Comparison

FNB Banking App vs SnapScan

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FNB Banking App

Experience award-winning, secure, and personalized digital banking. This app offers intelligent search, customizable features, and innovative payment options for effortless financial management. Access verified statements and make secure transactions on the go.

Highlights
  • Intelligent search for quick access
  • Customizable home screen
  • Secure PIN and biometric login
  • Multiple profile switching
  • Innovative payment options (ChatPay, PayShap)
  • Digital wallet integration
  • Secure in-app messaging
  • Prepaid top-ups
  • Verified statement downloads
Features
Read full description

Award-winning banking made simple, secure, and built around you. Welcome to the future of banking. Discover smarter, safer banking with the FNB App, recognised globally and named Best Consumer Digital Bank and Best Mobile Banking App in South Africa four years in a row. How the FNB App helps you Intelligent Search Find what you need, faster. Discover smarter banking with intelligent search; from shortcuts and saved recipients to offers, FAQs, and instant help. Customise your app Make your Home screen yours by adding your most-used features for quick, effortless banking. App PIN & biometrics Sign in securely with a 5-digit PIN or biometric authentication. Multiple profiles Switch seamlessly between different users via My profile. Innovative payments Pay your way with ChatPay, PayShap, Geo Payments, Pay2Cell, Instant Payment, and more. Digital wallets Make secure contactless payments with Apple Pay and other wallets. Secure messaging Chat safely with FNB customers — share locations, send voice notes, or pay directly in chat. Prepaid purchases Top up airtime, data, electricity, vouchers, and more in seconds. Verified statements Easily download verified, bank-stamped statements straight from your app. We continuously update the app to deliver world-class security, performance, and innovation, giving you the best possible digital banking experience

About

SnapScan

This app simplifies payments for everyday needs, from online shopping and parking to sending money to friends and paying bills. Securely link your bank cards, manage multiple cards with nicknames, and authenticate transactions with a PIN or biometrics. You can also top up a digital wallet for faster payments or donate to charities.

Highlights
  • In-store and online payments
  • Pay for parking
  • Send money to friends
  • Buy prepaid electricity, airtime, and data
  • Settle bills
  • Donate to charities
  • Manage multiple linked cards
Features
Read full description

Payments shouldn’t disrupt the joy of simple pleasures. Whether you’re on the go or on the couch, SnapScan allows you to make quick and easy payments. After installing the app, simply load your bank card and add a secure PIN or enable biometric authentication. It’s as simple as that. Pay nice: - Shop in-store and online - Pay for parking at various locations - Send money to friends - Buy prepaid electricity, airtime and data - Settle bills (via invoices and in the app) - Donate to charities, and set up recurring monthly donations Manage your account: - Load up to three cards to use for payments - Add a nickname for each card so you always know which card you’re using - Top up your SnapScan Wallet and make payments using the funds you loaded - Authenticate your payments with a 4-digit PIN or biometrics - Verify your account to withdraw money from your Wallet to your linked bank account, or send money in your Wallet to a friend What you need: A valid credit or eCommerce-enabled debit card (SnapScan works with all South African banks and most international credit cards). A South African cellphone number Need help? Our team is here for you at help@snapscan.co.za For additional information or to sign up as a merchant, visit our website: www.snapscan.co.za Powered by Standard Bank

Screenshots

FNB Banking App4 screens
SnapScan4 screens

Verdict

The call

The clearest difference is rating: FNB Banking App at 4.8 against SnapScan's 4.4. FNB Banking App also leads on ratings volume (9.1K vs 113). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FNB Banking App holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: FNB Banking App has 9.1K ratings behind it against 113, so its average is the more settled of the two. Written reviews point the same way: 44% of FNB Banking App's written reviews are positive against 38% of SnapScan's.

UpkeepUpdate frequency

FNB Banking App ships an update monthly, SnapScan every 5 weeks. Both last shipped on September 22, 2026.

Scorecard2 real differences · 8 level
FNB Banking App versus SnapScan: the parameters behind the verdict, then further details
ParameterFNB Banking AppSnapScan
PriceFreeFree
Rating4.8 (9.1K ratings) — better4.4 (113 ratings)
Positive reviews43.9% of reviews — better38.3% of reviews
Number of ratings9.1K — better113
Update frequencyMonthly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size106 MB52 MB
Age rating4+4+
DeveloperFirstRand Bank LimitedFireID (Pty) Ltd

Customer experience

FNB Banking App

All ratings9,123 ratings
Positive96.1%
Neutral1.7%
Negative2.1%
Written reviews189 reviews
Positive43.9%
Neutral9.5%
Negative46.6%

SnapScan

All ratings113 ratings
Positive85.0%
Neutral4.4%
Negative10.6%
Written reviews94 reviews
Positive38.3%
Neutral7.4%
Negative54.3%

Bugs and requests

FNB Banking App

Reported bugs

5 issues
  • Login issues and inability to reset credentials
  • Notifications not clearing correctly
  • Inconsistent performance across devices
  • Compatibility problems with newer iOS versions
  • Errors when trying to complete transactions

Requested features

5 requests
  • Implement Apple Pay support
  • Add iPad-specific optimization
  • Improve transaction history and statements
  • Introduce budgeting and financial management tools
  • Allow pasting of passwords for security apps

SnapScan

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

FNB Banking App

No in-app purchases

None

SnapScan

No in-app purchases

Questions

Is FNB Banking App free?
FNB Banking App is free to download, with no in-app purchases.
Is SnapScan free?
SnapScan is free to download, with no in-app purchases.
Which has better reviews, FNB Banking App or SnapScan?
FNB Banking App is rated higher. FNB Banking App averages 4.8 out of 5 from 9.1K ratings, while SnapScan averages 4.4 from 113 ratings.
Do FNB Banking App or SnapScan have ads?
Neither FNB Banking App nor SnapScan shows ads.
Which is updated more often, FNB Banking App or SnapScan?
FNB Banking App ships an update monthly, and SnapScan every 5 weeks. Most recently, FNB Banking App was updated on September 22, 2026 and SnapScan on September 22, 2026.

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