Approve online banking transactions securely and quickly with push notifications or by scanning a graphic. Offers a streamlined activation process for immediate use.
Reviews of Commerzbank photoTAN are mostly negative: the Finance app is rated 4.8/5 from 2K App Store ratings. What users like most: secure and simple, available in English. Top complaints: it keeps crashing and not working, the app didn't scan the image even after multiple attempts. Summarized from real user reviews.
16.2.0
July 13, 2026
Minor improvements and bug fixes.
3 issues
Incompatible with iOS 12 and iPhone XS/XS Max
Camera won't load after iOS 8 upgrade
4 requests
Allow pasting from clipboard for password
Extend mobile TAN to more countries
The photoTAN app is a security factor for Commerzbank's online and mobile banking. It is used to verify order data and generate transaction numbers (TANs) for logins and transactions, ensuring secure access and operations.
When you use photoTAN push, you receive a notification on your smartphone for new orders requiring approval. Opening the app displays the order directly, allowing you to check the details and approve with a single click if correct.
Yes, the use of the photoTAN app is free of charge for Commerzbank customers. There are no costs associated with using this security method for your online and mobile banking activities.
The new photoTAN app offers enhanced security through an innovative TAN procedure. It provides a convenient and fast approval process with one-click authorization via push notifications and a streamlined activation process.
If you do not consent to the device security checks, you will be asked not to install the photoTAN app. Instead, you can use the provided reading device for online banking or uninstall the app to revoke consent at any time.
