Comparison

First Texas Bank vs Extraco eBank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Texas Bank

Access your accounts securely from anywhere with this mobile banking app. View balances, transactions, transfer funds, manage cards, and find nearby branches or ATMs. Requires enrollment in online banking.

Highlights
  • View account balances
  • View recent transactions
  • Transfer funds between accounts
  • Manage cards
  • Locate branches and ATMs
  • Contact customer service
Features
Read full description

First Texas Bank – Georgetown, Round Rock, Pflugerville, Cedar Park, and Liberty Hill Mobile Banking from First Texas Bank offers you the ability to safely and securely access your accounts anytime, anywhere. Our mobile app is FREE and allows you to: • View account balances on all accounts • View recent transactions • Transfer funds between your accounts • Manage your cards • Locate the nearest branch or ATM using your device’s GPS • Contact our Customer Service • Share our app with friends and family More features are coming soon! Requirements: Must be enrolled in FTB’s Online Banking. Contact the First Texas Bank if not enrolled in Online Banking. Support: Need assistance? Call our Customer Service Department at 1-512-863-2567 if you have any questions about the First Texas Bank Mobile App. Mobile Banking is a free service that allows you to access your accounts anytime, from anywhere but please remember, connectivity and usage rates may apply. Please consult your wireless carrier about the data plan and the usage you have selected.

About

Extraco eBank

Manage your finances conveniently with a secure banking app. Features include card management, budgeting tools, and the ability to link external accounts for a comprehensive financial overview.

Highlights
  • Card swap for multiple service providers
  • Financial management and budgeting tools
  • Turn debit card on/off
  • Set travel alerts
  • Link external accounts
Read full description

Extraco Banks eBank gives you the flexibility to access all your finances in one secure banking app. Available features include: * Card swap to update debit card number across multiple service providers at one time * New financial management and budgeting tools * Ability to turn on / off debit card and set travel alerts * Ability to link external accounts so you can have a complete financial picture in one app Please contact us at 1.866.398.7226 with any questions. Extraco Banks is a Member FDIC.

Screenshots

First Texas Bank4 screens
Extraco eBank4 screens

Verdict

The call

The clearest difference is review sentiment: Extraco eBank at 87% against First Texas Bank's 13%. Extraco eBank also leads on rating (4.4 vs 2.4) and ratings volume (1.8K vs 36). First Texas Bank's advantage is iOS requirement (14.1 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Extraco eBank holds the better App Store score, 4.4 against 2.4. That said, the two scores are not equally well evidenced: Extraco eBank has 1.8K ratings behind it against 36, so its average is the more settled of the two. Written reviews point the same way: 13% of First Texas Bank's written reviews are positive against 87% of Extraco eBank's.

UpkeepUpdate frequency

First Texas Bank ships an update every 3 months, Extraco eBank every 2 months. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.

Scorecard4 real differences · 6 level
First Texas Bank versus Extraco eBank: the parameters behind the verdict, then further details
ParameterFirst Texas BankExtraco eBank
PriceFreeFree
Rating2.4 (36 ratings)4.4 (1.8K ratings) — better
Positive reviews13.3% of reviews87.1% of reviews — better
Number of ratings361.8K — better
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS14.1 — better16.0
Further details — not scored
Size120 MB33 MB
Age rating4+4+
DeveloperFirst Texas BankExtraco Banks

Customer experience

First Texas Bank

All ratings34 ratings
Positive23.5%
Neutral14.7%
Negative61.8%
Written reviews15 reviews
Positive13.3%
Neutral26.7%
Negative60.0%

Extraco eBank

All ratings1,691 ratings
Positive86.0%
Neutral3.2%
Negative10.8%
Written reviews388 reviews
Positive87.1%
Neutral4.6%
Negative8.2%

Bugs and requests

First Texas Bank

Not enough reviews yet to summarise bugs or requests.

Extraco eBank

Reported bugs

3 issues
  • Frequent log-outs and password resets required
  • Mobile deposit feature not working consistently
  • Transactions not always displaying correctly

Requested features

5 requests
  • Add built-in calculator
  • Improve transaction categorization and budgeting
  • Provide option for dark mode
  • Allow minors to deposit checks
  • Enhance transfer history and recurring payments

In-app purchases

None

First Texas Bank

No in-app purchases

None

Extraco eBank

No in-app purchases

Questions

Is First Texas Bank free?
First Texas Bank is free to download, with no in-app purchases.
Is Extraco eBank free?
Extraco eBank is free to download, with no in-app purchases.
Which has better reviews, First Texas Bank or Extraco eBank?
Extraco eBank is rated higher. First Texas Bank averages 2.4 out of 5 from 36 ratings, while Extraco eBank averages 4.4 from 1.8K ratings.
Do First Texas Bank or Extraco eBank have ads?
Neither First Texas Bank nor Extraco eBank shows ads.
Which is updated more often, First Texas Bank or Extraco eBank?
First Texas Bank ships an update every 3 months, and Extraco eBank every 2 months. Most recently, First Texas Bank was updated on November 1, 2026 and Extraco eBank on November 7, 2026.

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