Comparison

First Texas Bank vs FTNB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Texas Bank

Access your accounts securely from anywhere with this mobile banking app. View balances, transactions, transfer funds, manage cards, and find nearby branches or ATMs. Requires enrollment in online banking.

Highlights
  • View account balances
  • View recent transactions
  • Transfer funds between accounts
  • Manage cards
  • Locate branches and ATMs
  • Contact customer service
Features
Read full description

First Texas Bank – Georgetown, Round Rock, Pflugerville, Cedar Park, and Liberty Hill Mobile Banking from First Texas Bank offers you the ability to safely and securely access your accounts anytime, anywhere. Our mobile app is FREE and allows you to: • View account balances on all accounts • View recent transactions • Transfer funds between your accounts • Manage your cards • Locate the nearest branch or ATM using your device’s GPS • Contact our Customer Service • Share our app with friends and family More features are coming soon! Requirements: Must be enrolled in FTB’s Online Banking. Contact the First Texas Bank if not enrolled in Online Banking. Support: Need assistance? Call our Customer Service Department at 1-512-863-2567 if you have any questions about the First Texas Bank Mobile App. Mobile Banking is a free service that allows you to access your accounts anytime, from anywhere but please remember, connectivity and usage rates may apply. Please consult your wireless carrier about the data plan and the usage you have selected.

About

FTNB

Manage your finances on the go with secure online banking. View balances, check history, pay bills, transfer funds, and find ATM locations. Deposit checks using your phone's camera.

Highlights
  • View account balances
  • Check account history
  • Pay bills and people
  • Transfer funds
  • Find ATM locations
  • Mobile check deposit
Features
Read full description

With the First Texoma National Bank Mobile Banking App, you can access your account from anywhere, anytime. With the new app, you’ll get immediate secure online banking access to: • View Account Balances. • Check Account History. • Pay bills and send pay other people with Popmoney. • Transfer funds between eligible accounts. • Find the nearest FTNB Banking Centers and ATM locations. • Make mobile deposits using your phone’s camera. To gain access to your account information from your mobile device, you must be enrolled in Online Banking. Mobile Banking features the same level of security as our Online Banking. For more information, contact us at (877)202-0975 or go to www.ftnb.net to enroll. First Texoma National Bank, Member FDIC. *Standard mobile web fees may apply. Please contact your mobile carrier for more information.

Screenshots

First Texas Bank4 screens
FTNB4 screens

Verdict

The call

The clearest difference is rating: FTNB at 4.7 against First Texas Bank's 2.4. FTNB also leads on ratings volume (339 vs 36). First Texas Bank's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FTNB holds the better App Store score, 4.7 against 2.4. That said, the two scores are not equally well evidenced: FTNB has 339 ratings behind it against 36, so its average is the more settled of the two. Written reviews complicate that: 13% of First Texas Bank's written reviews are positive against 9% of FTNB's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 23, 2026 and October 29, 2026 respectively.

Scorecard4 real differences · 6 level
First Texas Bank versus FTNB: the parameters behind the verdict, then further details
ParameterFirst Texas BankFTNB
PriceFreeFree
Rating2.4 (36 ratings)4.7 (339 ratings) — better
Positive reviews13.3% of reviews — better9.1% of reviews
Number of ratings36339 — better
Update frequencyEvery 3 monthsEvery 3 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.1 — better15.0
Further details — not scored
Size120 MB111 MB
Age rating4+4+
DeveloperFirst Texas BankFirst Texoma National Bank

Customer experience

First Texas Bank

All ratings34 ratings
Positive23.5%
Neutral14.7%
Negative61.8%
Written reviews15 reviews
Positive13.3%
Neutral26.7%
Negative60.0%

FTNB

All ratings304 ratings
Positive93.4%
Neutral1.3%
Negative5.3%
Written reviews11 reviews
Positive9.1%
Neutral9.1%
Negative81.8%

Bugs and requests

First Texas Bank

Not enough reviews yet to summarise bugs or requests.

FTNB

Reported bugs

14 issues
  • App shuts down at random times
  • App experiences 'technical issues'
  • App doesn't save login info
  • Password reset doesn't work without calling bank
  • Constantly locked out
Show 9 more
  • App malfunctions
  • Login doesn't work half the time
  • App always locking up
  • App spends more time down than up
  • App constantly not working
  • App will not let me in
  • Kicked out after update
  • App is frequently down
  • Shows the wrong amount of money in account

Requested features

5 requests
  • Improve app stability
  • Address login issues
  • Fix password reset functionality
  • Ensure app doesn't shut down randomly
  • Allow raising purchase limits over $1000

In-app purchases

None

First Texas Bank

No in-app purchases

None

FTNB

No in-app purchases

Questions

Is First Texas Bank free?
First Texas Bank is free to download, with no in-app purchases.
Is FTNB free?
FTNB is free to download, with no in-app purchases.
Which has better reviews, First Texas Bank or FTNB?
FTNB is rated higher. First Texas Bank averages 2.4 out of 5 from 36 ratings, while FTNB averages 4.7 from 339 ratings.
Do First Texas Bank or FTNB have ads?
FTNB shows ads; First Texas Bank does not.
Which is updated more often, First Texas Bank or FTNB?
First Texas Bank ships an update every 3 months, and FTNB every 3 months. Most recently, First Texas Bank was updated on October 23, 2026 and FTNB on October 29, 2026.

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