DFCU Mobile vs Deseret First CU Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DFCU Mobile
Manage your financial accounts securely and conveniently on the go. Access balances, deposit checks, transfer funds, pay bills, and communicate with your bank. Enjoy features like mobile deposit, eDocuments, and customizable alerts for important account information.
- 24/7 account access
- Check account balances
- Deposit checks
- Transfer funds
- Pay bills
- Mobile deposit
- Secure messaging
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DFCU Mobile™ puts 24/7 account access in the palm of your hand. Use DFCU mobile to easily and securely manage your DFCU Financial accounts anytime, anywhere. Check your account balances, deposit checks, transfer funds, pay bills, find the nearest branch location and more. You must be enrolled in DFCU Online to use this app. To enroll, launch the app and choose “New Enrollment” (located below the Log In button). DFCU Mobile provides: •A consistent, intuitive and secure experience. •Access to your account balances and history. •Funds Transfers between your accounts and those of other DFCU Online users. •Mobile Deposit. •Expanded eDocuments Center including statements from as far back as 7 years. •Messaging which allows you to securely communicate with us electronically. •Customized alerts you can set to notify you by text, email, and phone about important account information. •Touch authentication for Touch ID-enabled Apple iOS devices. •Face ID authentication for Face ID-enabled Apple iOS devices. •Faster log-in through your updated app.
Deseret First CU Mobile
Manage your finances on the go with this mobile banking application. Check balances, transfer funds, make loan payments, and deposit checks conveniently from your device. Requires registration with online banking for access.
- Check account balances
- Transfer funds
- Make loan payments
- Deposit checks
- 24/7 mobile access
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DFCU Mobile Banking by Deseret First Credit Union allows convenient access 24/7 on your mobile device to: • Check account balances • Transfer funds between accounts • Make loan payments • Deposit checks You must be a registered user of online banking to use this app. After registering and downloading the app, you will use the same username, password and security questions as online banking to access your accounts. Federally Insured by NCUA.
Screenshots
Verdict
The clearest difference is update cadence: Deseret First CU Mobile at every 5 weeks against DFCU Mobile's every 6 months. DFCU Mobile's advantage is review sentiment (82% vs 69%). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Deseret First CU Mobile holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 7.4K and 13K respectively. Written reviews complicate that: 82% of DFCU Mobile's written reviews are positive against 69% of Deseret First CU Mobile's, so the app with the better star average is not the one people write more warmly about.
DFCU Mobile ships an update every 6 months, Deseret First CU Mobile every 5 weeks. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.
| Parameter | DFCU Mobile | Deseret First CU Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (7.4K ratings) | 4.8 (13K ratings) — better |
| Positive reviews | 81.6% of reviews — better | 69.5% of reviews |
| Number of ratings | 7.4K | 13K — better |
| Update frequency | Every 6 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 115 MB | 153 MB |
| Age rating | 4+ | 4+ |
| Developer | DFCU Financial - DFCF | Deseret First Credit Union |
Customer experience
DFCU Mobile
Deseret First CU Mobile
User reviews
DFCU Mobile
From 7.4K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Convenient mobile banking
- 🔒 Secure app
- 💡 Useful features like mobile deposit
- 👍 Intuitive and straightforward navigation
Room to improve
- 🐛 Occasional app crashes or freezes
- 🐛 Issues with mobile deposit functionality
- 🐛 Inconsistent login experience (sometimes requires re-registration)
- 🐛 Limited visibility of account details and pending transactions
- 🐛 Confusing or cumbersome bill pay process
Deseret First CU Mobile
From 13K App Store ratingsWhat we love
- 🚀 Convenient mobile deposit
- 💡 Useful mobile banking features
- 👍 Intuitive and user-friendly interface
- 🔒 Excellent security and fraud protection
- 👍 Friendly and helpful customer service
Room to improve
- 🐛 Unreliable mobile deposit functionality
- 🔍 Difficult to find and access certain features
- 🔋 High battery consumption
- 🔍 Cluttered and confusing user interface after updates
- 🔍 Duplicated and unnecessary features
Bugs and requests
DFCU Mobile
Reported bugs
4 issues- Login screen freezes
- Incompatibility with older devices
- Inconsistent mobile deposit success rates
- Inability to view or agree to paperless billing terms within the app
Requested features
5 requests- Dark mode option
- More detailed account information and transaction history
- Improved bill pay functionality and user interface
- Ability to link multiple accounts for easier management
- Integration with popular money management tools
Deseret First CU Mobile
Reported bugs
4 issues- Mobile deposit repeatedly failing due to incorrect amount detection
- Frequent app crashes and login issues
- Inconsistent app behavior across devices and iOS versions
- Delayed credit card balance updates
Requested features
5 requests- Dark mode option
- Customizable bottom navigation menu
- Improved transaction search and organization
- Ability to schedule payments from mobile app
- Fingerprint/biometric login support
In-app purchases
DFCU Mobile
No in-app purchases
Deseret First CU Mobile
No in-app purchases
Questions
Is DFCU Mobile free?
Is Deseret First CU Mobile free?
Which has better reviews, DFCU Mobile or Deseret First CU Mobile?
Do DFCU Mobile or Deseret First CU Mobile have ads?
Which is updated more often, DFCU Mobile or Deseret First CU Mobile?
Other comparisons
