Expense Keep vs Simpler Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Keep
This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.
- Track expenses and income
- Organize money into accounts/envelopes
- Set up recurring transactions
- View monthly history and cash flow
- Create custom expense categories
- Transfer money between accounts
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Expense Keep is the simplest and quickest way to track your expenses. It will save you money and improve your financial health. Expense Keep has been downloaded over 500,000 times and ranked top 5 Finance app in 33 countries. "This is exactly what I was looking for. It has cut my spending tremendously. Couldn't be happier with this app." "I have never rated an app before but I feel so strongly about this app that I knew I had to share with everyone how great it is!" "All I wanted was a sole app to track multiple accounts. This does it. I love it and have deleted all of my other expense tracking apps." "This app is the only budget app that I could find which works well with a zero-based budget." "This is the best budget envelope app available. So beautifully designed and simple to use. Includes recurring transactions and transfers between envelopes." "This app is awesome! Super easy to use without requiring so much personal info like other apps (Mint)." "Finally an expenses tracking app that don't force you to connect every single bank account you have. This app is for those, like me, that like to keep their info as private as possible." "This app is helping me feel in much more control of my finances." "This app is fantastic. Don't know how i ever managed without it." "Awesome app. Easy to use. Quick to set up and quick to input transactions." "Have tried a number of apps to track expenses, and this one has everything I've been looking for." Expense Keep is a personal finance app built to be fast and designed to be flexible yet simple to use. Organize your money into separate accounts and track your expenses and incomes. Accounts can be used to track your bank account balances or as "envelopes" for your different spending groups. FEATURES: Accounts + Add/Edit/Delete accounts. + Set starting balance. + Organize your money into separate accounts. + View current balance of each account. Expenses and Incomes + Add/Edit/Delete entries for expenses and incomes. + Create custom expense categories. + Assign expenses/incomes to an account. + Set a date and note for each entry. + Select a category for expenses. Transfers + Add/Edit/Delete transfers. + Transfer money from one account to another. + Helps you stay on budget when you overspend in one account. Recurring Entries + Add/Edit/Delete recurring entries that get automatically entered. + Setup recurring expenses/incomes/transfers for each account. + Set repeat cycles of daily, weekly, biweekly, monthly and more. + Set a start date and end date for recurring expenses. + Or set recurring expenses to be ongoing with no end date. Monthly History + View all entries for current month. + Go back and see previous months' entries. + Go to future months and add entries ahead of time. Cash Flow + See how much you earned/spent for the month. + Cash flow bar chart helps you spend less than you earn. Expense Chart + Pie chart shows your expenses broken down into categories. + See where all your money is going. + Filter pie chart to show only the accounts you select. Report + CSV export Security + Passcode lock feature More features coming soon! Have questions, requests, or feedback? Send them to info@expensekeep.com If you enjoy using Expense Keep or found the app useful, please consider leaving a review. It helps us a lot. Thank you!
Simpler Budget
Effortlessly track expenses, plan your spending, and reach your financial goals. This app helps you see where your money goes, find hidden subscriptions, and build budgets for everything from daily needs to future dreams. Start managing your finances with ease today.
