Comparison

UnionPay APP vs 金燕e企

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UnionPay APP

Manage all your bank cards in one place with this integrated mobile payment solution. Securely scan to pay and discover exclusive card discounts and special offers.

Highlights
  • Integrated mobile payment
  • Comprehensive bank card management
  • Scan-to-pay feature
  • Financial-grade security protection
  • Card discounts and special offers
Features
Read full description

UnionPay APP is a strategic product for integrated mobile payment in the banking sector. It provides comprehensive management of bank cards and brings together all card discounts and special offers. 【Main Features】 1. Scan-to-pay feature with UnionPay's financial-grade security protection, ensuring worry-free fund security. 【Official Website】https://www.95516.com/ 【Official WeChat】Yinlian_KY

About

金燕e企

This mobile platform offers comprehensive financial services for business clients, including account management, fund transfers, payroll processing, and transaction reconciliation. It provides secure and convenient access to banking functions anytime, anywhere.

Highlights
  • Account management
  • Fund transfers
  • Payroll processing
  • Group services
  • Transaction reconciliation
  • Electronic bills of exchange
Features
Read full description

本软件是河南农商银行为企业客户打造的移动金融服务平台,具备账户管理、转账汇款、集团服务、资金辅管、代发工资、银企对账、电子汇票等定制化服务功能。企业客户操作人员随时随地可使用贴心的功能服务和安全的交易保障。如需使用本软件,可至河南农信营业网点办理。

Screenshots

UnionPay APP4 screens
金燕e企4 screens

Verdict

The call

The clearest difference is update cadence: UnionPay APP at monthly against 金燕e企's every 6 months. 金燕e企's advantage is review sentiment (20% vs 8%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

UnionPay APP ships an update monthly, 金燕e企 every 6 months. The most recent releases landed on October 3, 2026 and September 28, 2026 respectively.

Scorecard2 real differences · 8 level
UnionPay APP versus 金燕e企: the parameters behind the verdict, then further details
ParameterUnionPay APP金燕e企
PriceFreeFree
Rating1.9 (569 ratings) — better—
Positive reviews8.4% of reviews20.0% of reviews — better
Number of ratings569 — better—
Update frequencyMonthly — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.412.0 — better
Further details — not scored
Size224 MB114 MB
Age rating17+4+
Developer中国银联河南农村商业银行股份有限公司

Customer experience

UnionPay APP

All ratings569 ratings
Positive19.5%
Neutral3.9%
Negative76.6%
Written reviews440 reviews
Positive8.4%
Neutral4.1%
Negative87.5%

金燕e企

Written reviews20 reviews
Positive20.0%
Neutral15.0%
Negative65.0%

Bugs and requests

UnionPay APP

Reported bugs

4 issues
  • Unable to receive verification codes
  • Face recognition consistently fails
  • Inability to change registered phone number
  • Unexpected app crashes during transactions

Requested features

4 requests
  • Support for international phone numbers
  • Add English language option
  • Implement Touch/Face ID authentication
  • Improve payment flow and error handling

金燕e企

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

UnionPay APP

No in-app purchases

None

金燕e企

No in-app purchases

Questions

Is UnionPay APP free?
UnionPay APP is free to download, with no in-app purchases.
Is 金燕e企 free?
金燕e企 is free to download, with no in-app purchases.
Do UnionPay APP or 金燕e企 have ads?
Neither UnionPay APP nor 金燕e企 shows ads.
Which is updated more often, UnionPay APP or 金燕e企?
UnionPay APP ships an update monthly, and 金燕e企 every 6 months. Most recently, UnionPay APP was updated on October 3, 2026 and 金燕e企 on September 28, 2026.

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