On vs ShiftFund
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
On
Deposit checks remotely using your mobile device in a few simple steps. This app allows U.S. Bank business clients to avoid trips to the bank for check deposits. It offers a secure and convenient way to manage business finances on the go.
- Remote check deposit
- Easy-to-use interface
- Secure transmissions
- No sensitive data stored on device
- Business client solution
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U.S. Bank On-Site Electronic Deposit is an easy-to-use mobile remote deposit capture solution. In just a few easy steps, you can deposit checks without making a trip to the bank. Please note: You must be a U.S. Bank business client enrolled in On-Site Electronic Deposit to use this mobile application. Before using this application, your On-Site Electronic Deposit system administrator must provide you a username and password. For more information about U.S. Bank On-Site Electronic Deposit, contact a U.S.Bank Treasury Management Consutlant. Visit usbank.com/treasurymanagement/contactus to locate a consultant in your area. The U.S. Bank On-Site Electronic Deposit mobile application is free to download. Your mobile carrier may charge access fees depending on your specific plan. Check with your mobile carrier for applicable fees or charges. Some mobile features may require additional online set up. The U.S. Bank On-Site Electronic Deposit application is supported on iPhones and iPads compatible with iOS versions 9.3 to current. U.S. Bank is committed to protecting your security. No sensitive account information or username and password are ever stored on your mobile device and secure encryption is used to protect all transmissions. Service may be subject to credit approval. Eligibility requirements, other conditions, and fees may apply. Deposit products offered by U.S. Bank National Association. Member FDIC. ©2019 U.S. Bank National Association. All rights reserved.
ShiftFund
Understand where your money goes by comparing expected income after expenses with your actual available funds. Identify spending patterns, make informed decisions about expenses, and visualize the financial impact of potential changes.
- Identify spending gaps
- Visualize financial patterns
- Compare current vs. planned habits
- Quick 'what if' scenarios
- Decision making for expenses
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You make money. You pay the bills. So where did the rest go? ShiftFund is a simple way to understand the gap between what you expected to have left and what you actually have left. Start with your income and required expenses. ShiftFund shows what should be left over. Compare that with what you actually have, and you can quickly see whether money is disappearing somewhere you didn't expect. FIND THE BLEED Small purchases and everyday habits can add up without feeling significant in the moment. ShiftFund helps make those patterns visible. KEEP IT OR SHIFT IT Not every expense needs to disappear. Decide what's worth keeping, what you'd like to reduce, and what you could shift toward something that matters more. SEE THE DIFFERENCE Compare your current habits with a change you're considering and see how much money that change could free up over time. QUICK WHAT IF Curious what skipping or reducing one recurring expense could mean over a month or a year? Run the numbers without changing anything else. ShiftFund isn't about telling you how to spend your money. It's about helping you see it clearly enough to decide for yourself. See it. Shift it. Keep more of what you earn.
Screenshots
Verdict
The clearest difference is rating: ShiftFund at 5.0 against On's 1.4. On's advantage is ratings volume (70 vs 2) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ShiftFund holds the better App Store score, 5.0 against 1.4. That said, the two scores are not equally well evidenced: On has 70 ratings behind it against 2, so its average is the more settled of the two.
| Parameter | On | ShiftFund |
|---|---|---|
| Price | Free | Free |
| Rating | 1.4 (70 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 5.9% of reviews | — |
| Number of ratings | 70 — better | 2 |
| Update frequency | Every 12 months | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 95 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | U.S. Bancorp | Miguel Maldonado |
Customer experience
On
ShiftFund
In-app purchases
On
No in-app purchases
ShiftFund
No in-app purchases







