Simplii Financial vs DryPowder

Simplii mobile banking app makes banking simpler. Check balances, pay bills, deposit cheques, send and receive money in a snap with Interac e-Transfer®, move money between accounts and find a nearby CIBC ATM with ease. Simplii makes everyday banking easy. Pay bills, deposit cheques, move money and send or receive funds in a snap with Interac e-Transfer®. Bank wherever you are, explore exclusive offers and apply for new products in minutes. Need more? Access over 3,400 CIBC ATMs across Canada at no extra cost, send money worldwide in multiple currencies and get support 24/7. With trusted security and a refreshed experience, Simplii helps you bank confidently—anytime, anywhere. LANGUAGES Supports English PRIVACY Your privacy and security comes first. Learn more about how Simplii is committed to protecting you by visiting https://www.cibc.com/en/privacy-security.html LEGAL By downloading the Simplii Mobile Banking App you consent to the installation of this App and to any future updates or upgrades which may be automatically installed depending upon your device or operating system's default settings or the settings you have selected. The app (including any updates or upgrades) may: (i) cause your device to automatically communicate with our servers to deliver the features and functionality described in the app description or through new features as they are introduced, and to record usage metrics; (ii) affect preferences or data stored on your device; and collect, use and disclose personal information as set out in our Privacy Policy. You can withdraw your consent at any time by uninstalling this App. For assistance, contact Simplii Financial at the mailing address or contact information below. "Simplii Financial" is a division of CIBC. Banking services are not available in Quebec. CONTACT For your banking questions, please visit: https://www.simplii.com/en/contact-us.html Simplii Contact Centre: 1-888-723-8881 Address: Simplii Financial, PO Box 603 Station Agincourt, Toronto, ON, M1S 5K9 Website: https://www.simplii.com/en/home.html © Interac e-Transfer is a registered trademark of Interac Inc. Used under license. †Simplii foreign exchange rates apply.

Dry Powder is a free stock-market simulator built for Canada. Start with C$50,000 in simulated capital and practise investing in Canadian and United States stocks and ETFs. Nothing here involves real money: you cannot deposit, withdraw, or trade real funds, and simulated balances have no value. MADE FOR CANADA Canadian dollars by default. TSX and TSX Venture listings alongside NYSE and Nasdaq, each labelled with its exchange and currency, so a Canadian listing is never confused with its U.S. counterpart. HONEST ABOUT PRICES Every price shows its currency, exchange, timestamp, and how fresh it is, plus whether the market is open. This version uses simulated data, labelled as such on every price. REAL ORDER TYPES Market, limit, stop, and stop-limit orders. Buy by share count or dollar amount. Review every order before it is placed, with the simulated commission, slippage, and currency conversion shown up front. UNDERSTAND YOUR PORTFOLIO Allocation by sector and currency, concentration, how evenly your holdings are spread, and your largest recorded decline — described plainly, never as advice. A JOURNAL THAT MAKES TRADES WORTH REVIEWING Every trade creates an entry. Write down what you expected and how long you planned to wait, then read it back later. SHORT LESSONS Stocks and ETFs, bid-ask spread, order types, diversification, currency risk, fees and slippage — and an honest lesson about what a simulator cannot teach. FREE, WITH NO CATCH Every feature is free. No advertisements, no subscriptions, no in-app purchases, and no third-party tracking. Works without an account. Dry Powder is educational software. It is not a broker, gives no investment or tax advice, and recommends no security. Simulated results do not predict real ones.