Comparison

钱大掌柜 vs 银华生利宝

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

钱大掌柜

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钱大掌柜是兴业银行的财富管理统一品牌,面向全市场零售客户,支持使用170多家银行卡购买近200家合作机构的6000多款丰富的金融产品,涵盖理财、基金、存款、债券、积存金等。钱大掌柜秉承开放与专业的品牌理念,以财富管理为核心,连接用户与合作伙伴,致力于打造市场一流的开放式财富管理平台。

About

银华生利宝

Features
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「银华生利宝」是银华基金旗下投资理财平台,涵盖银华全部产品和服务。 在银华生利宝APP,用生利宝购基,购基费率享0折;看基金经理观点,洞察投资机遇;成为官方会员,领取专属福利;更有基金投顾为您提供一站式的投资解决方案。 【公司介绍】 银华基金成立于2001年5月,注册资本2.222亿人民币,是一家全牌照、综合型资产管理公司。截至2021年四季度末,银华基金资产管理总规模超9000亿元(含子公司),累计八次获得权威奖项“金牛基金管理公司”奖。 【产品亮点】 「购基享0折」用生利宝购基,认/申购费率享0折。 「净值早更新」每日19点起更新基金净值,收益提早知道。 「四笔钱理财」将投资分成四笔钱,资产配置轻松简单。 「天玑投顾」全市场精选基金,量身定制方案,自动调仓服务,全程账户管理。 「会员中心」多重会员礼遇,精彩会员商城,官方福利享不停。 【投顾服务】 「天玑投顾」是银华基金旗下的投顾品牌,为您提供一站式的基金投资顾问服务。 天玑投顾团队精选全市场优质基金,根据您的投资需求匹配定制化投资方案,并提供账户管理、自动调仓、市场观点、投资咨询和账户定期报告等覆盖投前、中、后全程的投顾服务。 【联系我们】 官方网站:www.yhfund.com.cn 官方微信:微信搜索“银华基金”或“yhfund” 客服热线:400-678-3333 (管理规模数据来源:银华基金;金牛奖评奖机构:中国证券报,获奖时间:2006.2、2007.1、2008.1、2010.5、2011.4、2018.3、2020.3、2021.9) 基金有风险,投资需谨慎。

Screenshots

钱大掌柜4 screens
银华生利宝4 screens

Verdict

The call

The clearest difference is review sentiment: 钱大掌柜 at 70% against 银华生利宝's 0%. 钱大掌柜 also leads on rating (4.5 vs 3.0) and ratings volume (53 vs 2). 银华生利宝's advantage is ads (none vs shown). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

钱大掌柜 holds the better App Store score, 4.5 against 3.0. That said, the two scores are not equally well evidenced: 钱大掌柜 has 53 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 70% of 钱大掌柜's written reviews are positive against 0% of 银华生利宝's.

UpkeepUpdate frequency

钱大掌柜 ships an update every 5 weeks, 银华生利宝 every 6 weeks. The most recent releases landed on September 26, 2026 and August 25, 2026 respectively.

Scorecard4 real differences · 5 level
钱大掌柜 versus 银华生利宝: the parameters behind the verdict, then further details
Parameter钱大掌柜银华生利宝
PriceFreeFree
Rating4.5 (53 ratings) — better3.0 (2 ratings)
Positive reviews69.7% of reviews — better0.0% of reviews
Number of ratings53 — better2
Update frequencyEvery 5 weeks — betterEvery 6 weeks
AdsYesNo — better
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.012.0 — better
Further details — not scored
Size192 MB194 MB
Age rating17+17+
Developer兴业银行银华基金管理股份有限公司

Customer experience

钱大掌柜

All ratings53 ratings
Positive86.8%
Neutral5.7%
Negative7.5%
Written reviews33 reviews
Positive69.7%
Neutral9.1%
Negative21.2%

银华生利宝

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

钱大掌柜

No in-app purchases

None

银华生利宝

No in-app purchases

Questions

Is 钱大掌柜 free?
钱大掌柜 is free to download, with no in-app purchases.
Is 银华生利宝 free?
银华生利宝 is free to download, with no in-app purchases.
Which has better reviews, 钱大掌柜 or 银华生利宝?
钱大掌柜 is rated higher. 钱大掌柜 averages 4.5 out of 5 from 53 ratings, while 银华生利宝 averages 3.0 from 2 ratings.
Do 钱大掌柜 or 银华生利宝 have ads?
钱大掌柜 shows ads; 银华生利宝 does not.
Which is updated more often, 钱大掌柜 or 银华生利宝?
钱大掌柜 ships an update every 5 weeks, and 银华生利宝 every 6 weeks. Most recently, 钱大掌柜 was updated on September 26, 2026 and 银华生利宝 on August 25, 2026.

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