First State Mobile vs 1st Mississippi FCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
First State Mobile
Manage your finances on the go with this mobile banking application. Check account balances, review recent transactions, transfer funds between accounts, and pay bills conveniently from your device.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills
- View latest account balance
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First State Bank is proud to announce an upgrade to your digital banking experience. Control your finances at your fingertips. The First State Mobile app offers you secure, convenient banking wherever you are. Easily manage your accounts, track spending, and stay connected to your finances—all from your mobile device. With an intuitive design and powerful new features, our mobile app helps you bank smarter, save time, and take control of your financial freedom. The new experience lets you manage and lock your debit cards, set up text alerts, create budgets, and view your financial trends all at the click of a button. The advanced functionality affords users the ability to better understand spending habits and pay bills directly from their personalized platform. Business customers can take advantage of upgraded features such as SpendManager, where you can track and manage your receipts all in one place; or access tools such as payment workflows and PositivePay. It's banking that puts you first!
1st Mississippi FCU
Access your accounts conveniently on the go. Deposit checks remotely, find branch locations, and get in touch with customer support. Manage your finances with ease through this mobile banking solution.
- Mobile check deposit
- Branch locator
- Contact information
- Website access
- Mobile banking
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1st Mississippi Federal Credit Union Mobile provides members convenient access to our website, mobile check deposit, mobile banking, branch and contact information.
Screenshots
Verdict
The clearest difference is rating: First State Mobile at 4.6 against 1st Mississippi FCU's 3.5. First State Mobile also leads on ratings volume (303 vs 13) and monetization model (free vs ad-supported). 1st Mississippi FCU's advantage is review sentiment (67% vs 48%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
First State Mobile holds the better App Store score, 4.6 against 3.5. That said, the two scores are not equally well evidenced: First State Mobile has 303 ratings behind it against 13, so its average is the more settled of the two. Written reviews complicate that: 48% of First State Mobile's written reviews are positive against 67% of 1st Mississippi FCU's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 7, 2026 and September 10, 2026 respectively.
| Parameter | First State Mobile | 1st Mississippi FCU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (303 ratings) — better | 3.5 (13 ratings) |
| Positive reviews | 47.8% of reviews | 66.7% of reviews — better |
| Number of ratings | 303 — better | 13 |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 44 MB | 61 MB |
| Age rating | 4+ | 4+ |
| Developer | First State Bank MS | 1st Mississippi Federal Credit Union |
Customer experience
First State Mobile
1st Mississippi FCU
In-app purchases
First State Mobile
No in-app purchases
1st Mississippi FCU
No in-app purchases
Questions
Is First State Mobile free?
Is 1st Mississippi FCU free?
Which has better reviews, First State Mobile or 1st Mississippi FCU?
Do First State Mobile or 1st Mississippi FCU have ads?
Which is updated more often, First State Mobile or 1st Mississippi FCU?
Other comparisons
