FSB Mobile vs First State Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FSB Mobile
Access your First State Bank accounts on the go. Deposit checks, view transactions and balances, transfer funds, and make payments securely from your mobile device.
- Mobile check deposit
- View transactions and balances
- Fund transfers
- Bill payments
- Account access
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Anytime, anywhere access to your account information with the FSB Mobile app from First State Bank. Deposit Checks |View Transactions and Balances | Transfer Funds | Make Payments
First State Bank
Manage your bank accounts securely on the go. View balances, transfer funds, deposit checks, and manage your debit card. Organize transactions with notes and photos, and set up custom alerts for important account activity.
- Real-time balance viewing
- Fund transfers
- Mobile check deposit
- ATM/Debit card management
- Transaction organization
- Customizable alerts
- Payment capabilities
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First State Bank customers - you can now enjoy secure mobile banking anywhere, anytime. It's free to download and allows you to manage your accounts when it's most convenient for you. With a quick touch, you can view your balance, transfer funds, and much more like: - Manage your account - View balances in real time - Transfer funds between accounts - ATM/Debit card management - Mobile check deposit - Find banking center locations and ATMS near you in Southern Ohio and Eastern Kentucky - Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - View and save your monthly statements First State Bank mobile banking supports all account types including checking, certificates-of-deposits, loans and lines-of-credit. However, in order to access our mobile banking features, you must first have an approved online banking account established with First State Bank. For more details, contact us at 937-695-0331 or visit us at www.fsb4me.com. There is NO fee from First State Bank, however connectivity and usage rates may apply. Contact your wireless service provider for more details.
Screenshots
Verdict
The clearest difference is update cadence: First State Bank at monthly against FSB Mobile's every 6 months. First State Bank also leads on ratings volume (2.2K vs 2). FSB Mobile's advantage is monetization model (free vs free with in-app purchases) and rating (5.0 vs 4.8). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FSB Mobile holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: First State Bank has 2.2K ratings behind it against 2, so its average is the more settled of the two.
FSB Mobile ships an update every 6 months, First State Bank monthly. The most recent releases landed on October 10, 2026 and October 16, 2026 respectively.
| Parameter | FSB Mobile | First State Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 4.8 (2.2K ratings) |
| Positive reviews | — | 47.8% of reviews |
| Number of ratings | 2 | 2.2K — better |
| Update frequency | Every 6 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 12.2 — better | 18.4 |
| Further details — not scored | ||
| Size | 130 MB | 197 MB |
| Age rating | 4+ | 12+ |
| Developer | First State Bank IA 1 | FIRST STATE BANK (OH) |
Customer experience
FSB Mobile
First State Bank
Bugs and requests
FSB Mobile
Not enough reviews yet to summarise bugs or requests.
First State Bank
Reported bugs
2 issues- App requires iOS 16.0 but many phones only support 15.8
- Card features had bugs that were later fixed
Requested features
2 requests- Bring back old app version
- Improve transaction visibility and timeliness
In-app purchases
FSB Mobile
No in-app purchases
First State Bank
No in-app purchases
Questions
Is FSB Mobile free?
Is First State Bank free?
Which has better reviews, FSB Mobile or First State Bank?
Do FSB Mobile or First State Bank have ads?
Which is updated more often, FSB Mobile or First State Bank?
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