Comparison

Quick Checkbook vs Cutty

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Quick Checkbook

Manage your personal finances with this app that allows you to track multiple accounts, add transactions, and view financial reports. It offers features like recurring transactions, reconciliation, and various reporting options to help you understand your spending.

Highlights
  • Multiple account tracking
  • Add/edit transactions
  • Recurring transactions
  • Transaction reconciliation
  • Income/expense reports
  • Split transactions
  • Data backup and restore
Features
Read full description

Quick Checkbook is a smart personal finance management app, you can track multiple accounts info easily and conveniently. With Quick Checkbook, you will manage your accounts at a glance. You can see clearly balance of all your accounts and each account, add recurring or no cycle transactions, mark transaction as cleared or not, transfer between accounts, and reconcile transactions etc. In reports page, you will see visually where your money comes and goes. Key Features: ⁃ Create multiple accounts, such as checking, saving, credit and cash etc. ⁃ Add/Edit income/expense/transferring transactions. ⁃ Add/Edit recurring transactions with different cycle. ⁃ Mark transaction as cleared or not. ⁃ Add payee info for a transaction. ⁃ Reconcile transactions. ⁃ Check balance of all accounts and each account. ⁃ Check total cleared of all accounts and each account. ⁃ Pie reports for categories of income and expense. ⁃ Histogram reports to compare income and expense. ⁃ Supports the split transactions. ⁃ Supports more comprehensive cycle types. ⁃ View the daily expenses in calendar. ⁃ Supports reconcile account after each transaction. ⁃ Supports different currencies & Running Balance for each account. ⁃ Supports managing Payers and Payers. ⁃ Supports more function chart statistics. ⁃ Adds the function of closing useless accounts and archiving data. ⁃ Set your own currency. ⁃ Pass code protection. ⁃ Search transactions. ⁃ Send data by email in form of PDF, CSV or HTML. ⁃ Supports AirPrint. ⁃ WiFi Backup & Restore. ⁃ iCloud Backup & Restore. ⁃ Dropbox backup and restore. ⁃ Supports 3D Touch function. ⁃ Supports Apple Watch version. ⁃ Supports migrate data to paid version. ⁃ Supports both iPhone and iPad. If you have any questions or suggestion, please mail to userfeed@vip.tom.com.

About

Cutty

Easily manage all your expenses by category, from utility bills to subscriptions. Monitor your spending weekly, monthly, and yearly with detailed analytics to understand where your money goes. Your financial data is securely stored only on your device.

Highlights
  • Expense tracking by category
  • Weekly, monthly, yearly spending analytics
  • Add, edit, and organize bills
  • Secure on-device data storage
  • Subscription management
Features
Read full description

Cutty is a calm subscription manager for people whose recurring charges have quietly taken over the card statement. It runs on iPhone, iPad, and Apple Silicon Mac, and the goal is small - find what you are paying for, see when the next charge lands, and decide what is worth keeping. The home screen opens on a calendar heatmap of the next twelve months, so the heaviest months and the surprise yearly bills are visible at a glance. Tap any month to see which subscriptions land there, which days, how much, in your own currency. A cozy little cat mascot keeps watch while you tidy things up - because nothing about money admin needs to feel like a spreadsheet. Adding a subscription is one tap, picking a color and a cycle takes a few seconds, and the next renewal date sits right there on the row. Cutty also brings on-device Apple Intelligence into the picture. Hand the app a PDF receipt, a screenshot of an email, or pasted text - and it pulls subscription names, prices, and cycles out of the noise. Everything stays on your device. No accounts, no analytics linked to you, no cloud sync unless you decide to turn on iCloud yourself. Deeper tools are part of an optional Premium upgrade - the AI import flow, additional spending charts, plain-English notes about the months ahead, quick links to cancel a service, monthly budget alerts, CSV export, and a lock screen widget. Basics including the calendar, manual entry, renewal reminders, and your full subscription list stay free with no time limit. Privacy Policy: https://docs.google.com/document/d/e/2PACX-1vTDX9pxPOlUJl_skVUHPi99mAw0y2B2BYd_v1mJkoF3xW3rlOcW5KlYd4t93MMbbGhctSTnBTy7d_l6/pub Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Quick Checkbook4 screens
Cutty3 screens

Verdict

The call

The clearest difference is in-app purchases: Quick Checkbook at none against Cutty's 1. Quick Checkbook also leads on iOS requirement (16.0 vs 26.0). Cutty's advantage is ads (none vs shown) and review sentiment (100% vs 67%). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cutty sells 1 one-off in-app purchase. Quick Checkbook asks for nothing beyond the download.

UpkeepUpdate frequency

Quick Checkbook ships an update every 7 months, Cutty every 2 months. The most recent releases landed on October 19, 2026 and October 21, 2026 respectively.

Scorecard6 real differences · 4 level
Quick Checkbook versus Cutty: the parameters behind the verdict, then further details
ParameterQuick CheckbookCutty
PriceFreeFree
Rating4.3 (1.4K ratings) — better—
Positive reviews67.3% of reviews100.0% of reviews — better
Number of ratings1.4K — better—
Update frequencyEvery 7 monthsEvery 2 months — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationAd-supported — betterFree with in-app purchases
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS16.0 — better26.0
Further details — not scored
Size51 MB9 MB
Age rating4+4+
Developer倩 赵Andrii Bashta

Customer experience

Quick Checkbook

All ratings1,400 ratings
Positive83.9%
Neutral5.7%
Negative10.4%
Written reviews156 reviews
Positive67.3%
Neutral8.3%
Negative24.4%

Cutty

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Quick Checkbook

Reported bugs

4 issues
  • Transactions disappearing or duplicating
  • Balance calculation errors
  • Language changes unexpectedly
  • Recurring transactions not working as expected

Requested features

6 requests
  • Ability to edit account names
  • More customizable category options
  • Split transaction feature
  • Running balance display
  • Dark mode option
Show 1 more
  • Export/print transaction history

Cutty

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Quick Checkbook

No in-app purchases

1 purchases

Cutty

One-time1
  • Unlock Premium features$9.99

Questions

Is Quick Checkbook free?
Quick Checkbook is free to download, with no in-app purchases.
Is Cutty free?
Cutty is free to download, with in-app purchases available.
Do Quick Checkbook or Cutty have ads?
Quick Checkbook shows ads; Cutty does not.
Which is updated more often, Quick Checkbook or Cutty?
Quick Checkbook ships an update every 7 months, and Cutty every 2 months. Most recently, Quick Checkbook was updated on October 19, 2026 and Cutty on October 21, 2026.

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