Comparison

SnapScan vs Zenith Scan To Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SnapScan

This app simplifies payments for everyday needs, from online shopping and parking to sending money to friends and paying bills. Securely link your bank cards, manage multiple cards with nicknames, and authenticate transactions with a PIN or biometrics. You can also top up a digital wallet for faster payments or donate to charities.

Highlights
  • In-store and online payments
  • Pay for parking
  • Send money to friends
  • Buy prepaid electricity, airtime, and data
  • Settle bills
  • Donate to charities
  • Manage multiple linked cards
Features
Read full description

Payments shouldn’t disrupt the joy of simple pleasures. Whether you’re on the go or on the couch, SnapScan allows you to make quick and easy payments. After installing the app, simply load your bank card and add a secure PIN or enable biometric authentication. It’s as simple as that. Pay nice: - Shop in-store and online - Pay for parking at various locations - Send money to friends - Buy prepaid electricity, airtime and data - Settle bills (via invoices and in the app) - Donate to charities, and set up recurring monthly donations Manage your account: - Load up to three cards to use for payments - Add a nickname for each card so you always know which card you’re using - Top up your SnapScan Wallet and make payments using the funds you loaded - Authenticate your payments with a 4-digit PIN or biometrics - Verify your account to withdraw money from your Wallet to your linked bank account, or send money in your Wallet to a friend What you need: A valid credit or eCommerce-enabled debit card (SnapScan works with all South African banks and most international credit cards). A South African cellphone number Need help? Our team is here for you at help@snapscan.co.za For additional information or to sign up as a merchant, visit our website: www.snapscan.co.za Powered by Standard Bank

About

Zenith Scan To Pay

This app allows users to make and receive payments using QR codes, eliminating the need for cash or physical cards. It supports payments at merchants displaying mVisa or Masterpass logos and offers secure sign-in options.

Highlights
  • Scan merchant QR codes for payment
  • Generate and share QR codes to receive payments
  • Touch-ID and Face-ID sign-in
  • Self-service options
  • Account and debit card registration
  • Email and SMS transaction notifications
Features
Read full description

Shop without cash or your card. Payments can be made anywhere, anytime whenever the mVisa or masterpass logos are displayed. Unique Features · Touch-ID Sign-in · Face-ID Sign-in · Self Service options Registration: · Account Number registration · Debit card registration. Payments · Make payments by scanning a merchant QR code or entering Merchant ID · Receive payments by generating and sharing the QR code Who Is The Scan To Pay App For? The Scan to pay app is designed for all bank’s customers. How Do I Get Started? Simply download the Zenith Scan To Pay mobile app from the app store and register as a customer. You will be required to create a 4- digit pin which will be used to complete your transactions. Can I Add Another Account Phone Number? Yes. You can add another account number by going to Settings >> View/Edit Profile >> Add Account Which Account Number Will Be Debited? The account number selected before you scan to pay. How Will I Know If A Transaction Is Successful? You will receive an email notification and an SMS notification on your registered phone number with the bank. The app will show an on-screen notification. Is There A Transaction Limit? Yes. The limit is N500, 000 per transaction How Will Dispute(s) Be Resolved On This Platform? Kindly contact ZenithDirect, our 24hr interactive contact center on +234-1-2927000, +234-1-292-7000, zenithdirect@zenithbank.com

Screenshots

SnapScan4 screens
Zenith Scan To Pay4 screens

Verdict

The call

The clearest difference is rating: SnapScan at 4.4 against Zenith Scan To Pay's 3.8. SnapScan also leads on review sentiment (38% vs 0%) and ratings volume (113 vs 11). Zenith Scan To Pay's advantage is iOS requirement (9.3 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SnapScan holds the better App Store score, 4.4 against 3.8. That said, the two scores are not equally well evidenced: SnapScan has 113 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 38% of SnapScan's written reviews are positive against 0% of Zenith Scan To Pay's.

UpkeepUpdate frequency

SnapScan ships an update monthly, Zenith Scan To Pay every 2 weeks. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
SnapScan versus Zenith Scan To Pay: the parameters behind the verdict, then further details
ParameterSnapScanZenith Scan To Pay
PriceFreeFree
Rating4.4 (113 ratings) — better3.8 (11 ratings)
Positive reviews38.3% of reviews — better0.0% of reviews
Number of ratings113 — better11
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.09.3 — better
Further details — not scored
Size52 MB67 MB
Age rating4+4+
DeveloperFireID (Pty) LtdZenith Bank PLC

Customer experience

SnapScan

All ratings113 ratings
Positive85.0%
Neutral4.4%
Negative10.6%
Written reviews94 reviews
Positive38.3%
Neutral7.4%
Negative54.3%

Zenith Scan To Pay

All ratings11 ratings
Positive63.6%
Neutral9.1%
Negative27.3%
Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

SnapScan

Reported bugs

32 issues
  • Authentication issues
  • Card rejection
  • Incorrect dialling code added
  • Cannot add new card
  • Verification fails
Show 27 more
  • No button to submit card details
  • Card change limit reached
  • Focus issue with camera
  • Error occurred, try again later
  • Card error, please try again later
  • Withdrawal errors
  • App crashes on adding bank card
  • Scan feature does not autofocus
  • App does not send verification email
  • App does not connect to banking app
  • Phone number confirmation issues
  • App bombs out when opened
  • Wallet feature requires exact amount
  • OTP required for payments
  • App not working on iPhone 15 Pro
  • App not working on iPhone 14 Pro
  • Interface not optimized for XR models
  • Card no longer works after update
  • App freezes when opened
  • App closes unexpectedly
  • App refuses to accept UK credit card
  • App rejects phone number variations
  • App requires phone number but rejects it
  • App does not let user enter personal information
  • Extra authentication issues
  • OTP never gets sent
  • Address coding locked to US zip code mode

Requested features

15 requests
  • Add cancel option for payments
  • More vendors and shops
  • Label cards for easier identification
  • Allow partial wallet payments with cards
  • Add Apple Watch functionality
Show 10 more
  • Categorize purchase history by vendor
  • Add search functionality for purchase history
  • Support for foreign phone numbers
  • Interoperate with other ePayment systems
  • Manual verification process
  • Support for virtual cards
  • Option to label cards
  • Add City of Johannesburg Municipality as merchant
  • Apple Watch app
  • Support jailbroken phones with disclaimer

Zenith Scan To Pay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

SnapScan

No in-app purchases

None

Zenith Scan To Pay

No in-app purchases

Questions

Is SnapScan free?
SnapScan is free to download, with no in-app purchases.
Is Zenith Scan To Pay free?
Zenith Scan To Pay is free to download, with no in-app purchases.
Which has better reviews, SnapScan or Zenith Scan To Pay?
SnapScan is rated higher. SnapScan averages 4.4 out of 5 from 113 ratings, while Zenith Scan To Pay averages 3.8 from 11 ratings.
Do SnapScan or Zenith Scan To Pay have ads?
Neither SnapScan nor Zenith Scan To Pay shows ads.
Which is updated more often, SnapScan or Zenith Scan To Pay?
SnapScan ships an update monthly, and Zenith Scan To Pay every 2 weeks. Most recently, SnapScan was updated on November 1, 2026 and Zenith Scan To Pay on November 3, 2026.

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