Comparison

Commerzbank photoTAN vs Aust digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Commerzbank photoTAN

This app provides a secure and convenient way to approve online banking transactions. It offers both a one-click push notification approval and a graphic scanning method to generate transaction numbers. It also supports digital identity verification for remote activation.

Highlights
  • One-click push notification approval
  • PhotoTAN graphic scanning
  • Digital identity verification (VideoIdent)
  • Secure transaction number generation
  • Device security checks
Features
Read full description

Commerzbank's new photoTAN app. Receive push message, check order, approve - with the new photoTAN push function, you can approve orders quickly and securely with just one click. With the photoTAN scan function, you still have the option of scanning a photoTAN graphic to generate a TAN. It is now possible to fully legitimize yourself from the comfort of your own home with the VideoIdent app. With our new feature, the digital first activation, you can after the legitimation with VideoIdent in the next 3 hours easily and quickly activate the photoTAN app with a code that you receive by SMS. This means you no longer have to wait for the activation graphic The photoTAN app is our most innovative security method. The app offers the highest possible security through a modern and convenient TAN procedure - for all customers who use Commerzbank's online and / or mobile banking. ####################### Hard-/software checks of your device: At runtime, we check known, security-relevant attack vectors (e.g. rooted/jailbreak, malicious apps, etc.) To do this, we need your consent. If you do not agree to do such a security checks, we kindly ask you not to install our photoTAN app and instead to use our reading device to use the online banking offer on the Internet (https://www.commerzbank.de/). You can also revoke your consent at any time for the future by uninstalling our photoTAN app from your device. ####################### What do I need the photoTAN app for? The photoTAN app is one of our security factors. The photoTAN is an important part of every login and transaction in your online and mobile banking. It is used to verify the order data you have entered and to generate the transaction number (TAN). How does photoTAN-Push work? The push function of our new photoTAN app is particularly convenient. As soon as a new order is available for you to approve, we send you a notification to your smartphone when you use photoTAN-Push. When you then open the photoTAN app, the order to be approved is displayed directly for you to check. If the data displayed is correct, you release the order with just one click. How does photoTAN scan work? After placing an order in Online Banking, a mosaic-like colorful graphic appears on the monitor. You scan this with the photoTAN app. A TAN is displayed immediately. To check, you then see the essential details of your order again in the app. If everything is correct, simply enter the TAN on the computer and the order is confirmed. By the way: With our mobile banking, you can make transfers even faster and easier than on your computer. To do this, use the free Commerzbank banking app! The advantages of the new photoTAN app at a glance: • Security: Commerzbank's most innovative TAN procedure. • Uncomplicated: You receive a notification on your smartphone when a new order is ready for approval. • Fast: You can approve orders with just one click. • Free of charge: The use of photoTAN is free of charge for you. • Mobile banking: Quick order approvals via the banking app using the App2App function. • Offline usability: If your smartphone is offline, you can continue to approve orders easily with the scan function. For more information on the new photoTAN process, visit http://www.commerzbanking.de/phototan.

About

Aust digital

Features
Read full description

Unsere Kanzlei-App ist die einfachste Art, wie Sie Ihre Belege digitalisieren und direkt zu uns in die Kanzlei zum Buchen übermitteln können. Schluss mit E-Mails, Belege sammeln oder eine mühselige Übermittlung per Post – mit nur zwei Klicks ist der Beleg dort, wo er hingehört - und kann direkt gebucht werden. Egal ob Sie einen einseitigen oder mehrseitigen Beleg erfassen wollen – mit unserer Kanzlei-App haben Sie verschiedene Optionen. Folgende Belegarten können Sie mit unserer Kanzlei-App übermitteln: - Eingangsrechnungen - Bewirtungsbelege - Ausgangsrechnungen - Kassenbelege - Einzahlungsbelege - Kontoauszüge - Verträge - Zahlungsvereinbarungen u.v.m. Voraussetzung für die Nutzung unserer Kanzlei-App sind die Zugangsdaten, die Sie von uns erhalten. Bei Vorlage einer Verfahrensdokumentation (ersetzendes Scannen) müssen Sie die Belege nicht mehr für das Finanzamt aufbewahren.

Screenshots

Commerzbank photoTAN4 screens
Aust digital4 screens

Verdict

The call

The clearest difference is update cadence: Commerzbank photoTAN at every 2 months against Aust digital's every 4 months. Aust digital's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Commerzbank photoTAN ships an update every 2 months, Aust digital every 4 months. The most recent releases landed on November 10, 2026 and November 7, 2026 respectively.

Scorecard2 real differences · 8 level
Commerzbank photoTAN versus Aust digital: the parameters behind the verdict, then further details
ParameterCommerzbank photoTANAust digital
PriceFreeFree
Rating4.8 (2K ratings) — better—
Positive reviews51.4% of reviews—
Number of ratings2K — better—
Update frequencyEvery 2 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.012.0 — better
Further details — not scored
Size151 MB93 MB
Age rating4+4+
DeveloperCommerzbank AGDIGI-BEL GmbH

Bugs and requests

Commerzbank photoTAN

Reported bugs

3 issues
  • Incompatible with iOS 12 and iPhone XS/XS Max
  • Camera won't load after iOS 8 upgrade
  • Crashes on launch, crashes on iPhone XS/XS Max

Requested features

4 requests
  • Allow pasting from clipboard for password
  • Extend mobile TAN to more countries
  • Add cloud backup option
  • Add passcode lock for protection

Aust digital

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Commerzbank photoTAN

No in-app purchases

None

Aust digital

No in-app purchases

Questions

Is Commerzbank photoTAN free?
Commerzbank photoTAN is free to download, with no in-app purchases.
Is Aust digital free?
Aust digital is free to download, with no in-app purchases.
Do Commerzbank photoTAN or Aust digital have ads?
Neither Commerzbank photoTAN nor Aust digital shows ads.
Which is updated more often, Commerzbank photoTAN or Aust digital?
Commerzbank photoTAN ships an update every 2 months, and Aust digital every 4 months. Most recently, Commerzbank photoTAN was updated on November 10, 2026 and Aust digital on November 7, 2026.

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