Comparison

BNL vs Widiba

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BNL

Manage your bank accounts and cards with ease through a redesigned, intuitive mobile interface. Perform instant transfers, pay bills using your camera, and view your total financial assets. Secure access with FaceID simplifies daily financial tasks.

Highlights
  • Account and card management
  • Instant SEPA transfers
  • Bill payments via camera
  • Mobile and prepaid card top-ups
  • View total asset portfolio
  • Access bank documents
Features
Read full description

La tua Banca a portata di mano: scopri la nuova app BNL Gestire le tue finanze non è mai stato così semplice e intuitivo. L'app BNL ti offre un controllo completo su conti correnti e carte, con un design rinnovato e un'esperienza utente pensata per la tua quotidianità. Accedi rapidamente con FaceID e inizia a semplificarti la vita. Cosa puoi fare con l'app BNL? • Acquisti e Gestione Carte: Acquista Carta di Credito BNL Classic e Carta Prepagata BNL direttamente in app. Visualizza il plafond di tutte le tue carte, anche quelle condivise. • Pagamenti e Operazioni: Effettua bonifici Italia e SEPA istantanei e ordinari, giroconti, ricariche cellulare e carta prepagata. Paga bollettini postali, anche tramite fotocamera, e MAV/RAV. • Visualizzare il tuo patrimonio complessivo: Se sei in possesso di un Deposito Titoli, puoi visualizzare il tuo patrimonio complessivo, suddiviso per liquidità su conti correnti e capitale investito. • Consulta i documenti inviata dalla Banca, direttamente in app, nella sezione “Doc” Siamo in continua evoluzione per offrirti nuove funzionalità. Non perdere gli aggiornamenti! Per assistenza scrivi a: centro_relazioni_clientela@bnlmail.com La dichiarazione di accessibilità in base a quanto previsto dal DL 76/2020 è presente al seguente indirizzo: https://bnl.it/it/Footer/dichiarazione-di-accessibilita-app

About

Widiba

This banking app offers a personalized and intuitive experience, allowing users to manage all their finances from a single page. Perform transactions and payments through a chat-like interface, and easily pay bills with QR codes or Apple Pay. Track your spending with visual graphs and monitor your assets.

Highlights
  • Single-page financial overview
  • Chat-based transaction interface
  • QR code bill payments
  • Apple Pay integration
  • Expense tracking with graphs
  • Asset performance monitoring
Features
Read full description

The Widiba app speaks your language and you don't have to learn how to use it: you already know how to do it. A custom experience, a simple communication with your every day language, a tool useful and always available. A new app easy and customizable. Install the new Widiba app now, it's free. Live your bank at 360°: from your PC, on your smartphone and tablet, at your wrist and even on your TV. EVERYTHING IN A SINGLE PAGE The main operations and informations on a single page. As you log in, you will find everything handy, even your bank details to share quickly, on Whatsapp or via SMS. Your time is precious and we want you to make the most of it. YOUR OPERATIONS LIKE A CHAT Thanks to new cutting-edge technology, you can make transactions and payments in a whole new way, just like chatting. It will be so natural you'll feel like you've always done it. PAY WITH A QR CODE AND APPLE PAY Your daily expenses are as smart as you: just frame the QR Code of the bills and we'll fill it in for you. Add your debit card to the Apple Pay, so you can pay in stores without taking your wallet out of your pocket. YOU ALWAYS KNOW HOW YOU SPEND You always have control of your expenses thanks to intuitive graphs. KEEP YOUR WALLET UNDER CONTROL Keep under control the performance of your wallet thanks to a home totally dedicated to your assets. Widiba Bank, no Ordinary Bank! ACCESSIBILITY INFO https://www.widiba.it/banca/online/it/accessibilita

Screenshots

BNL4 screens
Widiba4 screens

Verdict

The call

The clearest difference is rating: Widiba at 4.6 against BNL's 3.3. Widiba also leads on review sentiment (55% vs 16%) and ads (none vs shown). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Widiba holds the better App Store score, 4.6 against 3.3. Both are backed by a comparable volume of ratings — 44 and 34 respectively. Written reviews point the same way: 16% of BNL's written reviews are positive against 55% of Widiba's.

UpkeepUpdate frequency

BNL ships an update fortnightly, Widiba every 4 weeks. The most recent releases landed on October 7, 2026 and October 12, 2026 respectively.

Scorecard3 real differences · 7 level
BNL versus Widiba: the parameters behind the verdict, then further details
ParameterBNLWidiba
PriceFreeFree
Rating3.3 (44 ratings)4.6 (34 ratings) — better
Positive reviews16.0% of reviews54.7% of reviews — better
Number of ratings44 — better34
Update frequencyFortnightly — betterEvery 4 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod, Apple TV — better
Requires iOS15.0 — better15.6
Further details — not scored
Size600 MB225 MB
Age rating4+4+
DeveloperBNL S.p.A.Widiba S.p.A.

Customer experience

BNL

All ratings44 ratings
Positive54.5%
Neutral9.1%
Negative36.4%
Written reviews50 reviews
Positive16.0%
Neutral10.0%
Negative74.0%

Widiba

All ratings34 ratings
Positive91.2%
Neutral2.9%
Negative5.9%
Written reviews53 reviews
Positive54.7%
Neutral20.8%
Negative24.5%

In-app purchases

None

BNL

No in-app purchases

None

Widiba

No in-app purchases

Questions

Is BNL free?
BNL is free to download, with no in-app purchases.
Is Widiba free?
Widiba is free to download, with no in-app purchases.
Which has better reviews, BNL or Widiba?
Widiba is rated higher. BNL averages 3.3 out of 5 from 44 ratings, while Widiba averages 4.6 from 34 ratings.
Do BNL or Widiba have ads?
BNL shows ads; Widiba does not.
Which is updated more often, BNL or Widiba?
BNL ships an update fortnightly, and Widiba every 4 weeks. Most recently, BNL was updated on October 7, 2026 and Widiba on October 12, 2026.

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