First Note vs Payment Calendar
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
First Note
Manage your finances with this tool that allows you to track daily, monthly, and year-over-year spending. Easily search for past transactions by date to compare expenses and make informed financial decisions.
- Daily balance tracking
- Monthly spending reports
- Carry-over balance from previous month
- Transaction search by date
- Historical spending comparison
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First Note is an ideal tool to manage the accounting staff and view the balance daily, monthly and carry over the previous month. The research can be done to move or date. For example: do not you remember when you spent last year for the maintenance of your car? Do you think the mechanic will not ask a higher price? With this tool you can go back to that era and compare spending for the current year.
Payment Calendar
Manage your bills and recurring payments with a clear calendar view. Set custom reminders, organize expenses by category, and track your financial activity privately and securely. Offers advanced statistics and iCloud sync for Pro users.
- Calendar view of payments
- Recurring bill tracking
- Custom payment reminders
- Category organization
- Monthly and yearly statistics
- Offline-first operation
- iCloud sync (Pro)
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Payment Calendar helps you stay on top of bills and upcoming payments — without clutter, ads, or accounts. Track due dates, mark payments as paid, and see your entire month at a glance. Simple. Private. Offline-first. KEY FEATURES • Calendar view of all upcoming payments • Custom payment reminders • Swipe to mark as paid, edit or duplicate • Correct the actual date you paid, separately from the due date • Search by name, note or amount • 22 currencies, formatted for your region • Trash — deleted payments can be restored for 30 days • Find your payments in system search (Spotlight) • iPad: Split View, windowing, keyboard and keyboard shortcuts • Accessibility: follows your system text size, supports Reduce Motion, and never shows payment status by colour alone • Dark mode PRIVACY FIRST • No account required • Data stored on your device or in your private iCloud • No tracking, no ads, no third parties • No bank connection — you add payments yourself • Full control over your financial data PRO FEATURES • Recurring payments and subscriptions — daily, weekly, monthly, yearly or a custom interval • Monthly summary and a 6-month spending trend • Home Screen widgets: next payment, monthly summary, trend, month grid • Lock Screen widget • iCloud sync across your Apple devices • CSV and PDF export Stay in control of your payments — simply and securely. Privacy Policy: https://payment-calendar.app/legal/?doc=privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is price: Payment Calendar at Free against First Note's $2.99. Payment Calendar also leads on update cadence (every 5 days vs every 3 months). First Note's advantage is in-app purchases (none vs 3) and iOS requirement (15.0 vs 18.0). On ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Payment Calendar is free to download; First Note costs $2.99 up front. Payment Calendar sells 3 in-app purchases, starting at $2.99 per month. First Note asks for nothing beyond the download.
First Note ships an update every 3 months, Payment Calendar every 5 days. The most recent releases landed on October 5, 2026 and October 12, 2026 respectively.
| Parameter | First Note | Payment Calendar |
|---|---|---|
| Price | $2.99 | Free — better |
| Rating | — | 5.0 (2 ratings) — better |
| Positive reviews | 66.7% of reviews | — |
| Number of ratings | — | 2 — better |
| Update frequency | Every 3 months | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Paid | Freemium — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 3 MB | 11 MB |
| Age rating | 4+ | +4 |
| Developer | Gianfranco Percopo | Michal Debinski |
Customer experience
First Note
Payment Calendar
In-app purchases
First Note
No in-app purchases
Payment Calendar
- Payment Calendar Pro (Monthly)$2.991 Month
- Payment Calendar Pro (Yearly)$24.991 Year
- Payment Calendar Pro (Lifetime)$99.99
Questions
Is First Note free?
Is Payment Calendar free?
Do First Note or Payment Calendar have ads?
Which is updated more often, First Note or Payment Calendar?
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