Comparison

First Texas Bank vs VeraBank Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Texas Bank

Access your accounts securely from anywhere with this mobile banking app. View balances, transactions, transfer funds, manage cards, and find nearby branches or ATMs. Requires enrollment in online banking.

Highlights
  • View account balances
  • View recent transactions
  • Transfer funds between accounts
  • Manage cards
  • Locate branches and ATMs
  • Contact customer service
Features
Read full description

First Texas Bank – Georgetown, Round Rock, Pflugerville, Cedar Park, and Liberty Hill Mobile Banking from First Texas Bank offers you the ability to safely and securely access your accounts anytime, anywhere. Our mobile app is FREE and allows you to: • View account balances on all accounts • View recent transactions • Transfer funds between your accounts • Manage your cards • Locate the nearest branch or ATM using your device’s GPS • Contact our Customer Service • Share our app with friends and family More features are coming soon! Requirements: Must be enrolled in FTB’s Online Banking. Contact the First Texas Bank if not enrolled in Online Banking. Support: Need assistance? Call our Customer Service Department at 1-512-863-2567 if you have any questions about the First Texas Bank Mobile App. Mobile Banking is a free service that allows you to access your accounts anytime, from anywhere but please remember, connectivity and usage rates may apply. Please consult your wireless carrier about the data plan and the usage you have selected.

About

VeraBank Mobile

Manage your finances with this app, offering account management, mobile check deposit, bill payments, and fund transfers. Track spending, set budgets, and view external accounts all in one place. Access treasury management services and apply for new accounts or loans.

Highlights
  • Account management and history
  • Mobile check deposit
  • Bill pay and fund transfers
  • Spending tracking and budgeting
  • Treasury management services
  • Apply for new accounts and loans
  • Biometric login and quick balance
Features
Read full description

Manage Your Accounts: · View accounts, balances, and history · Search transaction history · View images of checks and deposits · Setup alerts by text, email, or push notification · View electronic statements · Free FICO® Scores Deposit Funds: · Deposit checks with Mobile Deposit Make Payments & Transfer Funds: · Pay bills · Transfers between your VeraBank accounts · Send money instantly to other VeraBank customers · Send money to non-VeraBank customers · Transfers to and from non-VeraBank accounts · Pay your VeraBank loan from non-VeraBank accounts Money Management: · View your VeraBank and non-VeraBank accounts all in one place · Categorize and track spending · Create a budget, set financial goals, and more Treasury Management Services: · Originate/Review/Approve ACH and Wire Transactions · Manage Positive Pay and other Security Features · Administrative Management of other users Get Help: · Live chat with VeraBank Support · Submit secure messages to VeraBank Support · Call VeraBank Support Open & Apply: · Open checking, savings, and money market accounts online in minutes · Apply for a personal loan · Apply for a mortgage · Apply for a credit card Convenience: · Login with TouchID or FaceID · View balances without logging in with Quick Balance · Locate a branch or ATM/ITM

Screenshots

First Texas Bank4 screens
VeraBank Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: VeraBank Mobile at 77% against First Texas Bank's 13%. VeraBank Mobile also leads on rating (4.7 vs 2.4) and ratings volume (3.2K vs 34). First Texas Bank's advantage is iOS requirement (14.1 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

VeraBank Mobile holds the better App Store score, 4.7 against 2.4. That said, the two scores are not equally well evidenced: VeraBank Mobile has 3.2K ratings behind it against 34, so its average is the more settled of the two. Written reviews point the same way: 13% of First Texas Bank's written reviews are positive against 77% of VeraBank Mobile's.

UpkeepUpdate frequency

First Texas Bank ships an update every 3 months, VeraBank Mobile every 4 months. The most recent releases landed on September 13, 2026 and September 22, 2026 respectively.

Scorecard4 real differences · 6 level
First Texas Bank versus VeraBank Mobile: the parameters behind the verdict, then further details
ParameterFirst Texas BankVeraBank Mobile
PriceFreeFree
Rating2.4 (34 ratings)4.7 (3.2K ratings) — better
Positive reviews13.3% of reviews77.4% of reviews — better
Number of ratings343.2K — better
Update frequencyEvery 3 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, Apple Watch — better
Requires iOS14.1 — better16.0
Further details — not scored
Size120 MB57 MB
Age rating4+4+
DeveloperFirst Texas BankVeraBank, Inc.

Customer experience

First Texas Bank

All ratings34 ratings
Positive23.5%
Neutral14.7%
Negative61.8%
Written reviews15 reviews
Positive13.3%
Neutral26.7%
Negative60.0%

VeraBank Mobile

All ratings3,193 ratings
Positive92.0%
Neutral1.8%
Negative6.2%
Written reviews468 reviews
Positive77.4%
Neutral3.6%
Negative19.0%

Bugs and requests

First Texas Bank

Not enough reviews yet to summarise bugs or requests.

VeraBank Mobile

Reported bugs

5 issues
  • Frequent app crashes
  • Login screen freezes
  • Inconsistent mobile deposit processing
  • Delayed transaction updates
  • Compatibility issues with newer devices

Requested features

5 requests
  • Customizable app layout
  • Improved bill pay options
  • Seamless external account integration
  • Automatic logout timer
  • Enhanced mobile deposit capabilities

In-app purchases

None

First Texas Bank

No in-app purchases

None

VeraBank Mobile

No in-app purchases

Questions

Is First Texas Bank free?
First Texas Bank is free to download, with no in-app purchases.
Is VeraBank Mobile free?
VeraBank Mobile is free to download, with no in-app purchases.
Which has better reviews, First Texas Bank or VeraBank Mobile?
VeraBank Mobile is rated higher. First Texas Bank averages 2.4 out of 5 from 34 ratings, while VeraBank Mobile averages 4.7 from 3.2K ratings.
Do First Texas Bank or VeraBank Mobile have ads?
Neither First Texas Bank nor VeraBank Mobile shows ads.
Which is updated more often, First Texas Bank or VeraBank Mobile?
First Texas Bank ships an update every 3 months, and VeraBank Mobile every 4 months. Most recently, First Texas Bank was updated on September 13, 2026 and VeraBank Mobile on September 22, 2026.

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