Simplii Financial vs Expense Flow
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simplii Financial
Manage your finances on the go with this award-winning banking app. Pay bills, transfer funds, send and receive money internationally for free, and apply for new accounts. Enjoy exclusive offers and secure banking features.
- Pay bills
- Transfer funds
- Send/receive money internationally
- Order foreign cash
- Apply for accounts
- Manage alerts
- Chat with live agent
Read full descriptionHide full description
Simplii mobile banking app makes banking simpler. Check balances, pay bills, deposit cheques, send and receive money in a snap with Interac e-Transfer®, move money between accounts and find a nearby CIBC ATM with ease. Simplii makes everyday banking easy. Pay bills, deposit cheques, move money and send or receive funds in a snap with Interac e-Transfer®. Bank wherever you are, explore exclusive offers and apply for new products in minutes. Need more? Access over 3,400 CIBC ATMs across Canada at no extra cost, send money worldwide in multiple currencies and get support 24/7. With trusted security and a refreshed experience, Simplii helps you bank confidently—anytime, anywhere. LANGUAGES Supports English PRIVACY Your privacy and security comes first. Learn more about how Simplii is committed to protecting you by visiting https://www.cibc.com/en/privacy-security.html LEGAL By downloading the Simplii Mobile Banking App you consent to the installation of this App and to any future updates or upgrades which may be automatically installed depending upon your device or operating system's default settings or the settings you have selected. The app (including any updates or upgrades) may: (i) cause your device to automatically communicate with our servers to deliver the features and functionality described in the app description or through new features as they are introduced, and to record usage metrics; (ii) affect preferences or data stored on your device; and collect, use and disclose personal information as set out in our Privacy Policy. You can withdraw your consent at any time by uninstalling this App. For assistance, contact Simplii Financial at the mailing address or contact information below. "Simplii Financial" is a division of CIBC. Banking services are not available in Quebec. CONTACT For your banking questions, please visit: https://www.simplii.com/en/contact-us.html Simplii Contact Centre: 1-888-723-8881 Address: Simplii Financial, PO Box 603 Station Agincourt, Toronto, ON, M1S 5K9 Website: https://www.simplii.com/en/home.html © Interac e-Transfer is a registered trademark of Interac Inc. Used under license. †Simplii foreign exchange rates apply.
Expense Flow
Read full descriptionHide full description
Take control of your finances with ExpenseFlow — the beautifully designed expense tracker that makes managing your money effortless. Key Features: Smart Expense Tracking - Log expenses quickly with categories, notes, and dates - View daily spending with colorful bar charts - Monthly navigation to browse past and future spending - Edit or delete expenses with intuitive swipe gestures Budgets That Keep You on Track - Set monthly spending limits for any category - Visual progress bars show exactly how much you've used - Color-coded alerts when you're approaching or exceeding limits - Monthly summary with total spent vs. total budget at a glance Powerful Insights - Year-at-a-glance with total spending and monthly averages - Identify your highest and lowest spending months - Monthly spending bar chart to spot trends across the year - Top categories breakdown shows where your money really goes - Month-over-month percentage change tracking 50+ Built-in Categories - Organized categories from Groceries to Car Insurance, Pets to Entertainment - Custom icons and colors for every category - Create your own categories to match your lifestyle - Search and manage categories with ease Recurring Expenses - Set up expenses that repeat automatically on a schedule - Never forget to log regular bills and subscriptions Multi-Currency Support - Track expenses in 100+ currencies worldwide - Easy currency switching with country flag displays - Perfect for travelers and international users Backup & Data Export - Export all expenses as JSON to Files, iCloud, email, or AirDrop - Import previously exported data to restore or merge - Full control over your financial data iCloud Sync - Seamlessly sync across all your Apple devices - Pick up right where you left off on iPhone or iPad Privacy First All data stays on your device and in your personal iCloud account. No accounts required, no third-party servers, no tracking, no ads. Your finances are yours alone. ExpenseFlow is perfect for students, professionals, families, and anyone who wants to understand their spending habits without the complexity of traditional budgeting apps. Start tracking your expenses today and discover where your money really goes!
Screenshots
Verdict
Simplii Financial and Expense Flow are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Simplii Financial | Expense Flow |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (76 ratings) — better | — |
| Positive reviews | 23.1% of reviews | — |
| Number of ratings | 76 — better | — |
| Update frequency | Every 5 weeks | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 81 MB | 12 MB |
| Age rating | 4+ | 12+ |
| Developer | CIBC | Byte Sized Software Inc |
Bugs and requests
Simplii Financial
Reported bugs
3 issues- App freezes during login
- Mobile deposit not working
- Notification badge not clearing
Requested features
3 requests- Dark mode option
- Transaction notifications
- Improved account management tools
Expense Flow
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Simplii Financial
No in-app purchases
Expense Flow
No in-app purchases