- Track monthly spending easily
- See all accounts in one place
- Save money with budgeting
- Find hidden expenses/subscriptions
- Create sinking funds for goals
- Share household budgets
- Calculate net worth
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Simpler Budget: A Budget You Need Track Expenses, Plan Finances It is your personal budget app. Track your expenses, plan your spending, set—and reach—your goals, and keep up with your finances. Every single dollar. Every single day. Get started today—for free! KEEP TRACK OF YOUR MONEY WITH EASE Your personal budget should fit in your back pocket. It should be simple to set up and keep up with. That’s Simplify. Track your monthly spending quickly, easily and accurately. Adjust your numbers anytime, anywhere. And know at a glance what’s left to spend—so you don’t overspend. SEE ALL YOUR ACCOUNTS—ALL IN ONE PLACE With app, you can see your budget. You shouldn’t have to check a ton of apps to be in the know about your finances. SAVE MORE MONEY EVERY MONTH When you start budgeting, you’ll feel like you got a raise. In fact, budgeters find an average of $395 and cut their monthly expenses by 9% in their first month using Simplify. SPEND YOUR MONEY GUILT-FREE We help you know where your money’s going, so you can make a plan for it. Then you can spend without the guilt. Finally. That’s the power of creating monthly budgets with our app. FIND HIDDEN EXPENSES Wondering if you’ve got hidden subscriptions? They can’t hide when you budget. Set up automatic transactions so your expenses stream straight into app. You’ll clearly see all your spending and can decide to cut anything you don’t need or use! MAKE THE MOST OF THE MONEY YOU’VE GOT You have bills to pay and life to live. Out app helps you know you can cover it all. From monthly budgets to future savings, you’ll feel confident you’ve got the money for today’s groceries and that next vacation. EVERY GOAL STARTS WITH A BUDGET For all the big, small and in-between goals in your life. App helps you budget your way to making those dreams a reality! Create sinking funds to save up for big purchases. Set big-picture goals and see a timeline of when you’ll hit them with the financial roadmap feature. And all those goals that aren’t about money (but cost money), make sure they’re covered. Every month! And it’s free to get started. Right now: • Create monthly budgets • Access your budget on your iPhone or iPad • Customize budget categories and lines for all your monthly expenses • Create unlimited budget categories and lines • Set aside money for big purchases and goals with the fund feature • Share your household budget with others • Split transactions across multiple budget lines • Set due dates for bills • Customer support Or upgrade your budgeting experience and get all those features, plus: • Automatically stream your transactions into your budget • Get notified when you have expenses ready to track • Track your spending and income trends with custom budget reports • Export transaction data to Excel • Get personalized recommendations for expense tracking • Set due date reminders for your bills • Calculate your current and projected net worth • Plan your spending based on when you get paid and when things are due with paycheck planning • Set big-picture goals and see a timeline of when you’ll hit them with financial roadmap Hey, you spend on the go, you should be able to budget that way too! Download app for free and stay on top of your finances. One monthly budget at a time. Privacy Policy: https://thanhbkap.github.io/Simplify-Privacy/ Terms of Use: https://thanhbkap.github.io/Simplify-Term/
Screenshots
Verdict
The clearest difference is rating: Simpler Budget at 4.8 against Expense Keep's 4.4. Simpler Budget also leads on update cadence (every 2 weeks vs every 6 weeks) and device support (3 vs 1). Expense Keep's advantage is ratings volume (1.7K vs 49). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Keep sells 1 one-off in-app purchase and Simpler Budget sells 5 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Simpler Budget holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: Expense Keep has 1.7K ratings behind it against 49, so its average is the more settled of the two. Written reviews point the same way: 77% of Expense Keep's written reviews are positive against 80% of Simpler Budget's.
Expense Keep ships an update every 6 weeks, Simpler Budget every 2 weeks. The most recent releases landed on October 2, 2026 and October 8, 2026 respectively.
| Parameter | Expense Keep | Simpler Budget |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (1.7K ratings) | 4.8 (49 ratings) — better |
| Positive reviews | 77.5% of reviews | 80.0% of reviews — better |
| Number of ratings | 1.7K — better | 49 |
| Update frequency | Every 6 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 5 MB | 129 MB |
| Age rating | 4+ | 4+ |
| Developer | Tayson Nguyen | DEVWORLD VIETAM COMPANY LIMITED |
Customer experience
Expense Keep
Simpler Budget
Bugs and requests
Expense Keep
Reported bugs
4 issues- App crashes on launch after recent update
- Dark mode functionality is broken
- Recurring expense dates not updating correctly
- Unable to export data or send feedback in-app
Requested features
5 requests- Add support for multiple currencies
- Implement a monthly budgeting feature
- Allow customization of expense categories
- Improve data export and reporting options
- Integrate cloud backup and cross-device sync
Simpler Budget
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Expense Keep
- Expense Keep Pro$19.99
Simpler Budget
- One Month Premium$1.991 Month
- Three Months Premium3 Days trial$5.993 Months
- 1 Year Premium7 Days trial$19.991 Year
- Lifetime 10% Off$8.99
- Lifetime$39.99
Questions
Is Expense Keep free?
Is Simpler Budget free?
Which has better reviews, Expense Keep or Simpler Budget?
Do Expense Keep or Simpler Budget have ads?
Which is updated more often, Expense Keep or Simpler Budget?
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