Extraco eBank vs FNBCT Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Extraco eBank
Manage your finances conveniently with a secure banking app. Features include card management, budgeting tools, and the ability to link external accounts for a comprehensive financial overview.
- Card swap for multiple service providers
- Financial management and budgeting tools
- Turn debit card on/off
- Set travel alerts
- Link external accounts
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Extraco Banks eBank gives you the flexibility to access all your finances in one secure banking app. Available features include: * Card swap to update debit card number across multiple service providers at one time * New financial management and budgeting tools * Ability to turn on / off debit card and set travel alerts * Ability to link external accounts so you can have a complete financial picture in one app Please contact us at 1.866.398.7226 with any questions. Extraco Banks is a Member FDIC.
FNBCT Mobile
Manage your finances with this secure and fast mobile tool. Set up alerts, make payments, transfer funds, deposit checks, and manage your debit card. Find nearby branches and ATMs easily.
- Set up balance alerts
- Make payments to companies and friends
- Transfer money between accounts
- Deposit checks via photo
- Manage debit cards (reorder/turn off)
- View and save monthly statements
- Find branches and ATMs
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FNBCT Mobile is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with FNBCT Mobile: •Set up alerts so you know when your balance drops below a certain amount •Make payments, whether you’re paying a company or a friend •Transfer money between your accounts •Deposit checks in a snap by taking a picture of the front and back •Reorder your debit card or turn it off if you’ve misplaced it •View and save your monthly statements •Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.
Screenshots
Verdict
The clearest difference is rating: FNBCT Mobile at 4.8 against Extraco eBank's 4.4. FNBCT Mobile also leads on update cadence (monthly vs every 2 months). Extraco eBank's advantage is review sentiment (87% vs 63%) and iOS requirement (16.0 vs 18.4). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FNBCT Mobile holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 1.7K and 2K respectively. Written reviews complicate that: 87% of Extraco eBank's written reviews are positive against 63% of FNBCT Mobile's, so the app with the better star average is not the one people write more warmly about.
Extraco eBank ships an update every 2 months, FNBCT Mobile monthly. The most recent releases landed on September 24, 2026 and September 25, 2026 respectively.
| Parameter | Extraco eBank | FNBCT Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (1.7K ratings) | 4.8 (2K ratings) — better |
| Positive reviews | 87.1% of reviews — better | 63.0% of reviews |
| Number of ratings | 1.7K | 2K — better |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 33 MB | 179 MB |
| Age rating | 4+ | 12+ |
| Developer | Extraco Banks | The First National Bank of Central Texas |
Customer experience
Extraco eBank
FNBCT Mobile
User reviews
Extraco eBank
From 1.7K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Convenient and functional
- 🔒 Secure with extra protection
- 💡 Helpful scam alerts
- 👍 Friendly and professional customer service
Room to improve
- 🐛 Occasional login issues
- 🐛 Difficulty navigating bill pay
- 🐛 Inconsistent user experience after updates
- 🐛 Lack of detailed transaction notes
- 🐛 Trouble depositing checks via mobile
FNBCT Mobile
From 2K App Store ratingsWhat we love
- 💡 Visually appealing app design
- 👍 Debit cards still work well
Room to improve
- 🐛 App crashes and fails to load
- 🐛 Deposit system issues
- 🤔 Notifications are less useful than before
- 🤔 Lack of balance display after transactions
Bugs and requests
Extraco eBank
Reported bugs
3 issues- Frequent log-outs and password resets required
- Mobile deposit feature not working consistently
- Transactions not always displaying correctly
Requested features
5 requests- Add built-in calculator
- Improve transaction categorization and budgeting
- Provide option for dark mode
- Allow minors to deposit checks
- Enhance transfer history and recurring payments
FNBCT Mobile
Reported bugs
3 issues- App won't open on older devices
- Deposit process requires multiple photo attempts
- Notifications send duplicate transactions
Requested features
3 requests- Higher mobile deposit limit
- Restore previous notification system
- Display account balance after transactions
In-app purchases
Extraco eBank
No in-app purchases
FNBCT Mobile
No in-app purchases
Questions
Is Extraco eBank free?
Is FNBCT Mobile free?
Which has better reviews, Extraco eBank or FNBCT Mobile?
Do Extraco eBank or FNBCT Mobile have ads?
Which is updated more often, Extraco eBank or FNBCT Mobile?
Other comparisons
