ICBC Mobile Banking vs Splitfolk
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ICBC Mobile Banking
Manage your finances on the go with a comprehensive mobile banking client. Access account details, perform transfers, trade foreign exchange, and manage deposits. Enjoy a personalized online service platform with a redesigned interface and customizable layout for a seamless banking experience.
- Account inquiry
- Transfer and remittance
- Foreign exchange trading
- Time deposit management
- Customizable home screen layout
- Credit card borrowing access
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ICBC has tailored a mobile banking client for you, providing you with comprehensive mobile banking services and improving customer experience constantly. The client furnishes you with account inquiry, transfer and remittance, foreign exchange trading, time deposit and other banking services. Our Mobile Banking app brings you a personalized online service platform. You can handle your banking needs anytime, anywhere, without visiting a branch. 1. Redesigned interface, enhanced experience: A sleek new UI with softer colors offers a more comfortable, eye-friendly experience, delivering high-quality service. 2. Customizable layout as your will: Easily add, remove, or rearrange features on your home screen. Tailor the layout to match your habits and preferences. 3. Streamlined and optimized features: Enjoy quick access to frequently used services like transfers, wealth management, and account tools at your touchpoint. 4. Comprehensive services, seamless navigation: Enjoy smoother operations with newly added sections for credit card borrowing, updates, and more.
Splitfolk
Easily divide shared costs among friends and groups. This app simplifies expense tracking with options for equal or custom splits, clear settlement plans, and group record exports. It's designed for quick and hassle-free management of shared finances for trips, housing, or events.
- Create and manage groups
- Record expenses with custom splits
- View clear settlement plans
- Support for recurring expenses
- Export group records
- Invite members via shareable link
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Splitfolk helps friends, roommates, and small groups split shared expenses without spreadsheet math. Create a group, add members, record expenses, choose equal or custom splits, and see a clear settle-up plan. Splitfolk keeps activity history, supports recurring expenses, exports group records, and lets invitees claim their own seat from a shared link. The iOS app is built for quick group expense tracking: • Create groups for trips, homes, events, and shared projects. • Add expenses with equal, exact, percentage, or share-based splits. • See balances and suggested repayments. • Record settlements when someone pays back. • Invite members with a shareable link. • Export group records when you need a copy. • Delete your account from inside the app. Splitfolk Plus checkout is not sold inside the iOS app in v1.
Screenshots
Verdict
The clearest difference is review sentiment: Splitfolk at 100% against ICBC Mobile Banking's 17%. Splitfolk also leads on rating (5.0 vs 2.0) and update cadence (daily vs monthly). ICBC Mobile Banking's advantage is ratings volume (138 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Splitfolk holds the better App Store score, 5.0 against 2.0. That said, the two scores are not equally well evidenced: ICBC Mobile Banking has 138 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 17% of ICBC Mobile Banking's written reviews are positive against 100% of Splitfolk's.
ICBC Mobile Banking ships an update monthly, Splitfolk daily. The most recent releases landed on October 11, 2026 and September 27, 2026 respectively.
| Parameter | ICBC Mobile Banking | Splitfolk |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (138 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 16.9% of reviews | 100.0% of reviews — better |
| Number of ratings | 138 — better | 1 |
| Update frequency | Monthly | Daily — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 301 MB | 4 MB |
| Age rating | 12+ | 4+ |
| Developer | Industrial and Commercial Bank of China | TAO CHEN |
Customer experience
ICBC Mobile Banking
Splitfolk
In-app purchases
ICBC Mobile Banking
No in-app purchases
Splitfolk
No in-app purchases
Questions
Is ICBC Mobile Banking free?
Is Splitfolk free?
Which has better reviews, ICBC Mobile Banking or Splitfolk?
Do ICBC Mobile Banking or Splitfolk have ads?
Which is updated more often, ICBC Mobile Banking or Splitfolk?
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