Comparison

MySelective vs mPay2Park+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MySelective

Manage your insurance policies with ease. Activate accounts, view policy details, access ID cards, and request certificates. Get support through live chat, make payments, and access roadside assistance. Report and track claims, and find service providers.

Highlights
  • Account activation
  • Biometric login
  • View policy information
  • Access ID cards
  • Request insurance certificates
  • Live chat support
  • Make payments
  • Roadside assistance
  • Report and track claims
Features
Read full description

MySelective lets you Be Uniquely Insured whenever and wherever you want. Managing your account is just the beginning: • Easy account activation • Simple login with Touch ID or Face ID • View policy information • View/save auto ID cards • Request certificates of insurance • View/contact your agent • Get help with Live Chat • Make payments and view payment activity • Access roadside assistance 24/7 • Report claims and check status • Contact your claims adjuster • Add photos to claims • Find auto body shops or other helpful providers

About

mPay2Park+

Easily pay for parking with your mobile device. Locate nearby parking, start, stop, and extend sessions remotely, and receive expiration reminders. Manage your parking history and vehicle information all in one place.

Highlights
  • Mobile parking payments
  • Parking facility locator with GPS
  • Start, stop, and extend parking sessions remotely
  • Expiration time reminders
  • Transaction history and online receipts
  • Manage registered vehicles
Features
Read full description

Mobile parking payments with a tap of your finger! The mPay2Park system offers the subscriber quick and easy access to parking spaces and efficient and safe payment methods using a “pay as you stay” or a prepaid parking approach. Parking facilities are easily located via the map-view on the users mobile device, with nearest locations auto-populated. Parking sessions are started, stopped, and extended "on the go", allowing the user to avoid standing in line, or fumbling with cash or or credit cards. Some of the Customer Benefits of Using mPay2Park include: •Parking facility locator on your mobile device utilizing full GPS capability. •No need to worry about Cash, Coin or Credit Card availability. •Extend parking from any phone device (mobile web or App) or Internet anywhere. •Receive notification reminders when the parking time is close to expiring. •View all transactions from an on line user account. •Online receipts and secure password login. •Maintain all records of each car registered. •Pay from the comfort of your own vehicle using your personal mobile device. •User friendly and easy to use. •Additional Promotion features at participating locations. The mPay2Park system is convenient and efficient for drivers and parking operators alike.

Screenshots

MySelective4 screens
mPay2Park+4 screens

Verdict

The call

The clearest difference is rating: MySelective at 4.7 against mPay2Park+'s 1.5. MySelective also leads on review sentiment (46% vs 7%) and ratings volume (3.8K vs 211). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MySelective holds the better App Store score, 4.7 against 1.5. That said, the two scores are not equally well evidenced: MySelective has 3.8K ratings behind it against 211, so its average is the more settled of the two. Written reviews point the same way: 46% of MySelective's written reviews are positive against 7% of mPay2Park+'s.

UpkeepUpdate frequency

MySelective ships an update every 2 months, mPay2Park+ every 3 months. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.

Scorecard3 real differences · 7 level
MySelective versus mPay2Park+: the parameters behind the verdict, then further details
ParameterMySelectivemPay2Park+
PriceFreeFree
Rating4.7 (3.8K ratings) — better1.5 (211 ratings)
Positive reviews46.0% of reviews — better7.4% of reviews
Number of ratings3.8K — better211
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.012.2 — better
Further details — not scored
Size108 MB7 MB
Age rating4+4+
DeveloperSelective Insurance Group, Inc.Mobile Payment Processing Systems, Inc.

Customer experience

MySelective

All ratings3,826 ratings
Positive92.2%
Neutral2.5%
Negative5.4%
Written reviews63 reviews
Positive46.0%
Neutral3.2%
Negative50.8%

mPay2Park+

All ratings191 ratings
Positive9.9%
Neutral3.7%
Negative86.4%
Written reviews108 reviews
Positive7.4%
Neutral1.9%
Negative90.7%

User reviews

MySelective

From 3.8K App Store ratings

What we love

  • 🚀 Quick and easy app
  • 👍 Efficient
  • 👍 Convenient and simple
  • 👍 User friendly
  • 👍 Great app

Room to improve

  • 🐛 App freezes
  • 🐛 Unresponsive app
  • 🐛 Buggy app
  • 🐛 Slow app
  • 🐛 Unable to log in

mPay2Park+

From 211 App Store ratings

What we love

  • ✅ Convenient mobile payment alternative to meters
  • ⏰ Notifications before parking time expires
  • 🚗 Support for multiple vehicle profiles
  • 📍 Location detection functionality
  • 💳 Functional payment processing when working

Room to improve

  • 🐛 Frequent app crashes and freezing
  • ❌ Extremely poor user interface design
  • 🔐 Difficult credit card entry process
  • ⚠️ Connectivity and timeout issues
  • 💰 Hidden fees and service charges

Bugs and requests

MySelective

Reported bugs

5 issues
  • App freezes after login
  • Unable to log in or reset password
  • Unable to pay bills through the app
  • Incompatible with older devices
  • Crashes after recent update

Requested features

5 requests
  • Add insurance cards to iPhone wallet
  • Improve certificate filling out functionality
  • Add more lines for address and info
  • Implement dark mode option
  • Provide advanced analytics dashboard

mPay2Park+

Reported bugs

20 issues
  • App crashes 6-7 times when scanning QR codes
  • Password reset emails delayed 4-15 hours
  • Login credentials not syncing between app and website
  • Parking spot numbers not recognized as valid
  • Cannot delete or update vehicle information
Show 15 more
  • Keyboard not minimizable, blocking completion button
  • Inconsistent parking spot availability on refresh
  • QR code scanning not working
  • App logs out when switching to other apps
  • Payment processed but not applied to parking spot
  • Map displays entire North America instead of local area
  • Geolocation permission crashes app repeatedly
  • Form fields don't support autofill
  • Submit buttons not functioning
  • Timeout errors on both app and website
  • Invalid parking zone errors for legitimate spaces
  • Meter not updating after app payment
  • Registration errors with all required fields filled
  • Cannot add time to existing parking session
  • Charges applied without proper confirmation

Requested features

15 requests
  • Apple Pay and modern digital wallet integration
  • License plate-based payment system
  • Credit card number scanning capability
  • Autofill support for registration fields
  • Dark mode support
Show 10 more
  • Ability to add multiple credit cards
  • License plate recognition for faster payments
  • Zip code search functionality
  • Better map interface with zoom and location selection
  • In-app feedback submission that actually works
  • Flexible payment options without prepayment requirement
  • Real-time parking spot availability updates
  • Ability to add time without restarting transaction
  • Confirmation emails for transactions
  • Better contrast and readability in sunlight

In-app purchases

None

MySelective

No in-app purchases

None

mPay2Park+

No in-app purchases

Questions

Is MySelective free?
MySelective is free to download, with no in-app purchases.
Is mPay2Park+ free?
mPay2Park+ is free to download, with no in-app purchases.
Which has better reviews, MySelective or mPay2Park+?
MySelective is rated higher. MySelective averages 4.7 out of 5 from 3.8K ratings, while mPay2Park+ averages 1.5 from 211 ratings.
Do MySelective or mPay2Park+ have ads?
Neither MySelective nor mPay2Park+ shows ads.
Which is updated more often, MySelective or mPay2Park+?
MySelective ships an update every 2 months, and mPay2Park+ every 3 months. Most recently, MySelective was updated on September 23, 2026 and mPay2Park+ on September 24, 2026.

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