E1CU vs EducationFirstFCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
E1CU
Manage your finances on the go with this app. View account history, pay bills, transfer funds, and find nearby ATMs. It offers a comprehensive suite of banking tools for convenient financial management.
- View account history
- Pay bills
- Transfer funds
- Locate ATMs
- Financial management tools
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View your account history, pay your bills transfer funds, locate ATMs, and more!
EducationFirstFCU
Manage your finances with a personal financial advocate. Organize transactions with tags and notes, set balance alerts, and make payments. Deposit checks, manage debit cards, and aggregate accounts securely.
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments to companies and friends
- Transfer money between accounts
- Deposit checks via photo
- Manage debit cards (reorder, turn off)
- Aggregate financial accounts
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EducationFirstFCU is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with EducationFirstFCU: - Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - Transfer money between your accounts - Deposit checks in a snap by taking a picture of the front and back - Reorder your debit card or turn it off if you’ve misplaced it - View and save your monthly statements - Find branches and ATMs near you - Aggregate your financial accounts - Secure your account with a 4-digit passcode or biometric on supported devices.
Screenshots
Verdict
E1CU and EducationFirstFCU both sit at 4.8 stars, but that hides the real split: 100% of E1CU's written reviews are positive against 70% of EducationFirstFCU's. E1CU also leads on monetization model (free vs ad-supported) and iOS requirement (16.0 vs 18.4). EducationFirstFCU's advantage is ratings volume (4.5K vs 4). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for E1CU against 4.8 for EducationFirstFCU. That said, the two scores are not equally well evidenced: EducationFirstFCU has 4.5K ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 100% of E1CU's written reviews are positive against 70% of EducationFirstFCU's.
E1CU ships an update every 2 weeks, EducationFirstFCU monthly. The most recent releases landed on October 23, 2026 and November 3, 2026 respectively.
| Parameter | E1CU | EducationFirstFCU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4 ratings) | 4.8 (4.5K ratings) — better |
| Positive reviews | 100.0% of reviews — better | 70.0% of reviews |
| Number of ratings | 4 | 4.5K — better |
| Update frequency | Every 2 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 33 MB | 197 MB |
| Age rating | 4+ | 12+ |
| Developer | Education First Credit Union | Education First Federal Credit Union |
Customer experience
E1CU
EducationFirstFCU
Bugs and requests
E1CU
Not enough reviews yet to summarise bugs or requests.
EducationFirstFCU
Reported bugs
3 issues- Login issues with constant verification codes
- Inability to view account information
- Bill pay stopped working after system update
Requested features
3 requests- Confirmation prompt before submitting payments
- Ability to see pending deposits
- Restore previous features that were removed
In-app purchases
E1CU
No in-app purchases
EducationFirstFCU
No in-app purchases
Questions
Is E1CU free?
Is EducationFirstFCU free?
Which has better reviews, E1CU or EducationFirstFCU?
Do E1CU or EducationFirstFCU have ads?
Which is updated more often, E1CU or EducationFirstFCU?
Other comparisons
