Mercury | Bank Differently vs ShiftFund

Mercury offers radically different banking* designed to optimize your business and personal finances. Mercury business banking comes complete with free payment options, credit cards,** expense management, invoicing, bill pay, accounting automations, and more. All in one place, all entirely online. Plus, Command – built-in Al that handles financial work for you. Loved by over 300K entrepreneurs, Mercury for business enables companies to handle their financial work like seasoned pros, so they can be sure every dollar is doing exactly what it should. Plus, you can access up to $5M in FDIC coverage* through our partner banks and their sweep networks. Mercury Personal* is designed to help ambitious people level up their personal finances with the same great Ul and powerful features. It comes loaded with high-yield savings accounts, unlimited USD wires, a joint account, and more -all for one annual subscription fee of $240. *Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. FDIC deposit insurance covers the failure of an insured bank. Deposits in checking and savings accounts are FDIC-insured through Choice Financial Group and Column N.A. and their Sweep Program Network Banks. Certain conditions must be satisfied for pass-through FDIC insurance to apply. Learn more at mercury.com. **The IO Card is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated.

You make money. You pay the bills. So where did the rest go? ShiftFund is a simple way to understand the gap between what you expected to have left and what you actually have left. Start with your income and required expenses. ShiftFund shows what should be left over. Compare that with what you actually have, and you can quickly see whether money is disappearing somewhere you didn't expect. FIND THE BLEED Small purchases and everyday habits can add up without feeling significant in the moment. ShiftFund helps make those patterns visible. KEEP IT OR SHIFT IT Not every expense needs to disappear. Decide what's worth keeping, what you'd like to reduce, and what you could shift toward something that matters more. SEE THE DIFFERENCE Compare your current habits with a change you're considering and see how much money that change could free up over time. QUICK WHAT IF Curious what skipping or reducing one recurring expense could mean over a month or a year? Run the numbers without changing anything else. ShiftFund isn't about telling you how to spend your money. It's about helping you see it clearly enough to decide for yourself. See it. Shift it. Keep more of what you earn.