Comparison

Simplii Financial vs One Receipt

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simplii Financial

Manage your finances on the go with this award-winning banking app. Pay bills, transfer funds, send and receive money internationally for free, and apply for new accounts. Enjoy exclusive offers and secure banking features.

Highlights
  • Pay bills
  • Transfer funds
  • Send/receive money internationally
  • Order foreign cash
  • Apply for accounts
  • Manage alerts
  • Chat with live agent
Read full description

Simplii mobile banking app makes banking simpler. Check balances, pay bills, deposit cheques, send and receive money in a snap with Interac e-Transfer®, move money between accounts and find a nearby CIBC ATM with ease. Simplii makes everyday banking easy. Pay bills, deposit cheques, move money and send or receive funds in a snap with Interac e-Transfer®. Bank wherever you are, explore exclusive offers and apply for new products in minutes. Need more? Access over 3,400 CIBC ATMs across Canada at no extra cost, send money worldwide in multiple currencies and get support 24/7. With trusted security and a refreshed experience, Simplii helps you bank confidently—anytime, anywhere. LANGUAGES Supports English PRIVACY Your privacy and security comes first. Learn more about how Simplii is committed to protecting you by visiting https://www.cibc.com/en/privacy-security.html LEGAL By downloading the Simplii Mobile Banking App you consent to the installation of this App and to any future updates or upgrades which may be automatically installed depending upon your device or operating system's default settings or the settings you have selected. The app (including any updates or upgrades) may: (i) cause your device to automatically communicate with our servers to deliver the features and functionality described in the app description or through new features as they are introduced, and to record usage metrics; (ii) affect preferences or data stored on your device; and collect, use and disclose personal information as set out in our Privacy Policy. You can withdraw your consent at any time by uninstalling this App. For assistance, contact Simplii Financial at the mailing address or contact information below. "Simplii Financial" is a division of CIBC. Banking services are not available in Quebec. CONTACT For your banking questions, please visit: https://www.simplii.com/en/contact-us.html Simplii Contact Centre: 1-888-723-8881 Address: Simplii Financial, PO Box 603 Station Agincourt, Toronto, ON, M1S 5K9 Website: https://www.simplii.com/en/home.html © Interac e-Transfer is a registered trademark of Interac Inc. Used under license. †Simplii foreign exchange rates apply.

About

One Receipt

Easily track home office and business expenses with this app. Generate detailed reports for tax reimbursements, refunds, or audits. Supports renters and homeowners in calculating business use of home expenses and internet.

Highlights
  • Track home office and business receipts/expenses
  • Calculate business use of home and internet
  • Generate PDF reports for tax reimbursement
  • Securely export and share receipts
  • Organized year-round expense tracking
Features
Read full description

One Receipt makes it simple to track your home office and business receipts/expenses. It generates reports that you can use to secure tax free reimbursement, a tax refund, or use in the event of an audit by the tax authorities. Process receipts going back all the way to 2024. • Renters : Add monthly receipts/expenses like rent, internet, utilities, insurance, etc. • Home Owners : Add monthly receipts/expenses like mortgage interest, property taxes, insurance, condo/hoa fees, etc. • Calculate the business use of your Home/Apartment/Condo for your Home Office for refund or tax free reimbursement • Calculates the business use of your Home Internet (to the megabyte) for refund or tax free reimbursement • Keep organized with year-round receipt/expense tracking • Generate PDF reports formatted for tax free reimbursement or tax refund • Export and share your receipts and reports securely Perfect and easy tool to be used by : Gig Workers, Side Hustlers/Side-Hustlers, Contractors, Freelancers, Self-Employed, Small Business Owners, Work From Home (WFH) Employees and anyone with Self Employment Income Terms of Use: https://www.one-receipt.com/terms Privacy Policy: https://www.one-receipt.com/privacy

Screenshots

Simplii Financial4 screens
One Receipt4 screens

Verdict

The call

The clearest difference is review sentiment: One Receipt at 100% against Simplii Financial's 23%. Simplii Financial's advantage is in-app purchases (none vs 2). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. One Receipt sells 2 in-app purchases, starting at $19.99 per month. Simplii Financial asks for nothing beyond the download.

UpkeepUpdate frequency

Simplii Financial ships an update every 5 weeks, One Receipt every 2 months. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Simplii Financial versus One Receipt: the parameters behind the verdict, then further details
ParameterSimplii FinancialOne Receipt
PriceFreeFree
Rating3.9 (76 ratings) — better—
Positive reviews23.1% of reviews100.0% of reviews — better
Number of ratings76 — better—
Update frequencyEvery 5 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad — betteriPhone
Requires iOS17.0 — better17.2
Further details — not scored
Size81 MB3 MB
Age rating4+4+
DeveloperCIBCMTGCo Ltd.

Customer experience

Simplii Financial

All ratings76 ratings
Positive75.0%
Neutral5.3%
Negative19.7%
Written reviews307 reviews
Positive23.1%
Neutral12.1%
Negative64.8%

One Receipt

Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Simplii Financial

Reported bugs

3 issues
  • App freezes during login
  • Mobile deposit not working
  • Notification badge not clearing

Requested features

3 requests
  • Dark mode option
  • Transaction notifications
  • Improved account management tools

One Receipt

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Simplii Financial

No in-app purchases

2 purchases

One Receipt

Subscriptions2
  • Home Office 1 month$19.991 Month
  • Home Office 1 year$179.991 Year

Questions

Is Simplii Financial free?
Simplii Financial is free to download, with no in-app purchases.
Is One Receipt free?
One Receipt is free to download, with in-app purchases available.
Do Simplii Financial or One Receipt have ads?
Neither Simplii Financial nor One Receipt shows ads.
Which is updated more often, Simplii Financial or One Receipt?
Simplii Financial ships an update every 5 weeks, and One Receipt every 2 months. Most recently, Simplii Financial was updated on October 26, 2026 and One Receipt on October 24, 2026.

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