Simplii Financial vs Margin

Simplii mobile banking app makes banking simpler. Check balances, pay bills, deposit cheques, send and receive money in a snap with Interac e-Transfer®, move money between accounts and find a nearby CIBC ATM with ease. Simplii makes everyday banking easy. Pay bills, deposit cheques, move money and send or receive funds in a snap with Interac e-Transfer®. Bank wherever you are, explore exclusive offers and apply for new products in minutes. Need more? Access over 3,400 CIBC ATMs across Canada at no extra cost, send money worldwide in multiple currencies and get support 24/7. With trusted security and a refreshed experience, Simplii helps you bank confidently—anytime, anywhere. LANGUAGES Supports English PRIVACY Your privacy and security comes first. Learn more about how Simplii is committed to protecting you by visiting https://www.cibc.com/en/privacy-security.html LEGAL By downloading the Simplii Mobile Banking App you consent to the installation of this App and to any future updates or upgrades which may be automatically installed depending upon your device or operating system's default settings or the settings you have selected. The app (including any updates or upgrades) may: (i) cause your device to automatically communicate with our servers to deliver the features and functionality described in the app description or through new features as they are introduced, and to record usage metrics; (ii) affect preferences or data stored on your device; and collect, use and disclose personal information as set out in our Privacy Policy. You can withdraw your consent at any time by uninstalling this App. For assistance, contact Simplii Financial at the mailing address or contact information below. "Simplii Financial" is a division of CIBC. Banking services are not available in Quebec. CONTACT For your banking questions, please visit: https://www.simplii.com/en/contact-us.html Simplii Contact Centre: 1-888-723-8881 Address: Simplii Financial, PO Box 603 Station Agincourt, Toronto, ON, M1S 5K9 Website: https://www.simplii.com/en/home.html © Interac e-Transfer is a registered trademark of Interac Inc. Used under license. †Simplii foreign exchange rates apply.

Margin makes it easy to track your stock portfolios and see how your investments are performing throughout the day. Build and manage multiple portfolios, keep track of your holdings, and view useful portfolio statistics in one clean and simple place. With Live Activities, Margin brings your portfolio performance directly to your Lock Screen and Dynamic Island. See how your portfolio is doing throughout the day with a quick glance — without needing to open the app. Key features include: • Live Activities on the Lock Screen and Dynamic Island • Track multiple stock portfolios • Monitor your holdings and portfolio performance • View useful portfolio statistics and insights • Clean, simple interface designed for quick portfolio checks Whether you want to check your portfolio in detail or simply glance at its performance throughout the day, Margin keeps the information that matters close at hand. Margin is designed for portfolio tracking and informational purposes only. It does not provide investment, financial, or trading advice. Terms of Service: https://margin-ios-app.com/margin/terms-of-service/ Privacy Policy: https://margin-ios-app.com/margin/privacy-policy/ Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/