Comparison

Extraco eBank vs Texell Digital Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Extraco eBank

Manage your finances conveniently with a secure banking app. Features include card management, budgeting tools, and the ability to link external accounts for a comprehensive financial overview.

Highlights
  • Card swap for multiple service providers
  • Financial management and budgeting tools
  • Turn debit card on/off
  • Set travel alerts
  • Link external accounts
Read full description

Extraco Banks eBank gives you the flexibility to access all your finances in one secure banking app. Available features include: * Card swap to update debit card number across multiple service providers at one time * New financial management and budgeting tools * Ability to turn on / off debit card and set travel alerts * Ability to link external accounts so you can have a complete financial picture in one app Please contact us at 1.866.398.7226 with any questions. Extraco Banks is a Member FDIC.

About

Texell Digital Banking

Manage your finances on the go with a secure and easy-to-use mobile banking app. Organize transactions, set up alerts, transfer funds, and deposit checks remotely. Access rewards, manage your debit card, and find nearby branches and ATMs.

Highlights
  • Add tags, notes, and photos to transactions
  • Set balance alerts
  • Transfer money between accounts
  • Mobile check deposit
  • Redeem BONUS Rewards points
  • Manage debit card (reorder/turn off)
  • View and save monthly statements
  • Find branches and ATMs
  • Aggregate financial accounts
Features
Read full description

Texell’s mobile apps is fast, secure, and makes life easier by empowering you with the tools you need to manage your finances and redeem your BONUS Rewards. Here’s what you can do with Texell’s mobile app: · Keep your transactions organized by allowing you to add tags, notes, and photos of receipts and checks. · Set up alerts so you know when your balance drops below a certain amount · Transfer money between your accounts · Deposit checks in a snap by taking a picture of the front and back · Check and redeem BONUS Rewards points · Reorder your debit card or turn it off if you’ve misplaced it · View and save your monthly statements · Find branches and ATMs near you · Aggregate your financial accounts · Secure your account with a 4-digit passcode or biometric on supported devices

Screenshots

Extraco eBank4 screens
Texell Digital Banking4 screens

Verdict

The call

The clearest difference is review sentiment: Extraco eBank at 87% against Texell Digital Banking's 60%. Extraco eBank also leads on monetization model (free vs free with in-app purchases) and iOS requirement (16.0 vs 18.4). Texell Digital Banking's advantage is rating (4.8 vs 4.4) and update cadence (monthly vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Texell Digital Banking holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 1.8K and 5.5K respectively. Written reviews complicate that: 87% of Extraco eBank's written reviews are positive against 60% of Texell Digital Banking's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Extraco eBank ships an update every 2 months, Texell Digital Banking monthly. Both last shipped on November 3, 2026.

Scorecard5 real differences · 5 level
Extraco eBank versus Texell Digital Banking: the parameters behind the verdict, then further details
ParameterExtraco eBankTexell Digital Banking
PriceFreeFree
Rating4.4 (1.8K ratings)4.8 (5.5K ratings) — better
Positive reviews87.1% of reviews — better60.5% of reviews
Number of ratings1.8K5.5K — better
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.4
Further details — not scored
Size33 MB176 MB
Age rating4+4+
DeveloperExtraco BanksTexell Credit Union

Customer experience

Extraco eBank

All ratings1,691 ratings
Positive86.0%
Neutral3.2%
Negative10.8%
Written reviews388 reviews
Positive87.1%
Neutral4.6%
Negative8.2%

Texell Digital Banking

All ratings5,379 ratings
Positive95.7%
Neutral1.6%
Negative2.7%
Written reviews86 reviews
Positive60.5%
Neutral4.7%
Negative34.9%

User reviews

Extraco eBank

From 1.8K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient and functional
  • 🔒 Secure with extra protection
  • 💡 Helpful scam alerts
  • 👍 Friendly and professional customer service

Room to improve

  • 🐛 Occasional login issues
  • 🐛 Difficulty navigating bill pay
  • 🐛 Inconsistent user experience after updates
  • 🐛 Lack of detailed transaction notes
  • 🐛 Trouble depositing checks via mobile

Texell Digital Banking

From 5.5K App Store ratings

What we love

  • 🚀 Efficient digital banking
  • 👍 Great customer service
  • 💡 Convenient features like budgets and goals
  • 👍 Easy to use app

Room to improve

  • 🐛 Transfer to member feature not working
  • 🐛 Frequent log-in required when switching between app and other apps
  • 👎 Lack of important account details like APY/interest rate and transaction limits
  • 👎 Confusing navigation and layout changes
  • 👎 Difficult to add outside accounts for transfers

Bugs and requests

Extraco eBank

Reported bugs

3 issues
  • Frequent log-outs and password resets required
  • Mobile deposit feature not working consistently
  • Transactions not always displaying correctly

Requested features

5 requests
  • Add built-in calculator
  • Improve transaction categorization and budgeting
  • Provide option for dark mode
  • Allow minors to deposit checks
  • Enhance transfer history and recurring payments

Texell Digital Banking

Reported bugs

3 issues
  • App not loading or updating properly
  • Compatibility issues with older devices
  • Bill pay not working as expected

Requested features

2 requests
  • Joint accounts with separate logins
  • Easier access to account due dates and transaction history

In-app purchases

None

Extraco eBank

No in-app purchases

None

Texell Digital Banking

No in-app purchases

Questions

Is Extraco eBank free?
Extraco eBank is free to download, with no in-app purchases.
Is Texell Digital Banking free?
Texell Digital Banking is free to download, with no in-app purchases.
Which has better reviews, Extraco eBank or Texell Digital Banking?
Texell Digital Banking is rated higher. Extraco eBank averages 4.4 out of 5 from 1.8K ratings, while Texell Digital Banking averages 4.8 from 5.5K ratings.
Do Extraco eBank or Texell Digital Banking have ads?
Neither Extraco eBank nor Texell Digital Banking shows ads.
Which is updated more often, Extraco eBank or Texell Digital Banking?
Extraco eBank ships an update every 2 months, and Texell Digital Banking monthly. Most recently, Extraco eBank was updated on November 3, 2026 and Texell Digital Banking on November 3, 2026.

Other comparisons