iSpending HD vs CSB Monticello IA
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iSpending HD
This personal finance app helps you track income and expenses with customizable categories. View instant summaries, detailed graph reports, and search transactions easily. Secure your data with a passcode lock and export your records.
- Track income and expenses
- Customizable spending categories
- Instant daily, weekly, monthly, yearly summaries
- Detailed graph reports
- Transaction search
- Passcode lock
- Export transactions via email
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If you are looking for the best personal finance application, this is the app for you and it's free! iSpending HD helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use Send your comments/suggestions to hanamobiles@gmail.com or visit our website.
CSB Monticello IA
Manage your finances on the go with this mobile banking app. Check balances, transfer funds between accounts, and pay bills securely from your device. Available to existing online banking customers.
- Check account balances
- Search recent transactions
- Schedule bill payments
- View recent payments
- Cancel scheduled payments
- Transfer funds between accounts
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Start banking wherever you are with Citizens State Bank mobile! Available to all Citizens State Bank online banking customers. Citizens State Bank Mobile allows you to check balances, make transfers and pay bills. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Pay Bills - Schedule payments, view recent payments and cancel scheduled payments Transfers - Easily transfer cash between your accounts. All features may not be available in the tablet application.
Screenshots
Verdict
The clearest difference is rating: CSB Monticello IA at 4.4 against iSpending HD's 3.6. CSB Monticello IA also leads on in-app purchases (none vs 1) and update cadence (monthly vs every 16 months). iSpending HD's advantage is review sentiment (58% vs 20%) and iOS requirement (8.0 vs 15.0). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. iSpending HD sells 1 one-off in-app purchase. CSB Monticello IA asks for nothing beyond the download.
CSB Monticello IA holds the better App Store score, 4.4 against 3.6. That said, the two scores are not equally well evidenced: CSB Monticello IA has 104 ratings behind it against 14, so its average is the more settled of the two. Written reviews complicate that: 58% of iSpending HD's written reviews are positive against 20% of CSB Monticello IA's, so the app with the better star average is not the one people write more warmly about.
iSpending HD ships an update every 16 months, CSB Monticello IA monthly. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.
| Parameter | iSpending HD | CSB Monticello IA |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (14 ratings) | 4.4 (104 ratings) — better |
| Positive reviews | 57.7% of reviews — better | 20.0% of reviews |
| Number of ratings | 14 | 104 — better |
| Update frequency | Every 16 months | Monthly — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPad | iPhone, iPad, iPod — better |
| Requires iOS | 8.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 14 MB | 116 MB |
| Age rating | 4+ | 4+ |
| Developer | Hana Mobile | Citizens State Bank Monticello Iowa |
Customer experience
iSpending HD
CSB Monticello IA
In-app purchases
iSpending HD
- iSpendingHD Pro$19.99
CSB Monticello IA
No in-app purchases
Questions
Is iSpending HD free?
Is CSB Monticello IA free?
Which has better reviews, iSpending HD or CSB Monticello IA?
Do iSpending HD or CSB Monticello IA have ads?
Which is updated more often, iSpending HD or CSB Monticello IA?
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