Comparison

My FSB Mobile vs First State Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My FSB Mobile

Manage your finances conveniently on the go with this mobile banking application. Access accounts, transfer funds, pay bills, and deposit checks securely. Features include budgeting tools, investment tracking, and customizable alerts.

Highlights
  • Account balance and transaction history
  • Fund transfers
  • Bill payment
  • Mobile check deposit
  • ATM/ITM locator
  • Customizable alerts
  • Budgeting tools
Features
Read full description

Welcome to FSB mobile banking - the perfect way to manage your finances on the go! Our app offers a wide range of features that make banking easier and more convenient than ever before. With a user-friendly interface and robust security features, you can access your accounts, manage your finances, and perform transactions with ease. Check account balances, view your transaction history, and transfer funds between accounts. Pay bills directly from the app, saving you time and hassle. Deposit checks from your smartphone with the check deposit feature, eliminating the need to visit a branch or ATM. The FSB app includes an ATM/ITM locator, so you can easily find a nearby ATM/ITM or branch when you need it. Stay on top of your finances with push notifications and customizable alerts for account balances, transactions, and more. Set up and manage recurring transfers, payments, and bills. Additional features to help you manage your finances include budgeting tools, investment tracking, and financial insights. And with Touch ID/Face ID login and two-factor authentication, you can bank with confidence knowing your personal information is secure. Download the FSB Mobile App and start banking on the go! Our friendly customer support team is always here to help if you have any questions or concerns. Thank you for choosing First State Bank as your trusted financial partner.

About

First State Bank

Manage your bank accounts securely on the go. View balances, transfer funds, deposit checks, and manage your debit card. Organize transactions with notes and photos, and set up custom alerts for important account activity.

Highlights
  • Real-time balance viewing
  • Fund transfers
  • Mobile check deposit
  • ATM/Debit card management
  • Transaction organization
  • Customizable alerts
  • Payment capabilities
Features
Read full description

First State Bank customers - you can now enjoy secure mobile banking anywhere, anytime. It's free to download and allows you to manage your accounts when it's most convenient for you. With a quick touch, you can view your balance, transfer funds, and much more like: - Manage your account - View balances in real time - Transfer funds between accounts - ATM/Debit card management - Mobile check deposit - Find banking center locations and ATMS near you in Southern Ohio and Eastern Kentucky - Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - View and save your monthly statements First State Bank mobile banking supports all account types including checking, certificates-of-deposits, loans and lines-of-credit. However, in order to access our mobile banking features, you must first have an approved online banking account established with First State Bank. For more details, contact us at 937-695-0331 or visit us at www.fsb4me.com. There is NO fee from First State Bank, however connectivity and usage rates may apply. Contact your wireless service provider for more details.

Screenshots

My FSB Mobile4 screens
First State Bank4 screens

Verdict

The call

My FSB Mobile and First State Bank both sit at 4.9 stars, but that hides the real split: 86% of My FSB Mobile's written reviews are positive against 48% of First State Bank's. My FSB Mobile also leads on monetization model (free vs free with in-app purchases). First State Bank's advantage is update cadence (monthly vs every 3 months). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for My FSB Mobile against 4.8 for First State Bank. Both are backed by a comparable volume of ratings — 830 and 2.2K respectively. Written reviews are what separate them: 86% of My FSB Mobile's written reviews are positive against 48% of First State Bank's.

UpkeepUpdate frequency

My FSB Mobile ships an update every 3 months, First State Bank monthly. The most recent releases landed on November 10, 2026 and November 7, 2026 respectively.

Scorecard3 real differences · 7 level
My FSB Mobile versus First State Bank: the parameters behind the verdict, then further details
ParameterMy FSB MobileFirst State Bank
PriceFreeFree
Rating4.9 (830 ratings) — better4.8 (2.2K ratings)
Positive reviews85.7% of reviews — better47.8% of reviews
Number of ratings8302.2K — better
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better18.4
Further details — not scored
Size113 MB197 MB
Age rating4+12+
DeveloperFirst State Bank RussellvilleFIRST STATE BANK (OH)

Customer experience

My FSB Mobile

All ratings819 ratings
Positive97.1%
Neutral1.5%
Negative1.5%
Written reviews14 reviews
Positive85.7%
Neutral0.0%
Negative14.3%

First State Bank

All ratings2,152 ratings
Positive95.6%
Neutral1.3%
Negative3.1%
Written reviews23 reviews
Positive47.8%
Neutral0.0%
Negative52.2%

User reviews

My FSB Mobile

From 830 App Store ratings

What we love

  • 👍 Great app
  • 👍 Really well assembled app
  • 👍 Easy to navigate
  • 👍 Love the check deposit feature
  • 👍 Easy to use and has not been crashing

Room to improve

  • 🐛 Won't let me see my accounts
  • 🐛 Does not deposit checks correctly

First State Bank

From 2.2K App Store ratings

What we love

  • 👍 Great bank
  • 🚀 Deposit checks without going to the bank
  • 💡 Excellent service

Room to improve

  • 🐛 App not updated, balance and transactions delayed
  • 🐛 App crashes, can't link accounts for transfers
  • 🤔 Confusing new app design

Bugs and requests

My FSB Mobile

Reported bugs

2 issues
  • It won’t let me see my accounts.
  • Would not deposit check even though I signed where it said “mobile deposit”

First State Bank

Reported bugs

2 issues
  • App requires iOS 16.0 but many phones only support 15.8
  • Card features had bugs that were later fixed

Requested features

2 requests
  • Bring back old app version
  • Improve transaction visibility and timeliness

In-app purchases

None

My FSB Mobile

No in-app purchases

None

First State Bank

No in-app purchases

Questions

Is My FSB Mobile free?
My FSB Mobile is free to download, with no in-app purchases.
Is First State Bank free?
First State Bank is free to download, with no in-app purchases.
Which has better reviews, My FSB Mobile or First State Bank?
My FSB Mobile is rated higher. My FSB Mobile averages 4.9 out of 5 from 830 ratings, while First State Bank averages 4.8 from 2.2K ratings.
Do My FSB Mobile or First State Bank have ads?
Neither My FSB Mobile nor First State Bank shows ads.
Which is updated more often, My FSB Mobile or First State Bank?
My FSB Mobile ships an update every 3 months, and First State Bank monthly. Most recently, My FSB Mobile was updated on November 10, 2026 and First State Bank on November 7, 2026.

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