Comparison

Travis CU Mobile vs FinDec

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Travis CU Mobile

Manage your finances on the go with this banking app. Review balances, transfer funds, pay bills, and make person-to-person payments. Deposit checks, apply for loans, and access card information securely.

Highlights
  • Account balance and transaction history
  • Fund transfers
  • Bill Pay
  • Person-to-person payments (Zelle®)
  • Mobile check deposit
  • Loan applications
  • Biometric login
Features
Read full description

The Travis Credit Union Mobile App gives you access to your money and an array of online financial tools whenever and wherever you need them. We’re focused on your financial wellness, so our app is loaded with great features that make managing your money quick, easy and convenient. You can review balances and transaction histories, transfer funds between TCU accounts and view images of checks posted to your account. You can also access our free Bill Pay system to schedule and pay your recurring monthly bills. If you’re splitting the tab with friends or want to send someone money electronically, we’ve partnered with Zelle® so you can make person-to-person payments directly from the App. And Do So Much More! • MyCardInfo – View your TCU credit card payment information (pending and posted), current balance, recent transactions and pending authorizations directly from the TCU App. • Mobile Deposit* - Deposit paper checks directly through the App. • Biometric security – login using your fingerprint or facial recognition for added security. • Apply for Loans - Apply for an auto, RV, boat, credit card or other loan directly through the App. • Secure Messaging - Send and receive secure messages while logged into the App. • Push Alerts – Schedule and edit your alerts on the go! • Current Rates - Get real-time, current interest rates for all of our financial products. • Find Us - Search for TCU branches and ATMs near your address or ZIP Code. • Contact Us - Use the “Contact Us” tab for telephone numbers, addresses, hours of operation and holiday schedules. Download our Travis CU Mobile App today! Thank you for your membership. * Mobile Deposit is available only to members who meet certain eligibility requirements. TCU’s standard check hold policy applies to deposits made using Mobile Deposit. Checks deposited after 3 p.m. PST will be processed the following business day. The daily limit for mobile deposit is $20,000; the weekly limit: $40,000, the monthly limit is $60,000. iPhone is a registered trademark of Apple Inc.

About

FinDec

Manage your retirement account on the go. Enroll in your plan, forecast income, monitor investments, and adjust contributions. Securely upload documents and access financial learning resources.

Highlights
  • Retirement account enrollment
  • Retirement income forecasting
  • Balance and investment monitoring
  • Paycheck contribution adjustments
  • Investment selection and rebalancing
  • Secure document uploads
  • Financial learning center
  • Beneficiary management
Features
Read full description

Keep your retirement account within reach with the mobile benefits app from Financial Decisions. FEATURES • Enrollment: Register and enroll in your plan in minutes • Forecast: Get a retirement income forecast • Monitor: Check your balance and investment performance • Save: Change your paycheck contributions • Invest: Choose and rebalance investments • Upload: Snap photos of documents and submit them securely • Learn: Explore and grow with our financial learning center • Plan: Manage beneficiaries and other account settings • Biometrics: Use face or fingerprint for fast, secure login • Espanol: Usa la aplicación en español

Screenshots

Travis CU Mobile4 screens
FinDec4 screens

Verdict

The call

The clearest difference is review sentiment: Travis CU Mobile at 72% against FinDec's 0%. Travis CU Mobile also leads on rating (4.8 vs 1.0) and ratings volume (32K vs 8). FinDec's advantage is ads (none vs shown) and update cadence (every 2 months vs every 5 months). On price, in-app purchases, monetization model and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Travis CU Mobile holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: Travis CU Mobile has 32K ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 72% of Travis CU Mobile's written reviews are positive against 0% of FinDec's.

UpkeepUpdate frequency

Travis CU Mobile ships an update every 5 months, FinDec every 2 months. The most recent releases landed on October 24, 2026 and October 21, 2026 respectively.

Scorecard6 real differences · 4 level
Travis CU Mobile versus FinDec: the parameters behind the verdict, then further details
ParameterTravis CU MobileFinDec
PriceFreeFree
Rating4.8 (32K ratings) — better1.0 (8 ratings)
Positive reviews72.0% of reviews — better0.0% of reviews
Number of ratings32K — better8
Update frequencyEvery 5 monthsEvery 2 months — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad
Requires iOS16.0 — better17.0
Further details — not scored
Size26 MB33 MB
Age rating4+4+
DeveloperTravis Credit UnionSchwab Retirement Technologies Inc.

Customer experience

Travis CU Mobile

All ratings25,521 ratings
Positive96.3%
Neutral1.8%
Negative1.9%
Written reviews157 reviews
Positive72.0%
Neutral5.1%
Negative22.9%

FinDec

All ratings7 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Travis CU Mobile

Reported bugs

4 issues
  • App crashes and freezes
  • Login and authentication issues
  • Unreliable mobile deposit functionality
  • Inconsistent display of account information

Requested features

4 requests
  • Zelle integration
  • Customizable app settings
  • Improved transaction history and details
  • Faster check deposit process

FinDec

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Travis CU Mobile

No in-app purchases

None

FinDec

No in-app purchases

Questions

Is Travis CU Mobile free?
Travis CU Mobile is free to download, with no in-app purchases.
Is FinDec free?
FinDec is free to download, with no in-app purchases.
Which has better reviews, Travis CU Mobile or FinDec?
Travis CU Mobile is rated higher. Travis CU Mobile averages 4.8 out of 5 from 32K ratings, while FinDec averages 1.0 from 8 ratings.
Do Travis CU Mobile or FinDec have ads?
Travis CU Mobile shows ads; FinDec does not.
Which is updated more often, Travis CU Mobile or FinDec?
Travis CU Mobile ships an update every 5 months, and FinDec every 2 months. Most recently, Travis CU Mobile was updated on October 24, 2026 and FinDec on October 21, 2026.

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