Surency Flex vs WichitaFCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Surency Flex
Easily manage your health benefit accounts like HSA, HRA, and FSA on the go. Quickly check balances, view account details, and submit claims with real-time access and secure navigation.
- Check account balances 24/7
- View account summaries and charts
- Submit claims with receipt photos
- Manage HSA transactions
- Pay bills and add payees
- Report lost or stolen debit cards
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Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your medical FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Using the Dashboard, enter medical expense information and supporting documentation • Retrieve your forgot username/password • Report a debit card as lost or stolen Powered by WEX Health®
WichitaFCU
Manage your finances on the go with this mobile banking app. Organize transactions, set alerts, make payments, transfer funds, and deposit checks remotely. Secure your account with a passcode or biometrics.
- Add tags, notes, and photos to transactions
- Set balance alerts
- Make payments to companies and friends
- Transfer money between accounts
- Deposit checks via photo
- Reorder or turn off debit cards
- Find branches and ATMs
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Our mobile app allows you to safely and conveniently access WFCU accounts on your mobile device from just about anywhere. Here's what you can do with the Wichita FCU Mobile App: · Keep your transactions organized by allowing you to add tags, notes, and photos of receipts and checks. · Set up alerts so you know when your balance drops below a certain amount · Make payments, whether you're paying a company or a friend · Transfer money between your accounts · Deposit checks in a snap by taking a picture of the front and back · Reorder your debit card or turn it off if you've misplaced it · View and save your monthly statements · Find branches and ATMs near you · Secure your account with a 4-digit passcode or biometric on supported devices.
Screenshots
Verdict
The clearest difference is rating: WichitaFCU at 4.8 against Surency Flex's 4.3. WichitaFCU also leads on review sentiment (80% vs 53%) and update cadence (every 4 weeks vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
WichitaFCU holds the better App Store score, 4.8 against 4.3. Both are backed by a comparable volume of ratings — 640 and 820 respectively. Written reviews point the same way: 53% of Surency Flex's written reviews are positive against 80% of WichitaFCU's.
Surency Flex ships an update every 3 months, WichitaFCU every 4 weeks. Both last shipped on October 24, 2026.
| Parameter | Surency Flex | WichitaFCU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (640 ratings) | 4.8 (820 ratings) — better |
| Positive reviews | 53.1% of reviews | 80.0% of reviews — better |
| Number of ratings | 640 | 820 — better |
| Update frequency | Every 3 months | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 32 MB | 198 MB |
| Age rating | 17+ | 12+ |
| Developer | Surency Life and Health Insurance Company | Wichita Federal Credit Union |
Customer experience
Surency Flex
WichitaFCU
Bugs and requests
Surency Flex
Reported bugs
9 issues- App logs out immediately when switching between apps
- Blank screens with no content displaying
- Login credentials not accepted despite correct entry
- Receipt upload encounters undisclosed errors
- Password reset website malfunction
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- Automatic password resets and multiple authentication requests
- Barcode scanner fails to recognize all barcodes
- Camera upload only accepts live photos, not saved images
- Incorrect fund deduction from wrong plan year
Requested features
9 requests- Auto-save functionality for receipt uploads
- Ability to save receipts in app for later submission
- Manual scan button for barcode scanner
- Better claim history and tracking visibility
- Faster deposit processing times
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- Simplified documentation requirements
- Clearer denial explanations and reasons
- 24/7 customer support availability
- Improved password reset functionality
WichitaFCU
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Surency Flex
No in-app purchases
WichitaFCU
No in-app purchases
Questions
Is Surency Flex free?
Is WichitaFCU free?
Which has better reviews, Surency Flex or WichitaFCU?
Do Surency Flex or WichitaFCU have ads?
Which is updated more often, Surency Flex or WichitaFCU?
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