Expense Keep vs Ezenvelopes
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Keep
This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.
- Track expenses and income
- Organize money into accounts/envelopes
- Set up recurring transactions
- View monthly history and cash flow
- Create custom expense categories
- Transfer money between accounts
Read full descriptionHide full description
Expense Keep is the simplest and quickest way to track your expenses. It will save you money and improve your financial health. Expense Keep has been downloaded over 500,000 times and ranked top 5 Finance app in 33 countries. "This is exactly what I was looking for. It has cut my spending tremendously. Couldn't be happier with this app." "I have never rated an app before but I feel so strongly about this app that I knew I had to share with everyone how great it is!" "All I wanted was a sole app to track multiple accounts. This does it. I love it and have deleted all of my other expense tracking apps." "This app is the only budget app that I could find which works well with a zero-based budget." "This is the best budget envelope app available. So beautifully designed and simple to use. Includes recurring transactions and transfers between envelopes." "This app is awesome! Super easy to use without requiring so much personal info like other apps (Mint)." "Finally an expenses tracking app that don't force you to connect every single bank account you have. This app is for those, like me, that like to keep their info as private as possible." "This app is helping me feel in much more control of my finances." "This app is fantastic. Don't know how i ever managed without it." "Awesome app. Easy to use. Quick to set up and quick to input transactions." "Have tried a number of apps to track expenses, and this one has everything I've been looking for." Expense Keep is a personal finance app built to be fast and designed to be flexible yet simple to use. Organize your money into separate accounts and track your expenses and incomes. Accounts can be used to track your bank account balances or as "envelopes" for your different spending groups. FEATURES: Accounts + Add/Edit/Delete accounts. + Set starting balance. + Organize your money into separate accounts. + View current balance of each account. Expenses and Incomes + Add/Edit/Delete entries for expenses and incomes. + Create custom expense categories. + Assign expenses/incomes to an account. + Set a date and note for each entry. + Select a category for expenses. Transfers + Add/Edit/Delete transfers. + Transfer money from one account to another. + Helps you stay on budget when you overspend in one account. Recurring Entries + Add/Edit/Delete recurring entries that get automatically entered. + Setup recurring expenses/incomes/transfers for each account. + Set repeat cycles of daily, weekly, biweekly, monthly and more. + Set a start date and end date for recurring expenses. + Or set recurring expenses to be ongoing with no end date. Monthly History + View all entries for current month. + Go back and see previous months' entries. + Go to future months and add entries ahead of time. Cash Flow + See how much you earned/spent for the month. + Cash flow bar chart helps you spend less than you earn. Expense Chart + Pie chart shows your expenses broken down into categories. + See where all your money is going. + Filter pie chart to show only the accounts you select. Report + CSV export Security + Passcode lock feature More features coming soon! Have questions, requests, or feedback? Send them to info@expensekeep.com If you enjoy using Expense Keep or found the app useful, please consider leaving a review. It helps us a lot. Thank you!
Ezenvelopes
This app helps you master your finances using the envelope budgeting method. Visually manage your budget with color-coded envelopes, track spending in real-time with AI-powered categorization, and gain insights into your financial habits. Automate budget resets and roll over unused funds for effortless financial control.
- Visual budget management with color-coded envelopes
- Real-time spending tracking with AI categorization
- Automated envelope resets and fund rollovers
- Spending trend insights and refill suggestions
- Data export and import for full control
- Privacy-first design
Read full descriptionHide full description
Ezenvelopes brings the proven envelope budgeting method to your iPhone. Allocate money to custom categories, track spending in real-time, and never wonder where your money went. KEY FEATURES: Visual Budget Management • Create color-coded envelopes for every budget category • See your remaining balance at a glance • Swipe to edit any envelope instantly Smart Spending Tracking • Log transactions in seconds • Auto-categorize expenses with AI • View complete transaction history Powerful Insights • Spending Trends show where you overspend • Smart Refill Suggestions optimize your budget • Monthly reports track your progress Automation That Works • Auto-reset envelopes monthly • Roll over unused funds automatically • Temporary envelopes for one-time expenses Your Data, Your Control • Export and import your budget data • Complete transaction history • Privacy-first design Always Free. No Ads. Ever. Ezenvelopes is completely free with no advertisements. Focus on your finances, not annoying ads. Perfect for: • First-time budgeters • Cash envelope method enthusiasts • Anyone wanting financial clarity • Families managing household expenses Why Envelope Budgeting Works: The envelope method forces you to plan ahead and prevents overspending. When an envelope is empty, you stop spending in that category. Simple, effective, proven. Start your journey to financial freedom today. Download Ezenvelopes and take control of your money.
Screenshots
Verdict
The clearest difference is in-app purchases: Ezenvelopes at none against Expense Keep's 1. Ezenvelopes also leads on review sentiment (100% vs 77%). Expense Keep's advantage is ratings volume (1.7K vs 2). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Keep sells 1 one-off in-app purchase. Ezenvelopes asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 4.4 for Expense Keep against 4.5 for Ezenvelopes. That said, the two scores are not equally well evidenced: Expense Keep has 1.7K ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 77% of Expense Keep's written reviews are positive against 100% of Ezenvelopes's.
Expense Keep ships an update every 6 weeks, Ezenvelopes every 3 weeks. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.
| Parameter | Expense Keep | Ezenvelopes |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (1.7K ratings) | 4.5 (2 ratings) — better |
| Positive reviews | 77.5% of reviews | 100.0% of reviews — better |
| Number of ratings | 1.7K — better | 2 |
| Update frequency | Every 6 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.0 | 16.6 — better |
| Further details — not scored | ||
| Size | 5 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Tayson Nguyen | Dima Lukianenko |
Customer experience
Expense Keep
Ezenvelopes
Bugs and requests
Expense Keep
Reported bugs
4 issues- App crashes on launch after recent update
- Dark mode functionality is broken
- Recurring expense dates not updating correctly
- Unable to export data or send feedback in-app
Requested features
5 requests- Add support for multiple currencies
- Implement a monthly budgeting feature
- Allow customization of expense categories
- Improve data export and reporting options
- Integrate cloud backup and cross-device sync
Ezenvelopes
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Expense Keep
- Expense Keep Pro$19.99
Ezenvelopes
No in-app purchases
Questions
Is Expense Keep free?
Is Ezenvelopes free?
Which has better reviews, Expense Keep or Ezenvelopes?
Do Expense Keep or Ezenvelopes have ads?
Which is updated more often, Expense Keep or Ezenvelopes?
Other comparisons















