SWNB vs Meritrust Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SWNB
Manage your finances on the go with this mobile banking app. Check balances, transfer funds, view transactions, and send secure messages anytime, anywhere. It also provides access to branch information and allows for mobile deposits.
- Check balances 24/7
- Transfer funds
- View transaction history
- Send and receive secure messages
- Mobile deposit
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Our mobile banking application allows you to check balances, transfer funds, view transactions and check messages from anywhere, anytime. It’s fast, free and available to all of our online banking users. With this app you can do the following: - Check balances 24/7 - View pending transactions - Transfer Funds - View transaction history - Send and receive secure messages - Access branch hours and location information - Make a mobile deposit using Deposit in a Snap
Meritrust Mobile
Manage your finances on the go with this mobile banking app. Easily view account details, make payments, transfer funds, and deposit checks securely. Locate branches and ATMs for convenient access to your money anytime, anywhere.
- View account balances and transaction history
- Pay bills
- Transfer funds between accounts
- Deposit checks
- Locate branches or ATMs
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Meritrust is dedicated to improving your life and business through our mobile banking experience. Stay connected to your money anytime, anywhere with Meritrust Mobile – Personal and Business Banking. Experience the convenience and security that comes with an app that puts the financial needs of your life and business first. We’re making it easier for you to make payments, monitor your accounts, deposit checks and more. PERSONAL FEATURES: · View your account balances and transaction history · Use Bill Pay and Pay a Person features · Transfer funds between your accounts · Deposit checks · Locate a Meritrust branch or ATM BUSINESS FEATURES: · View your business account balances and transaction history · Utilize accounting software integrations and accounting integrations · Access transaction history, statements and documents · Make scheduled transfers and recurring payments · Use Bill Pay and Pay a Person features · Add and edit users and permissions To enroll in mobile banking, you must be a member of Meritrust Credit Union. Data rates may apply from your wireless carrier. Federally insured by NCUA. To learn how to protect your privacy, please visit: https://www.meritrust.org/site/privacy-policy/online-user-privacy-policy
Screenshots
Verdict
SWNB and Meritrust Mobile both sit at 4.4 stars, but that hides the real split: 69% of SWNB's written reviews are positive against 16% of Meritrust Mobile's. Meritrust Mobile's advantage is ratings volume (7.8K vs 399) and update cadence (every 2 months vs every 5 months). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Meritrust Mobile holds the better App Store score, 4.6 against 4.4. That said, the two scores are not equally well evidenced: Meritrust Mobile has 7.8K ratings behind it against 399, so its average is the more settled of the two. Written reviews complicate that: 69% of SWNB's written reviews are positive against 16% of Meritrust Mobile's, so the app with the better star average is not the one people write more warmly about.
SWNB ships an update every 5 months, Meritrust Mobile every 2 months. The most recent releases landed on October 8, 2026 and October 16, 2026 respectively.
| Parameter | SWNB | Meritrust Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (399 ratings) | 4.6 (7.8K ratings) — better |
| Positive reviews | 68.6% of reviews — better | 16.0% of reviews |
| Number of ratings | 399 | 7.8K — better |
| Update frequency | Every 5 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 30 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Southwest National Bank | Meritrust Credit Union |
Customer experience
SWNB
Meritrust Mobile
User reviews
SWNB
From 399 App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Convenient online banking
- 💡 Helpful for managing accounts
- 🔒 Secure login options
- 👍 Straightforward navigation
Room to improve
- 🐛 Occasional glitches and crashes
- 🔍 Limited functionality compared to other banking apps
- 🚧 Outdated and unintuitive user interface
- 💰 Charges for online payments
- 🔒 Frequent password resets causing lockouts
Meritrust Mobile
From 7.8K App Store ratingsWhat we love
- 🙂 Kind and helpful staff
- 👍 Accessible for visually impaired users
- 💡 Customizable app layout
Room to improve
- 🐛 Frequent crashes and bugs
- ⏱️ Slow loading times
- 🤔 Confusing and outdated user interface
- 🔍 Lack of important features from previous app
- 🤯 Forced migration to new app with poor user experience
Bugs and requests
SWNB
Reported bugs
3 issues- Inconsistent balance display
- Issues with online payment processing
- Unreliable mobile check deposit feature
Requested features
4 requests- Mobile check deposit
- Real-time transaction details
- Improved account management tools
- Seamless integration with other banking services
Meritrust Mobile
Reported bugs
3 issues- Scheduled payments not processing correctly
- Incorrect account balance information
- Login issues and inability to access accounts
Requested features
3 requests- Bring back quick balance widget
- Improve transaction search and filtering
- Add support for landscape mode on tablets
In-app purchases
SWNB
No in-app purchases
Meritrust Mobile
No in-app purchases
Questions
Is SWNB free?
Is Meritrust Mobile free?
Which has better reviews, SWNB or Meritrust Mobile?
Do SWNB or Meritrust Mobile have ads?
Which is updated more often, SWNB or Meritrust Mobile?
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