SAIB vs Hepy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SAIB
Access a full range of electronic banking services on your smart device. Even non-customers can benefit from additional functionalities. Perform banking operations and transactions instantly.
- Full range of electronic banking services
- Access via smart device
- Additional functionalities for non-customers
- Instant banking operations and transactions
- Online mobile banking login (FLEXX TOUCH)
- Supports Arabic and English languages
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يسر البنك السعودي للاستثمار تقديم "التطبيق المدمج للهواتف الذكية" والذي يمكنك من الوصول إلى مجموعة كاملة من الخدمات المصرفية الإلكترونية. اذا لم تكن عميلا للبنك السعودي للإستثمار، بامكانك تحميل التطبيق و الاستفادة من مجموعة من الوظائف و العمليات الاضافية. خدمات التطبيق لعملاء البنك السعودي للاستثمار: - الدخول لخدمة الانترنت البنكيه نسخة الأجهزة الذكية (فلكس تاتش) اينما كنت: الدخول لهذه الخدمة يكون عبر إستخدام اسم المستخدم و كلمة المرور الخاصة بخدمة الانترنت البنكية. بامكانك تنفيذ جميع العمليات البنكيه فوراً. و في حال لم تكن مسجلا بامكانك اتباع الخطوات الموضحة بعد الضغط على أيقونة الدخول. دعم اللغتين: العربية و الإنجليزية. ---------------- The Saudi Investment Bank (SAIB) is pleased to introduce its new hybrid application that allows you to access the entire range of Internet Banking services via your smart device. Furthermore non SAIB customers can install this application and benefit its additional functionalities. SAIB customers’ application services: - Login to your online mobile banking (FLEXX TOUCH): You can login via your existing online banking user credentials. You can perform any banking operation or transaction instantaneously. However, if you are not already registered, you can simply follow the steps on the registration page. Languages: Arabic and English
Hepy
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Hepy is a simple service tracking app for independent professionals. Keep your clients, services, received payments and internal expenses organized in one place, without unnecessary complexity. With Hepy, you can: • Track how much you generated • Record received payments • See what is still pending • Organize services by client • Record internal expenses • Follow monthly performance and insights • Set and monitor daily goals • Customize language, currency and appearance • Export useful information when needed • Keep your data stored locally on your device Hepy was designed for professionals who want a clear and practical way to understand their work without complicated systems. Your data stays on your device, giving you greater control over your information. Hepy PRO removes ads and unlocks additional features such as backup and restoration. Simple control for the work you do every day. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: SAIB at none against Hepy's 2. SAIB also leads on ads (none vs shown). Hepy's advantage is update cadence (every 3 days vs every 6 weeks). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Hepy sells 2 in-app purchases, starting at $10.00 per month. SAIB asks for nothing beyond the download.
SAIB ships an update every 6 weeks, Hepy every 3 days. The most recent releases landed on October 13, 2026 and October 3, 2026 respectively.
| Parameter | SAIB | Hepy |
|---|---|---|
| Price | Free | Free |
| Rating | 1.6 (96 ratings) — better | — |
| Positive reviews | 11.3% of reviews | — |
| Number of ratings | 96 — better | — |
| Update frequency | Every 6 weeks | Every 3 days — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 28 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | The Saudi Investment Bank | Juan Paulo Britez Braga |
Bugs and requests
SAIB
Reported bugs
16 issues- Login screen freezes and shows 'Try Again Later' errors
- Technical issues when accessing card information
- Flex Safe activation fails with 'information not found' error
- Text input boxes unresponsive to touches
- Touch ID authentication token failure (vascoSDK.-4005)
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- International transfer beneficiary feature broken
- Bill payment transactions fail to complete
- Multiple bill payments not processing
- App crashes when accessing cards
- Password reset returns 404 errors
- App logs out users unexpectedly
- Slow OTP/authorization code delivery
- App incompatible with iPhone X and newer models
- Display scaling issues on larger screens
- Recurring login issues after updates
- App hangs during end-of-day transaction processing
Requested features
12 requests- Face ID/Touch ID biometric authentication support
- Quick PIN entry option for faster login
- Dark mode option
- Improved app speed and performance optimization
- Mobile number-based transfers
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- Email-based transfers
- National ID-based transfers
- New beneficiary activation through app
- Support for latest iPhone screen sizes and models
- Apple keyboard auto-fill support
- Subscription/subscription management features
- Reduce 48-hour security hold period on transactions
Hepy
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SAIB
No in-app purchases
Hepy
- Hepy PRO Monthly$10.001 Month
- Hepy PRO Annual$100.001 Year
