Simplii Financial vs Flip & Floss
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simplii Financial
Manage your finances on the go with this mobile banking application. Easily check balances, pay bills, deposit checks, and send money. Access a wide network of ATMs and explore exclusive offers for a convenient banking experience.
- Check account balances
- Pay bills
- Deposit cheques
- Send/receive money with Interac e-Transfer
- Transfer funds between accounts
- Find nearby CIBC ATMs
- Apply for new products
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Simplii mobile banking app makes banking simpler. Check balances, pay bills, deposit cheques, send and receive money in a snap with Interac e-Transfer®, move money between accounts and find a nearby CIBC ATM with ease. Simplii makes everyday banking easy. Pay bills, deposit cheques, move money and send or receive funds in a snap with Interac e-Transfer®. Bank wherever you are, explore exclusive offers and apply for new products in minutes. Need more? Access over 3,400 CIBC ATMs across Canada at no extra cost, send money worldwide in multiple currencies and get support 24/7. With trusted security and a refreshed experience, Simplii helps you bank confidently—anytime, anywhere. LANGUAGES Supports English PRIVACY Your privacy and security comes first. Learn more about how Simplii is committed to protecting you by visiting https://www.cibc.com/en/privacy-security.html LEGAL By downloading the Simplii Mobile Banking App you consent to the installation of this App and to any future updates or upgrades which may be automatically installed depending upon your device or operating system's default settings or the settings you have selected. The app (including any updates or upgrades) may: (i) cause your device to automatically communicate with our servers to deliver the features and functionality described in the app description or through new features as they are introduced, and to record usage metrics; (ii) affect preferences or data stored on your device; and collect, use and disclose personal information as set out in our Privacy Policy. You can withdraw your consent at any time by uninstalling this App. For assistance, contact Simplii Financial at the mailing address or contact information below. "Simplii Financial" is a division of CIBC. Banking services are not available in Quebec. CONTACT For your banking questions, please visit: https://www.simplii.com/en/contact-us.html Simplii Contact Centre: 1-888-723-8881 Address: Simplii Financial, PO Box 603 Station Agincourt, Toronto, ON, M1S 5K9 Website: https://www.simplii.com/en/home.html © Interac e-Transfer is a registered trademark of Interac Inc. Used under license. †Simplii foreign exchange rates apply.
Flip & Floss
This platform helps families teach children aged 8-14 about financial literacy through engaging simulations, animated courses, and interactive rewards. Parents can assign chores, manage allowances, and track progress, while kids earn badges and can even design a custom prepaid card.
- Family financial literacy education
- Simulations and animated courses
- Chore assignment and allowance tracking
- Badges and rewards system
- Customizable prepaid VISA card
- Fundraising for milestones
- Parental monitoring and security
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Hey there, parents and kids aged 8-14! Get ready to embark on an exciting journey where learning meets earning, thanks to our innovative platform. Here's what you can expect: BELONGING We understand the importance of family, which is why our platform is designed with you and your loved ones in mind. Assign courses to your kids, schedule family discussions on key concepts, and track each child's progress with ease. SIMULATIONS & ANIMATED COURSES Learning about money management has never been more engaging! Our simulations create a virtual world mirroring real-life scenarios while our animated courses cover essential topics like budgeting and savings, investing and more. Each course is accompanied by quizzes and interactive activities to boost learning. BADGES AND REWARDS Watch your child shine as they earn badges and rewards for completing tasks and hitting milestones. These achievements unlock new levels and opportunities, turning your child into a true Flip Boss! For example, your child can obtain the donation badge for donating to charity, or the super savers badge for actively saving. CHORES & ALLOWANCES As a parent, you can assign chores and tasks, rewarding your children with Flip Dollars (cash) for their efforts. Boost the fun by making tasks competitive or encouraging teamwork among siblings by designating a task “first dibs or teams”. CUSTOM CARD Exciting news! Alongside our virtual Flip Boss Card, kids now have the opportunity to create and personalize their very own custom physical Flip Boss Card. This prepaid VISA card lets your child showcase their individuality in style. For just $5.99, your child can upload their favorite photo or choose from Flip & Floss's gallery to design their card. Once approved, the customized card will be delivered to your doorstep within 5 to 7 business days. Let your child's creativity shine with their own unique Flip Boss Card! FUND ME Help your child achieve their dreams with our Fund Me feature, allowing them to raise money for important milestones like college tuition or their first home. We're dedicated to giving every child a strong start in life. ADD ADDITIONAL PARENT AND CHILD Expand your family circle at no extra cost! Add another parent and up to 4 kids, empowering everyone to assign tasks, reward with Flip Dollars (Cash), and foster financial literacy together. SAFE & SECURE Rest assured, your family's safety is our top priority. We employ advanced encryption, personalized account passwords, and parental monitoring features. Plus, we block 'unsafe' spending categories and provide real-time transaction notifications for added peace of mind. Join us on this exciting adventure where learning about money becomes an enriching and rewarding experience for the whole family! TRY FLIP & FLOSS No need to worry about paying to assign chores and tasks anymore! Download our app now and enjoy full access to our chores and task feature completely FREE of charge! Start teaching your child responsibilities effortlessly today. To learn more, visit us at flipacademy.ca FOLLOW US ON OUR SOCIALS https://www.instagram.com/flipacademy_kids https://www.tiktok.com/@flipacademy_kids
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Verdict
The clearest difference is review sentiment: Flip & Floss at 100% against Simplii Financial's 21%. Flip & Floss also leads on rating (5.0 vs 3.9) and update cadence (fortnightly vs monthly). Simplii Financial's advantage is ratings volume (76 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Flip & Floss holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: Simplii Financial has 76 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 21% of Simplii Financial's written reviews are positive against 100% of Flip & Floss's.
Simplii Financial ships an update monthly, Flip & Floss fortnightly. The most recent releases landed on November 10, 2026 and November 4, 2026 respectively.
| Parameter | Simplii Financial | Flip & Floss |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (76 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 21.2% of reviews | 100.0% of reviews — better |
| Number of ratings | 76 — better | 3 |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 107 MB | 69 MB |
| Age rating | 4+ | 9+ |
| Developer | CIBC | Flip & Floss |
Customer experience
Simplii Financial
Flip & Floss
Bugs and requests
Simplii Financial
Reported bugs
3 issues- App freezes during login
- Mobile deposit not working
- Notification badge not clearing
Requested features
3 requests- Dark mode option
- Transaction notifications
- Improved account management tools
Flip & Floss
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Simplii Financial
No in-app purchases
Flip & Floss
No in-app purchases






