
