Comparison

Travis CU Mobile vs SactoCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Travis CU Mobile

Manage your finances on the go with this banking app. Review balances, transfer funds, pay bills, and make person-to-person payments. Deposit checks, apply for loans, and access card information securely.

Highlights
  • Account balance and transaction history
  • Fund transfers
  • Bill Pay
  • Person-to-person payments (Zelle®)
  • Mobile check deposit
  • Loan applications
  • Biometric login
Features
Read full description

The Travis Credit Union Mobile App gives you access to your money and an array of online financial tools whenever and wherever you need them. We’re focused on your financial wellness, so our app is loaded with great features that make managing your money quick, easy and convenient. You can review balances and transaction histories, transfer funds between TCU accounts and view images of checks posted to your account. You can also access our free Bill Pay system to schedule and pay your recurring monthly bills. If you’re splitting the tab with friends or want to send someone money electronically, we’ve partnered with Zelle® so you can make person-to-person payments directly from the App. And Do So Much More! • MyCardInfo – View your TCU credit card payment information (pending and posted), current balance, recent transactions and pending authorizations directly from the TCU App. • Mobile Deposit* - Deposit paper checks directly through the App. • Biometric security – login using your fingerprint or facial recognition for added security. • Apply for Loans - Apply for an auto, RV, boat, credit card or other loan directly through the App. • Secure Messaging - Send and receive secure messages while logged into the App. • Push Alerts – Schedule and edit your alerts on the go! • Current Rates - Get real-time, current interest rates for all of our financial products. • Find Us - Search for TCU branches and ATMs near your address or ZIP Code. • Contact Us - Use the “Contact Us” tab for telephone numbers, addresses, hours of operation and holiday schedules. Download our Travis CU Mobile App today! Thank you for your membership. * Mobile Deposit is available only to members who meet certain eligibility requirements. TCU’s standard check hold policy applies to deposits made using Mobile Deposit. Checks deposited after 3 p.m. PST will be processed the following business day. The daily limit for mobile deposit is $20,000; the weekly limit: $40,000, the monthly limit is $60,000. iPhone is a registered trademark of Apple Inc.

About

SactoCU

Manage your Sacramento Credit Union accounts securely and conveniently on your mobile device. Perform transactions like bill payments, transfers, and check deposits. Access account details, find ATMs, and utilize biometric login for quick access.

Highlights
  • Bill Pay
  • Transfers
  • Account Balance and Activity
  • Check Deposit
  • Popmoney
  • Branch and ATM Locations
  • Touch ID and Face ID
Features
Read full description

Sacramento Credit Union’s Mobile Banking App provides secure and convenient access to your accounts from your iPhone/iPad. Use your Online Banking Username and Password to sign in. Features include: Bill Pay Transfers Account Balance and Activity Check Deposit Popmoney e-Statement/e-Alerts Branch and ATM Locations Quick Balance Touch ID and Face ID See the T&C for details. To learn how we protect your privacy, visit https://www.sactocu.org/About/Privacy-Policy

Screenshots

Travis CU Mobile4 screens
SactoCU4 screens

Verdict

The call

The clearest difference is ads: SactoCU at none against Travis CU Mobile's shown. Travis CU Mobile's advantage is ratings volume (27K vs 1.7K) and review sentiment (72% vs 63%). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Travis CU Mobile against 4.8 for SactoCU. That said, the two scores are not equally well evidenced: Travis CU Mobile has 27K ratings behind it against 1.7K, so its average is the more settled of the two. Written reviews are what separate them: 72% of Travis CU Mobile's written reviews are positive against 63% of SactoCU's.

UpkeepUpdate frequency

Travis CU Mobile ships an update every 5 months, SactoCU every 4 months. The most recent releases landed on September 26, 2026 and September 25, 2026 respectively.

Scorecard3 real differences · 7 level
Travis CU Mobile versus SactoCU: the parameters behind the verdict, then further details
ParameterTravis CU MobileSactoCU
PriceFreeFree
Rating4.8 (27K ratings) — better4.8 (1.7K ratings)
Positive reviews72.3% of reviews — better62.9% of reviews
Number of ratings27K — better1.7K
Update frequencyEvery 5 monthsEvery 4 months — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, Apple Watch
Requires iOS16.0 — better17.0
Further details — not scored
Size26 MB100 MB
Age rating4+4+
DeveloperTravis Credit UnionSACRAMENTO CREDIT UNION

Customer experience

Travis CU Mobile

All ratings25,521 ratings
Positive96.3%
Neutral1.8%
Negative1.9%
Written reviews155 reviews
Positive72.3%
Neutral5.2%
Negative22.6%

SactoCU

All ratings1,711 ratings
Positive95.5%
Neutral1.9%
Negative2.6%
Written reviews35 reviews
Positive62.9%
Neutral11.4%
Negative25.7%

User reviews

Travis CU Mobile

From 27K App Store ratings

What we love

  • 🚀 Fast and efficient app
  • 🔒 Secure banking experience
  • 👍 Intuitive and user-friendly
  • 💡 Great new features and updates

Room to improve

  • 🐛 Bugs and glitches with mobile deposit
  • 🐛 Inconsistent app performance
  • 🔋 Slow processing of transactions
  • 👎 Frustrating navigation and UI issues

SactoCU

From 1.7K App Store ratings

What we love

  • 👍 Convenient
  • 👍 Fantastic app
  • 👍 Wonderful mobile banking
  • 👍 Fantastic credit union
  • 👍 Convenient and useful

Room to improve

  • 🐛 Horrible update
  • 🐛 Freezes up for mobile deposits
  • 🐛 Lack of night mode
  • 🐛 Issues with confirming identity
  • 🐛 Non-user friendly for Apple users

Bugs and requests

Travis CU Mobile

Reported bugs

4 issues
  • App crashes and freezes
  • Login and authentication issues
  • Unreliable mobile deposit functionality
  • Inconsistent display of account information

Requested features

4 requests
  • Zelle integration
  • Customizable app settings
  • Improved transaction history and details
  • Faster check deposit process

SactoCU

Reported bugs

3 issues
  • Login page issues
  • Temporary password not received
  • Locking users out after password change

Requested features

4 requests
  • Update the app more frequently
  • Improve mobile check deposit
  • Add night mode option
  • Allow access to multiple accounts

In-app purchases

None

Travis CU Mobile

No in-app purchases

None

SactoCU

No in-app purchases

Questions

Is Travis CU Mobile free?
Travis CU Mobile is free to download, with no in-app purchases.
Is SactoCU free?
SactoCU is free to download, with no in-app purchases.
Which has better reviews, Travis CU Mobile or SactoCU?
Travis CU Mobile is rated higher. Travis CU Mobile averages 4.8 out of 5 from 27K ratings, while SactoCU averages 4.8 from 1.7K ratings.
Do Travis CU Mobile or SactoCU have ads?
Travis CU Mobile shows ads; SactoCU does not.
Which is updated more often, Travis CU Mobile or SactoCU?
Travis CU Mobile ships an update every 5 months, and SactoCU every 4 months. Most recently, Travis CU Mobile was updated on September 26, 2026 and SactoCU on September 25, 2026.

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