PEX vs Oathtrack
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PEX
Manage business spending and streamline expense workflows with automated controls, receipt capture, and detailed reporting. Control employee spending limits, categorize transactions, and integrate with accounting software.
- Automated spend controls
- Receipt capture and annotation
- Transaction tagging and categorization
- On-demand virtual cards
- Quick fund transfers
- Enhanced reporting and export
- Integration with accounting software
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The PEX financial platform and corporate cards provide powerful capabilities to manage business spending and reconciliation. PEX automates and simplifies your spend and expense workflows, saving you time on issues meaningful to your bottom line. PEX reduces data entry, helps manage cash flow, captures and tracks receipts, streamlines reconciliation, and provides detailed reporting. Your employees, volunteers or contractors can spend (only) when and where you want them to using their PEX Prepaid Visa® or Mastercard®. PEX also provides on-demand virtual cards and a scalable API for custom needs. The PEX app is a free companion app for existing Administrators and Cardholders intended to complement the main PEX platform.* With the PEX platform, you can: • Control Spend. Modernize spending controls by automatically limiting what, where and how much an employee can purchase. In addition to daily, weekly, and monthly limits, employees can also be restricted to specific industries via the use of Merchant Category Codes (“MCCs”). • Capture Receipts. Seamlessly snap a photo of a receipt, add to a transaction, and annotate with custom notes. • Tag Transactions. Easily categorize and organize transactions by using PEX Tags. Append accounting or general ledger codes to transactions to speed up reconciliation. • Make Quick Transfers. Transfer funds from your organization’s bank account to your PEX account on an ad hoc basis, or schedule automatic transfers. Fund and de-fund employee cards instantly for granular control or allow cards to debit from a central shared account. • Request Funds. Allow employees to request funds from authorized administrators with an audit of the entire process. Push and email notifications keep everyone informed. • Enhanced Reporting. Quickly create a variety of reports on purchasing activity with detailed transaction data. Export via CSV or in custom formats. • Leverage Complimentary Systems. Easily integrate PEX with processes and tools you already use, including QuickBooks, Xero, Certify, and more. *When using a mobile device, standard text messaging and/or data rates from your wireless service provider may apply. *** Any questions? Email us at: sales@pexcard.com If you are interested in becoming a customer please visit: https://apply.pexcard.com *** The PEX Visa® Prepaid Card and the PEX Disburse Visa Prepaid Card are issued by Fifth Third Bank, N.A., Member FDIC, or The Bancorp Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A Inc and may be used everywhere Visa Prepaid cards are accepted. The PEX Prepaid Mastercard® is issued by The Bancorp Bank, N.A. pursuant to license by Mastercard International Incorporated and may be used everywhere Debit Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Please see the back of your card for its issuing bank.
Oathtrack
This app streamlines the management of recovery houses, simplifying resident tracking, rent payments, and house operations. It offers secure communication for staff and detailed analytics for business insights.
- Manage resident records
- Track rent payments
- Secure document storage
- Staff communication and management
- House and enterprise management
- Detailed analytics and reporting
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An all-in-one app to help you manage your Recovery House, to help improve house management and communication, and reduce the work hours needed to do it. Manage Resident Records: - Add Residents - Record Rent Payments - Manage Resident Privileges & Curfews - Secure Resident Chart File & Documents Storage - Track Current Resident Location - View Location History - Track Drug Test results, view history - Record Employment information, Job schedule, location, and supervisor - Manage Resident Insurance(s) - Easily update and access resident Sponsor/Emergency Contact info - Track Resident Alumni, dismissed Residents House Management: - Invite Staff Members - Secure chat with all your staff members - Quickly message Staff members - Secure House File & Documents Storage - Update number of Resident Spots - Manage Staff, Assign different Staff roles/privileges - Update/Manage House Information Business/Enterprise Features: - Add additional Enterprises and Houses - Recieve notifications of any House or Resident Spot additions, and can deny any changes. - Access to Oathlytics: Charts analysis of Rent Payments, Resident adds/removals, and more! - Secure Enterprise File & Documents Storage - Update/Manage Enterprise Information - Update/Manage House Information for houses within the enterprise Analytics: - Access to Oathlytics - View Financial data for each House or by the overall Enterprise - Charts analysis of Resident Rent Payments - Analyze and Review Residents, Staff and more!
Screenshots
Verdict
The clearest difference is rating: PEX at 4.8 against Oathtrack's 4.2. PEX also leads on ratings volume (3.8K vs 5) and update cadence (fortnightly vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PEX holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: PEX has 3.8K ratings behind it against 5, so its average is the more settled of the two.
PEX ships an update fortnightly, Oathtrack every 6 weeks. The most recent releases landed on September 22, 2026 and September 9, 2026 respectively.
| Parameter | PEX | Oathtrack |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (3.8K ratings) — better | 4.2 (5 ratings) |
| Positive reviews | 41.2% of reviews | — |
| Number of ratings | 3.8K — better | 5 |
| Update frequency | Fortnightly — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 97 MB | 43 MB |
| Age rating | 4+ | 17+ |
| Developer | PexCard | Oathtrack, LLC |
Customer experience
PEX
Oathtrack
Bugs and requests
PEX
Reported bugs
5 issues- App crashes frequently
- Transactions not showing up
- Issues with adding funds to cards
- Receipt upload problems
- Login and password issues
Requested features
5 requests- Biometric login (Face ID, Fingerprint)
- Improved receipt management and search
- Better reporting and analytics
- Streamlined transaction flow
- Ability to upload digital receipts
Oathtrack
Not enough reviews yet to summarise bugs or requests.
In-app purchases
PEX
No in-app purchases
Oathtrack
No in-app purchases









