Comparison

SWNB vs INTRUST Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SWNB

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, view transactions, and send secure messages anytime, anywhere. It also provides access to branch information and allows for mobile deposits.

Highlights
  • Check balances 24/7
  • Transfer funds
  • View transaction history
  • Send and receive secure messages
  • Mobile deposit
Features
Read full description

Our mobile banking application allows you to check balances, transfer funds, view transactions and check messages from anywhere, anytime. It’s fast, free and available to all of our online banking users. With this app you can do the following: - Check balances 24/7 - View pending transactions - Transfer Funds - View transaction history - Send and receive secure messages - Access branch hours and location information - Make a mobile deposit using Deposit in a Snap

About

INTRUST Bank

Manage your banking accounts conveniently and securely from your mobile device. View transactions, transfer funds, pay bills, deposit checks, and control your debit card. Get support and locate ATMs easily.

Highlights
  • View and manage accounts
  • Transfer funds between accounts
  • Pay bills
  • Deposit checks via mobile
  • Manage debit card features
  • Send money with Zelle®
  • Locate ATMs and banking centers
Features
Read full description

Our history of innovation can be traced back to our founding in 1876. Today that means giving you convenient and secure access to manage your accounts through our mobile banking app. If you don’t have an account with INTRUST Bank, you can open a FREE personal or business checking account. Visit intrustbank.com to learn more about the personal and business banking accounts we offer. Whether you’re an individual or a business owner, here’s what you can do with the app: VIEW AND MANAGE YOUR ACCOUNTS AND TRANSACTIONS View your INTRUST checking, savings, time deposit, and loan accounts in one convenient location. Monitor balances, search through recent transactions, view statements, and create alerts. Add custom tags and upload images to individual transactions to help keep you organized. CUSTOMIZE YOUR DASHBOARD Personalize your experience by customizing your dashboard to highlight the accounts and tools you use most often and hide those you don’t. TRANSFER FUNDS Easily transfer money between your INTRUST accounts, or between your personal accounts at INTRUST and those you own at other financial institutions. Schedule a one-time transfer when you need it or set up a recurring transfer to help you grow your savings. PAY BILLS Schedule one-time or recurring payments to any business in the United States. Manage your payees by adding new or editing existing entries. SEND MONEY WITH ZELLE® (not available for business accounts) Send money to family and friends using just a U.S. mobile phone number or email address. MANAGE YOUR DEBIT CARD Do more to prevent fraudulent charges with powerful card management tools. Turn your debit card on and off at the tap of a button. Set up notifications for when your card is used. You can even set limits based on geography, transaction amount, or merchant and transaction types. DEPOSIT CHECKS Deposit paper checks into your accounts using the camera on your smart phone or tablet. No visit to the bank required. GET SUPPORT WITH MESSAGES If you have a question or need help with your accounts, you can start a conversation with customer service at any time online or through the app. A customer service representative will be there to assist you as soon as possible during our support hours. You can even quickly reference specific accounts, transactions, or payments in your message to keep the conversation running smoothly. LOCATE BANKING CENTERS AND ATMS Locate nearby INTRUST banking centers and ATMS, including 55,000+ surcharge-free ATMs through the Allpoint® network. When you enroll through the INTRUST Bank app, you also have access to online banking, available at intrustbank.com. If you have questions about the app or need assistance, contact Customer Service at 800-895-2265 and we’ll be happy to help. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Member FDIC

Screenshots

SWNB4 screens
INTRUST Bank4 screens

Verdict

The call

The clearest difference is rating: INTRUST Bank at 4.8 against SWNB's 4.4. INTRUST Bank also leads on update cadence (monthly vs every 5 months) and ratings volume (8.6K vs 436). SWNB's advantage is review sentiment (69% vs 53%) and iOS requirement (16.0 vs 18.4). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

INTRUST Bank holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: INTRUST Bank has 8.6K ratings behind it against 436, so its average is the more settled of the two. Written reviews complicate that: 69% of SWNB's written reviews are positive against 53% of INTRUST Bank's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

SWNB ships an update every 5 months, INTRUST Bank monthly. The most recent releases landed on October 22, 2026 and October 21, 2026 respectively.

Scorecard5 real differences · 5 level
SWNB versus INTRUST Bank: the parameters behind the verdict, then further details
ParameterSWNBINTRUST Bank
PriceFreeFree
Rating4.4 (436 ratings)4.8 (8.6K ratings) — better
Positive reviews68.6% of reviews — better53.2% of reviews
Number of ratings4368.6K — better
Update frequencyEvery 5 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.4
Further details — not scored
Size30 MB196 MB
Age rating4+4+
DeveloperSouthwest National BankINTRUST Bank

Customer experience

SWNB

All ratings399 ratings
Positive83.5%
Neutral4.3%
Negative12.3%
Written reviews121 reviews
Positive68.6%
Neutral11.6%
Negative19.8%

INTRUST Bank

All ratings8,587 ratings
Positive94.4%
Neutral1.8%
Negative3.8%
Written reviews111 reviews
Positive53.2%
Neutral6.3%
Negative40.5%

User reviews

SWNB

From 436 App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient online banking
  • 💡 Helpful for managing accounts
  • 🔒 Secure login options
  • 👍 Straightforward navigation

Room to improve

  • 🐛 Occasional glitches and crashes
  • 🔍 Limited functionality compared to other banking apps
  • 🚧 Outdated and unintuitive user interface
  • 💰 Charges for online payments
  • 🔒 Frequent password resets causing lockouts

INTRUST Bank

From 8.6K App Store ratings

What we love

  • 💻 Easy to use
  • 🚀 Convenient features
  • 🔒 Secure banking
  • 🤝 Good customer service

Room to improve

  • 🐛 Frequent app crashes
  • 🔍 Confusing interface
  • 📱 Mobile deposit issues
  • ⚠️ Unreliable account balances

Bugs and requests

SWNB

Reported bugs

3 issues
  • Inconsistent balance display
  • Issues with online payment processing
  • Unreliable mobile check deposit feature

Requested features

4 requests
  • Mobile check deposit
  • Real-time transaction details
  • Improved account management tools
  • Seamless integration with other banking services

INTRUST Bank

Reported bugs

4 issues
  • Login and sign-in problems
  • Delayed transaction notifications
  • Inconsistent mobile deposit functionality
  • Sync issues between app and online banking

Requested features

4 requests
  • Improved mobile deposit process
  • Clearer transaction details
  • Customizable app layout
  • 24/7 in-app support

In-app purchases

None

SWNB

No in-app purchases

None

INTRUST Bank

No in-app purchases

Questions

Is SWNB free?
SWNB is free to download, with no in-app purchases.
Is INTRUST Bank free?
INTRUST Bank is free to download, with no in-app purchases.
Which has better reviews, SWNB or INTRUST Bank?
INTRUST Bank is rated higher. SWNB averages 4.4 out of 5 from 436 ratings, while INTRUST Bank averages 4.8 from 8.6K ratings.
Do SWNB or INTRUST Bank have ads?
Neither SWNB nor INTRUST Bank shows ads.
Which is updated more often, SWNB or INTRUST Bank?
SWNB ships an update every 5 months, and INTRUST Bank monthly. Most recently, SWNB was updated on October 22, 2026 and INTRUST Bank on October 21, 2026.

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