Comparison

Educators Credit Union vs Extraco eBank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Educators Credit Union

Manage your finances on the go with this mobile banking app. Review account activity, transfer funds, pay bills, and deposit checks securely. Easily locate ATMs and branches.

Highlights
  • Account balance and transaction review
  • Fund transfers
  • Bill payment
  • Check deposit
  • ATM and branch locator
  • View cleared checks
Features
Read full description

Educators Credit Union's Free Mobile Banking Application - optimized for iPhone and iPad devices. Features • Review account balances and transactions • Transfer funds between accounts • Pay bills • View copies of cleared checks • Locate surcharge-free ATMs and Educators Credit Union branches • Deposit checks Safe and Secure Educators Credit Union uses SSL (Secure Socket Layer) encryption to communicate securely through all mobile devices.

About

Extraco eBank

Manage your finances conveniently with a secure banking app. Features include card management, budgeting tools, and the ability to link external accounts for a comprehensive financial overview.

Highlights
  • Card swap for multiple service providers
  • Financial management and budgeting tools
  • Turn debit card on/off
  • Set travel alerts
  • Link external accounts
Read full description

Extraco Banks eBank gives you the flexibility to access all your finances in one secure banking app. Available features include: * Card swap to update debit card number across multiple service providers at one time * New financial management and budgeting tools * Ability to turn on / off debit card and set travel alerts * Ability to link external accounts so you can have a complete financial picture in one app Please contact us at 1.866.398.7226 with any questions. Extraco Banks is a Member FDIC.

Screenshots

Educators Credit Union4 screens
Extraco eBank4 screens

Verdict

The call

The clearest difference is rating: Educators Credit Union at 4.8 against Extraco eBank's 4.4. Extraco eBank's advantage is review sentiment (87% vs 67%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Educators Credit Union holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 1.3K and 1.8K respectively. Written reviews complicate that: 67% of Educators Credit Union's written reviews are positive against 87% of Extraco eBank's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Educators Credit Union ships an update every 3 months, Extraco eBank every 2 months. The most recent releases landed on October 29, 2026 and October 26, 2026 respectively.

Scorecard2 real differences · 8 level
Educators Credit Union versus Extraco eBank: the parameters behind the verdict, then further details
ParameterEducators Credit UnionExtraco eBank
PriceFreeFree
Rating4.8 (1.3K ratings) — better4.4 (1.8K ratings)
Positive reviews66.7% of reviews87.1% of reviews — better
Number of ratings1.3K1.8K — better
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.016.0 — better
Further details — not scored
Size102 MB33 MB
Age rating4+4+
DeveloperEducators CUExtraco Banks

Customer experience

Educators Credit Union

All ratings1,252 ratings
Positive96.0%
Neutral1.9%
Negative2.1%
Written reviews9 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Extraco eBank

All ratings1,691 ratings
Positive86.0%
Neutral3.2%
Negative10.8%
Written reviews388 reviews
Positive87.1%
Neutral4.6%
Negative8.2%

Bugs and requests

Educators Credit Union

Not enough reviews yet to summarise bugs or requests.

Extraco eBank

Reported bugs

3 issues
  • Frequent log-outs and password resets required
  • Mobile deposit feature not working consistently
  • Transactions not always displaying correctly

Requested features

5 requests
  • Add built-in calculator
  • Improve transaction categorization and budgeting
  • Provide option for dark mode
  • Allow minors to deposit checks
  • Enhance transfer history and recurring payments

In-app purchases

None

Educators Credit Union

No in-app purchases

None

Extraco eBank

No in-app purchases

Questions

Is Educators Credit Union free?
Educators Credit Union is free to download, with no in-app purchases.
Is Extraco eBank free?
Extraco eBank is free to download, with no in-app purchases.
Which has better reviews, Educators Credit Union or Extraco eBank?
Educators Credit Union is rated higher. Educators Credit Union averages 4.8 out of 5 from 1.3K ratings, while Extraco eBank averages 4.4 from 1.8K ratings.
Do Educators Credit Union or Extraco eBank have ads?
Neither Educators Credit Union nor Extraco eBank shows ads.
Which is updated more often, Educators Credit Union or Extraco eBank?
Educators Credit Union ships an update every 3 months, and Extraco eBank every 2 months. Most recently, Educators Credit Union was updated on October 29, 2026 and Extraco eBank on October 26, 2026.

Other comparisons