記帳家 UrMoney vs Expense+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
記帳家 UrMoney
Effortlessly track your income, expenses, and transfers with a user-friendly interface and professional statistical data. Sync your records to the cloud for seamless access across devices, even offline.
- Record income, expenses, and transfers
- Personalized categories and accounts
- Detailed statistical charts
- Account balance display
- Cloud synchronization
- Offline recording
- Location and photo logging
- Password lock for privacy
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記帳,就由這裡開始吧. 簡單的操作介面將帶著您入門, 專業的統計資料可幫助您輕鬆取得自己的理財資訊. 記帳家APP提供了與雲端網站(https://www.urmoney.com.tw), 無間斷的行動記帳模式, 您可以在電腦上網記帳, 也可以在離線時使用APP記帳, 並透過上線的時間, 將帳目上傳到雲端空間裡, 享受隨手記帳和查詢帳目的便利性. 雲端網站 在 https://www.urmoney.com.tw 本軟體特別為手機記帳提供以下解決方案: 1. 不用擔心換手機或手機故障 因為記帳資料保存在雲端網站 2. 想記帳隨時隨地都可以記 當無法使用手機時, 請用電腦瀏覽器連上雲端網站 3. 延伸手機記帳的範圍 手機畫面太小許多功能不方便操作, 請用電腦瀏覽器連上雲端網站 , 我們還提供許多查帳和統計報表, 並且股票, 基金 都可以記帳的. 本軟體提供了以下功能: 1. 記錄 消費, 收入, 和 轉帳的帳目 2. 訂定個人化的科目和帳戶 3. 提供查帳的功能 4. 有清楚亦懂的統計圖表 5. 隨時顯示帳戶的餘額 6. 上傳帳目到雲端 7. 記帳時, 一併記錄地點和照片 8. 提供密碼鎖, 增加隱私保護 9. 可離線下進行記帳 常見問題: 1. 為什麼要註冊才能使用? 由於要將您寶貴的記帳資料上傳到雲端, 需要有帳號密碼作認證與保護 2. 可以和家人一起記帳在同一個帳戶嗎? 當然可以, 只要使用同一個帳號密碼登入, 在雲端或APP都可以同時記帳使用的. 3. 如果需要將我的記帳資料匯出, 可以作到嗎? 目前在雲端網站提供匯出功能, 只要將APP的帳目上傳到雲端後, 就可以自行下載了.
Expense+
This offline money tracker prioritizes security and ease of use with fast bookkeeping and multi-ledger support. It offers detailed revenue and expenditure analysis, asset trend tracking, and multi-currency management without advertisements.
- Offline data storage
- Fast bookkeeping with integrated calculator
- Multi-ledger and multi-account support
- Revenue and expenditure analysis
- Asset trend tracking
- Multi-currency management
- No advertising
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Make room for a clearer picture of your money. Expense+ brings everyday spending, budgets and accounts together in a clean, colorful app. Record an expense in moments, see where your money goes and keep separate books for home, work or travel. Everyday record keeping works offline, with your financial records stored on your device. No ads, no distractions. QUICK TO RECORD • Enter expenses and income with a built-in calculator. • Add categories, members, notes and photos for the details that matter. • Record transfers between accounts and set up recurring entries. ORGANIZED YOUR WAY • Keep separate books for different parts of your life. • Track cash, bank and credit-card accounts in multiple currencies. • Choose a reporting currency for each book while keeping account and transaction currencies. • Find past entries with search and filters, or browse by day in the calendar. UNDERSTAND YOUR SPENDING • Set weekly, monthly and yearly budgets. • Explore income, expense, asset and net-worth reports over your chosen dates. • Review spending by category, member or account. MADE FOR EVERYDAY USE • See today's spending in the iPhone widget. • Record expenses and check spending, budgets and recent history on Apple Watch. • Back up and restore with iCloud, and export records to Excel. • Make it yours with colorful icons, themes and appearance settings. Core record keeping works offline. Purchases, iCloud and connected features require the relevant services and connectivity. OPTIONAL PREMIUM Start with the free, ad-free version. Some features and higher limits require Premium, available as an auto-renewing annual subscription or a one-time permanent purchase. See the app for current prices and included features. Manage or cancel subscriptions in your Apple Account settings. Eligible purchases can be restored in the app. SUPPORT Open Settings → Contact / Feedback in Expense+. Terms of use: https://money.wwwalterhk.workers.dev/expenseplus/en/terms-and-conditions/ Privacy policy: https://money.wwwalterhk.workers.dev/expenseplus/en/privacy-policy/
Screenshots
Verdict
The clearest difference is in-app purchases: 記帳家 UrMoney at none against Expense+'s 3. 記帳家 UrMoney also leads on iOS requirement (13.0 vs 15.0). Expense+'s advantage is update cadence (every 3 days vs every 3 months). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense+ sells 3 in-app purchases, starting at $6.99 per year. 記帳家 UrMoney asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for 記帳家 UrMoney against 5.0 for Expense+. Both are backed by a comparable volume of ratings — 3 and 2 respectively.
記帳家 UrMoney ships an update every 3 months, Expense+ every 3 days. The most recent releases landed on October 12, 2026 and October 24, 2026 respectively.
| Parameter | 記帳家 UrMoney | Expense+ |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) | 5.0 (2 ratings) |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 3 — better | 2 |
| Update frequency | Every 3 months | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod, Apple Watch — better |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 15 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | UrMoney | Sze Kwok Cheung |
Customer experience
記帳家 UrMoney
Expense+
In-app purchases
記帳家 UrMoney
No in-app purchases
Expense+
- Yearly Renew$6.991 Year
- Yearly Subscribe$5.99
- Permanent Purchase$11.99









