FNB Banking App vs SnapScan
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FNB Banking App
Experience award-winning, secure, and personalized digital banking. This app offers intelligent search, customizable features, and innovative payment options for effortless financial management. Access verified statements and make secure transactions on the go.
- Intelligent search for quick access
- Customizable home screen
- Secure PIN and biometric login
- Multiple profile switching
- Innovative payment options (ChatPay, PayShap)
- Digital wallet integration
- Secure in-app messaging
- Prepaid top-ups
- Verified statement downloads
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Award-winning banking made simple, secure, and built around you. Welcome to the future of banking. Discover smarter, safer banking with the FNB App, recognised globally and named Best Consumer Digital Bank and Best Mobile Banking App in South Africa four years in a row. How the FNB App helps you Intelligent Search Find what you need, faster. Discover smarter banking with intelligent search; from shortcuts and saved recipients to offers, FAQs, and instant help. Customise your app Make your Home screen yours by adding your most-used features for quick, effortless banking. App PIN & biometrics Sign in securely with a 5-digit PIN or biometric authentication. Multiple profiles Switch seamlessly between different users via My profile. Innovative payments Pay your way with ChatPay, PayShap, Geo Payments, Pay2Cell, Instant Payment, and more. Digital wallets Make secure contactless payments with Apple Pay and other wallets. Secure messaging Chat safely with FNB customers — share locations, send voice notes, or pay directly in chat. Prepaid purchases Top up airtime, data, electricity, vouchers, and more in seconds. Verified statements Easily download verified, bank-stamped statements straight from your app. We continuously update the app to deliver world-class security, performance, and innovation, giving you the best possible digital banking experience
SnapScan
This app simplifies payments for everyday needs, from online shopping and parking to sending money to friends and paying bills. Securely link your bank cards, manage multiple cards with nicknames, and authenticate transactions with a PIN or biometrics. You can also top up a digital wallet for faster payments or donate to charities.
- In-store and online payments
- Pay for parking
- Send money to friends
- Buy prepaid electricity, airtime, and data
- Settle bills
- Donate to charities
- Manage multiple linked cards
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Payments shouldn’t disrupt the joy of simple pleasures. Whether you’re on the go or on the couch, SnapScan allows you to make quick and easy payments. After installing the app, simply load your bank card and add a secure PIN or enable biometric authentication. It’s as simple as that. Pay nice: - Shop in-store and online - Pay for parking at various locations - Send money to friends - Buy prepaid electricity, airtime and data - Settle bills (via invoices and in the app) - Donate to charities, and set up recurring monthly donations Manage your account: - Load up to three cards to use for payments - Add a nickname for each card so you always know which card you’re using - Top up your SnapScan Wallet and make payments using the funds you loaded - Authenticate your payments with a 4-digit PIN or biometrics - Verify your account to withdraw money from your Wallet to your linked bank account, or send money in your Wallet to a friend What you need: A valid credit or eCommerce-enabled debit card (SnapScan works with all South African banks and most international credit cards). A South African cellphone number Need help? Our team is here for you at help@snapscan.co.za For additional information or to sign up as a merchant, visit our website: www.snapscan.co.za Powered by Standard Bank
Screenshots
Verdict
The clearest difference is rating: FNB Banking App at 4.8 against SnapScan's 4.4. FNB Banking App also leads on ratings volume (9.1K vs 113). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FNB Banking App holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: FNB Banking App has 9.1K ratings behind it against 113, so its average is the more settled of the two. Written reviews point the same way: 44% of FNB Banking App's written reviews are positive against 38% of SnapScan's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 19, 2026 and October 13, 2026 respectively.
| Parameter | FNB Banking App | SnapScan |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (9.1K ratings) — better | 4.4 (113 ratings) |
| Positive reviews | 43.9% of reviews — better | 38.3% of reviews |
| Number of ratings | 9.1K — better | 113 |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 106 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | FirstRand Bank Limited | FireID (Pty) Ltd |
Customer experience
FNB Banking App
SnapScan
User reviews
FNB Banking App
From 9.1K App Store ratingsWhat we love
- 🚀 Convenient and easy to use
- 👍 User-friendly interface
- 🚀 Excellent banking experience
- 🚀 Seamless and efficient
- 🚀 Highly functional and feature-rich
Room to improve
- 🐛 Buggy and unreliable
- 🤔 Confusing and unintuitive UI
- 🤔 Overcomplicated navigation
- 🐛 Frequent crashes and freezes
- 🤔 Poor customer support
SnapScan
From 113 App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Quick payments
- 👍 Simple UI
- 👍 Convenient for markets
- 👍 Good for cashless payments
Room to improve
- ❌ Authentication issues
- ❌ Card rejection
- ❌ Only works in South Africa
- ❌ Unhelpful support
- ❌ Cannot add new card
Bugs and requests
FNB Banking App
Reported bugs
5 issues- Login issues and inability to reset credentials
- Notifications not clearing correctly
- Inconsistent performance across devices
- Compatibility problems with newer iOS versions
- Errors when trying to complete transactions
Requested features
5 requests- Implement Apple Pay support
- Add iPad-specific optimization
- Improve transaction history and statements
- Introduce budgeting and financial management tools
- Allow pasting of passwords for security apps
SnapScan
Reported bugs
32 issues- Authentication issues
- Card rejection
- Incorrect dialling code added
- Cannot add new card
- Verification fails
Show 27 moreShow fewer
- No button to submit card details
- Card change limit reached
- Focus issue with camera
- Error occurred, try again later
- Card error, please try again later
- Withdrawal errors
- App crashes on adding bank card
- Scan feature does not autofocus
- App does not send verification email
- App does not connect to banking app
- Phone number confirmation issues
- App bombs out when opened
- Wallet feature requires exact amount
- OTP required for payments
- App not working on iPhone 15 Pro
- App not working on iPhone 14 Pro
- Interface not optimized for XR models
- Card no longer works after update
- App freezes when opened
- App closes unexpectedly
- App refuses to accept UK credit card
- App rejects phone number variations
- App requires phone number but rejects it
- App does not let user enter personal information
- Extra authentication issues
- OTP never gets sent
- Address coding locked to US zip code mode
Requested features
15 requests- Add cancel option for payments
- More vendors and shops
- Label cards for easier identification
- Allow partial wallet payments with cards
- Add Apple Watch functionality
Show 10 moreShow fewer
- Categorize purchase history by vendor
- Add search functionality for purchase history
- Support for foreign phone numbers
- Interoperate with other ePayment systems
- Manual verification process
- Support for virtual cards
- Option to label cards
- Add City of Johannesburg Municipality as merchant
- Apple Watch app
- Support jailbroken phones with disclaimer
In-app purchases
FNB Banking App
No in-app purchases
SnapScan
No in-app purchases
Questions
Is FNB Banking App free?
Is SnapScan free?
Which has better reviews, FNB Banking App or SnapScan?
Do FNB Banking App or SnapScan have ads?
Which is updated more often, FNB Banking App or SnapScan?
Other comparisons
