Comparison

ICBC Mobile Banking vs Splitfolk

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ICBC Mobile Banking

Manage your finances on the go with a comprehensive mobile banking client. Access account details, perform transfers, trade foreign exchange, and manage deposits. Enjoy a personalized online service platform with a redesigned interface and customizable layout for a seamless banking experience.

Highlights
  • Account inquiry
  • Transfer and remittance
  • Foreign exchange trading
  • Time deposit management
  • Customizable home screen layout
  • Credit card borrowing access
Features
Read full description

ICBC has tailored a mobile banking client for you, providing you with comprehensive mobile banking services and improving customer experience constantly. The client furnishes you with account inquiry, transfer and remittance, foreign exchange trading, time deposit and other banking services. Our Mobile Banking app brings you a personalized online service platform. You can handle your banking needs anytime, anywhere, without visiting a branch. 1. Redesigned interface, enhanced experience: A sleek new UI with softer colors offers a more comfortable, eye-friendly experience, delivering high-quality service. 2. Customizable layout as your will: Easily add, remove, or rearrange features on your home screen. Tailor the layout to match your habits and preferences. 3. Streamlined and optimized features: Enjoy quick access to frequently used services like transfers, wealth management, and account tools at your touchpoint. 4. Comprehensive services, seamless navigation: Enjoy smoother operations with newly added sections for credit card borrowing, updates, and more.

About

Splitfolk

Easily divide shared costs among friends and groups. This app simplifies expense tracking with options for equal or custom splits, clear settlement plans, and group record exports. It's designed for quick and hassle-free management of shared finances for trips, housing, or events.

Highlights
  • Create and manage groups
  • Record expenses with custom splits
  • View clear settlement plans
  • Support for recurring expenses
  • Export group records
  • Invite members via shareable link
Features
Read full description

Splitfolk helps friends, roommates, and small groups split shared expenses without spreadsheet math. Create a group, add members, record expenses, choose equal or custom splits, and see a clear settle-up plan. Splitfolk keeps activity history, supports recurring expenses, exports group records, and lets invitees claim their own seat from a shared link. The iOS app is built for quick group expense tracking: • Create groups for trips, homes, events, and shared projects. • Add expenses with equal, exact, percentage, or share-based splits. • See balances and suggested repayments. • Record settlements when someone pays back. • Invite members with a shareable link. • Export group records when you need a copy. • Delete your account from inside the app. Splitfolk Plus checkout is not sold inside the iOS app in v1.

Screenshots

ICBC Mobile Banking4 screens
Splitfolk4 screens

Verdict

The call

The clearest difference is review sentiment: Splitfolk at 100% against ICBC Mobile Banking's 17%. Splitfolk also leads on rating (5.0 vs 2.0) and update cadence (daily vs monthly). ICBC Mobile Banking's advantage is ratings volume (138 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Splitfolk holds the better App Store score, 5.0 against 2.0. That said, the two scores are not equally well evidenced: ICBC Mobile Banking has 138 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 17% of ICBC Mobile Banking's written reviews are positive against 100% of Splitfolk's.

UpkeepUpdate frequency

ICBC Mobile Banking ships an update monthly, Splitfolk daily. The most recent releases landed on October 11, 2026 and September 27, 2026 respectively.

Scorecard4 real differences · 6 level
ICBC Mobile Banking versus Splitfolk: the parameters behind the verdict, then further details
ParameterICBC Mobile BankingSplitfolk
PriceFreeFree
Rating2.0 (138 ratings)5.0 (1 ratings) — better
Positive reviews16.9% of reviews100.0% of reviews — better
Number of ratings138 — better1
Update frequencyMonthlyDaily — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.0 — better15.0
Further details — not scored
Size301 MB4 MB
Age rating12+4+
DeveloperIndustrial and Commercial Bank of ChinaTAO CHEN

Customer experience

ICBC Mobile Banking

All ratings138 ratings
Positive22.5%
Neutral5.1%
Negative72.5%
Written reviews243 reviews
Positive16.9%
Neutral5.3%
Negative77.8%

Splitfolk

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

ICBC Mobile Banking

No in-app purchases

None

Splitfolk

No in-app purchases

Questions

Is ICBC Mobile Banking free?
ICBC Mobile Banking is free to download, with no in-app purchases.
Is Splitfolk free?
Splitfolk is free to download, with no in-app purchases.
Which has better reviews, ICBC Mobile Banking or Splitfolk?
Splitfolk is rated higher. ICBC Mobile Banking averages 2.0 out of 5 from 138 ratings, while Splitfolk averages 5.0 from 1 ratings.
Do ICBC Mobile Banking or Splitfolk have ads?
Neither ICBC Mobile Banking nor Splitfolk shows ads.
Which is updated more often, ICBC Mobile Banking or Splitfolk?
ICBC Mobile Banking ships an update monthly, and Splitfolk daily. Most recently, ICBC Mobile Banking was updated on October 11, 2026 and Splitfolk on September 27, 2026.

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